FSUN · Firstsun Capital Bancorp
$39.52
-0.26 (-0.64%)
At close · Aug 7
Market Cap
$1.86B
Shares
46.74M
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$39.77
Open$40.09
Day$39.36–40.09
52W$29.95–42.34
Avg vol 30d352K
Short int1.4M · 3.0% float · 4.7d
Short vol37%
Last earningsJul 27, 2026
DataAug 2022–Aug 2026
Filing10-Q · May 8
Up next
Next earnings call
Oct 26, 2026
Est · unconfirmed
· in 11 wks
FQ3-26 quarter ends
~Sep 30, 2026
Est
filed May 8, 2026
AI Brief
TL;DR.
Bullish
Bearish
From the call
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Ask ALVIS about this →Equibles Rating
blended score · not investment adviceOverall
Buy
SellHoldBuy
Technical
Buy
Momentum
Strong
Sentiment
Neutral
Fundamentals
Excellent
Quant / Vol
Moderate
Market backdrop
VIX 15.2 · calm
Equity put/call 0.60
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+8%
above
Price vs 50-day avg
+8%
above
RSI (14)
65
neutral
MACD trend
Positive
52-week position
79%
mid-range
Volume (OBV)
Confirms
volume backs price
Momentum
relative strength
1-month return
+5%
trailing
6-month return
+4%
trailing
YTD return
+6%
this year
Relative strength
−9%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $37 › 200d $37 — 200d above 50d
Institutional flow
Accumulating
42 of 131 funds reported for Jun 30 · net +281.4K sh shares · +19 new
Insider flow
Flat
No net insider activity over 90 days
Short interest
Rising
3.00% of float · ▲ +17.4% MoM · 4.7 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
131 holders — near 3-yr high, broad support
Squeeze score
70
elevated · 0–100
Fundamentals
EPS growth
+29%
Y/Y
Free cash flow
$104.0M
Valuation
P/E 11.7
below peers
Balance sheet
$652.6M
net cash
Quant / Vol
risk profile
Volatility
37%
annualized · 1-yr
Max drawdown
−27%
past year
ATR
3.2%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Latest guidance
· from the 8-K filed Jul 9, 2026
Provision for credit losses
· second quarter of 2026
Initiated
$40M – $41M
Charge-offs
· second quarter of 2026
Initiated
$42M – $43M
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders Buy
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+8%
Bullish
Price vs 50-day avg
+8%
Bullish
RSI (14)
65
Neutral
MACD trend
Positive
Bullish
52-week position
79%
Neutral
Volume (OBV)
Confirms
Neutral
Market signals — smart money & positioning
Bullish · 2 of 6
Trend (MA cross)
No cross
50d $37 › 200d $37 — 200d above 50d
Institutional flow
Accumulating
42 of 131 funds reported for Jun 30 · net +281.4K sh shares · +19 new
Insider flow
Flat
No net insider activity over 90 days
Short interest
Rising
3.00% of float · ▲ +17.4% MoM · 4.7 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
131 holders — near 3-yr high, broad support
Price context
position in its 52-week range
52-wk low $30
Now $40 · 79%
52-wk high $42
vs 200-day avg +8%
vs 50-day avg +8%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from its earnings releases, calls, and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Net interest margin | 3.58% | second quarter of 2026 | — |
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| Noninterest income to total revenue | 22.2% | second quarter of 2026 | — |
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| Adjusted net income non-GAAP | $23.7M | first quarter of 2026 | — |
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| Adjusted return on average total assets non-GAAP | 1.14% | first quarter of 2026 | — |
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| Loan growth | 16.2% | first quarter of 2026 | — |
| Net charge-offs to average loans | 0.63% | first quarter of 2026 | — |
| Nonperforming assets to total assets | 0.82% | March 31, 2026 | — |
| Return on average stockholders' equity | 7.47% | first quarter of 2026 | — |
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| Return on average total assets | 1.04% | first quarter of 2026 | — |
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| Adjusted diluted earnings per share non-GAAP | $3.56 | FY 2025 | — |
| Adjusted efficiency ratio non-GAAP | 64.17% | FY 2025 | — |
| Adjusted return on average stockholders' equity non-GAAP | 9.11% | FY 2025 | — |
| Adjusted return on average tangible stockholders' equity non-GAAP | 10.21% | FY 2025 | — |
| Average loan growth | 8.5% | Q4 2025 | — |
| Efficiency ratio | 64.82% | FY 2025 | — |
| Loan to deposit ratio | 93.9% | FY 2025 | — |
| Net interest margin (FTE basis) non-GAAP | 4.16% | FY 2025 | — |
| Return on average tangible stockholders' equity non-GAAP | 9.95% | FY 2025 | — |
| Tangible book value per share non-GAAP | $37.83 | FY 2025 | — |
Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
FSUN
this stock
Firstsun Capital Bancorp
|
$1.86B | +5.7% | — | 11.7 | 3.0% |
|
MFG
Mizuho Financial Group Inc
|
$130.23B | +46.0% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$122.06B | -34.9% | +15.2% | — | 0.4% |
|
IBN
Icici Bank Ltd
|
$109.32B | +3.1% | — | — | 0.6% |
|
PNC
Pnc Financial Services Group, Inc.
|
$100.84B | +23.9% | +7.2% | 13.9 | 1.7% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Financials
Filings
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| FSUN | +2.0% | +4.9% | +3.9% | +2.8% | +5.7% |
| SPY | +3.6% | +2.2% | +12.8% | +2.9% | +12.7% |
| vs SPY | -1.6% | +2.6% | -8.9% | -0.1% | -7.0% |
Key facts
CIK
1709442
CUSIP
33767U107
13F (30d)
38 filings
38 filers
Visit website
Investor relations