FSUN
Firstsun Capital Bancorp
$35.08
-2.85 (-7.51%)
At close · Jul 10
Market Cap
$1.64B
Shares
46,736,705
Price & Indicators
Indicators
Price
Panels
Event markers
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$35.08
Open$34.62
Day$34.17–36.45
52W$29.95–42.34
Avg vol 30d299K
Short int1.2M · 2.6% float · 2.6d
Short vol55%
Last earningsJul 9, 2026
DataAug 2022–Jul 2026
Filing10-Q · May 8
Up next
Next earnings call
Oct 8, 2026
Est · unconfirmed
· in 12 wks
FQ3-26 quarter ends
~Sep 30, 2026
Est
filed May 8, 2026
Equibles Rating
blended score · not investment advice
Overall
Neutral
SellHoldBuy
Technical
Neutral
Momentum
Very Weak
Sentiment
Neutral
Fundamentals
Excellent
Quant / Vol
Moderate
Market backdrop
VIX 15 · calm
Equity put/call 0.55
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
−5%
below
Price vs 50-day avg
−4%
below
RSI (14)
39
neutral
MACD trend
Negative
52-week position
41%
mid-range
Volume (OBV)
Bullish div.
accumulating
Momentum
relative strength
1-month return
−4%
trailing
6-month return
−11%
trailing
YTD return
−7%
this year
Relative strength
−20%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $36 › 200d $37 — 200d above 50d
Institutional flow
Distributing
3 of 131 funds reported for Jun 30 · net -88.1K sh shares
Insider flow
Flat
No net insider activity over 90 days
Short interest
Rising
2.55% of float · ▲ +6.9% MoM · 2.6 days cover
Volume signal
Reversal watch
High volume on a down day — possible exhaustion
Institution breadth
Multi-yr high
131 holders — near 3-yr high, broad support
Squeeze score
49
elevated · 0–100
Fundamentals
EPS growth
+29%
Y/Y
Free cash flow
$104.0M
Valuation
P/E 10.3
below peers
Balance sheet
$652.6M
net cash
Quant / Vol
risk profile
Volatility
36%
annualized · 1-yr
Max drawdown
−27%
past year
ATR
3.9%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Latest guidance
· from the 8-K filed Jul 9, 2026
Provision for credit losses
· second quarter of 2026
Initiated
$40M – $41M
Charge-offs
· second quarter of 2026
Initiated
$42M – $43M
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders Neutral
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
−5%
Bearish
Price vs 50-day avg
−4%
Neutral
RSI (14)
39
Neutral
MACD trend
Negative
Bearish
52-week position
41%
Neutral
Volume (OBV)
Bullish div.
Bullish
Market signals — smart money & positioning
Bearish · 2 of 6
Trend (MA cross)
No cross
50d $36 › 200d $37 — 200d above 50d
Institutional flow
Distributing
3 of 131 funds reported for Jun 30 · net -88.1K sh shares
Insider flow
Flat
No net insider activity over 90 days
Short interest
Rising
2.55% of float · ▲ +6.9% MoM · 2.6 days cover
Volume signal
Reversal watch
High volume on a down day — possible exhaustion
Institution breadth
Multi-yr high
131 holders — near 3-yr high, broad support
Price context
position in its 52-week range
52-wk low $30
Now $35 · 41%
52-wk high $42
vs 200-day avg -5%
vs 50-day avg -4%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from its earnings releases, calls, and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Annualized ratio of net charge-offs to average loans | 0.63% | first quarter of 2026 | — |
| Loan growth | 16.2% | first quarter of 2026 | — |
| Loan yield | 6.36% | first quarter of 2026 | — |
| Merger related expenses | $2.7M | first quarter of 2026 | — |
| Net charge-offs | $10.6M | first quarter of 2026 | — |
| Net interest margin | 4.25% | first quarter of 2026 | — |
|
|
|||
| Noninterest income to total revenue | 24.7% | first quarter of 2026 | — |
|
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| Ratio of nonperforming assets to total assets | 0.82% | first quarter of 2026 | — |
| Total cost of interest-bearing deposits | 2.46% | first quarter of 2026 | — |
| Average loan growth | 8.5% | Q4 2025 | — |
| Return on average stockholders' equity | 8.58% | Q4 2025 | — |
| Return on average total assets | 1.17% | Q4 2025 | — |
Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
FSUN
this stock
Firstsun Capital Bancorp
|
$1.64B | -6.8% | — | 10.3 | 2.6% |
|
HDB
Hdfc Bank Ltd
|
$136.10B | -27.4% | +15.2% | — | 0.4% |
|
MFG
Mizuho Financial Group Inc
|
$127.67B | +43.2% | — | — | 0.1% |
|
IBN
Icici Bank Ltd
|
$104.01B | -2.7% | — | — | 0.7% |
|
PNC
Pnc Financial Services Group, Inc.
|
$101.16B | +21.6% | +7.2% | 14.6 | 1.9% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Financials
Filings
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| FSUN | -10.0% | -3.6% | -10.9% | -9.5% | -6.8% |
| SPY | +1.4% | +4.1% | +9.1% | +1.1% | +10.7% |
| vs SPY | -11.4% | -7.6% | -20.0% | -10.6% | -17.5% |