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GOVB · Gouverneur Bancorp, Inc./MD/

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$21.85 At close · Aug 31
Market Cap
$23.14M
Shares
1.06M

GOVB metrics

64 of 114 screener metrics currently available.

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Market overview

2 metrics
Share price
$21.85
Market cap
$23.14M

Price action

19 metrics
Price change (1W)
+7.1%
Price change (30D)
+11.5%
Price change (3M)
+13.5%
Price change (6M)
+23.8%
Price change (YTD)
+24.9%
Price change (1Y)
+43.3%
Trailing year
Price change (5Y)
52-week high
$21.85
52-week low
$14.00
Change from 52-week high
+0.0%
Change from 52-week low
+56.1%
Annualized volatility
38.4%
Beta
-0.1
RSI (14D)
68.3
Price vs SMA 50
+14.8%
Price vs SMA 200
+42.1%
Avg volume (3M)
1,612
Relative volume
3.7
Average dollar volume
$32,124

Company

3 metrics
Sector
Financial Services
Industry
Banks - Regional
Shares outstanding
1.06M

Valuation

12 metrics
P / E (TTM)
22.8
Trailing earnings · reciprocal yield 4.4%
PEG ratio
5.0
EV / revenue
EV / EBITDA
EV / EBIT
P / sales
2.7×
reciprocal yield 36.9%
P / book
0.7
reciprocal yield 141.5%
FCF yield
3.3%
TTM · current market cap
Buyback yield
1.4%
P / FCF
30.3
reciprocal yield 3.3%
P / operating cash flow
19.8
reciprocal yield 5.0%
Earnings yield
4.2%

Historical valuation

8 metrics
P / E historical average (3Y)
22.3×
reciprocal yield 4.5%
P / E historical average (5Y)
22.3×
reciprocal yield 4.5%
EV / revenue historical average (3Y)
EV / revenue historical average (5Y)
EV / EBIT historical average (3Y)
EV / EBIT historical average (5Y)
EV / EBITDA historical average (3Y)
EV / EBITDA historical average (5Y)

Dividends & buybacks

7 metrics
Dividend yield
0.8%
Trailing 12 months
Payout ratio
19.6%
Shareholder yield
2.2%
Dividend / share (TTM)
$0.18
Dividend growth YoY
+12.5%
Dividend growth streak
1
Last ex-dividend
2026-05-04

Earnings calendar

2 metrics
Next earnings
Last earnings

Profitability

9 metrics
Gross margin
Operating margin
Trailing 12 months
Net margin
11.5%
Gross profit (TTM)
Operating profit (TTM)
Net income (TTM)
$981,000
Trailing 12 months
Diluted EPS (TTM)
$0.96
FCF margin
8.9%
Effective tax rate
6.1%

Per share

11 metrics
Revenue per diluted share (TTM)
Gross profit per diluted share (TTM)
Operating profit per diluted share (TTM)
EBITDA per diluted share (TTM)
Net income per diluted share (TTM)
Operating cash flow per diluted share (TTM)
Free cash flow per diluted share (TTM)
Capital expenditures per diluted share (TTM)
R&D per diluted share (TTM)
Stock compensation per diluted share (TTM)
Book value per share

Growth

11 metrics
Revenue growth YoY
+2.9%
Year over year
Net income growth YoY
+10.1%
Revenue (TTM)
$8.55M
Trailing 12 months
EPS growth YoY
+4.5%
Shares change YoY
+2.7%
Year over year · more shares
Revenue CAGR (3Y)
+5.0%
Revenue CAGR (5Y)
EPS CAGR (3Y)
-1.4%
EPS CAGR (5Y)
FCF CAGR (3Y)
FCF CAGR (5Y)

Quality

14 metrics
Return on equity
3.0%
Return on assets
0.5%
Debt / equity
Current ratio
EBITDA (TTM)
Free cash flow (TTM)
$764,000
Quick ratio
Interest coverage
Net debt / EBITDA
Return on invested capital
Trailing 12 months
Net cash
$6.34M
Latest balance sheet
Cash & equivalents
$6.34M
Total assets
$198.68M
Total debt

Cash flow & spend

7 metrics
Operating cash flow (TTM)
$1.17M
Capital expenditures (TTM)
$402,000
R&D (TTM)
SG&A (TTM)
Stock compensation (TTM)
R&D / revenue
Stock compensation / revenue

Ownership (13F)

3 metrics
13F filers
13F filer change QoQ
Institutional ownership

Short interest

3 metrics
Short interest
0.0%
Latest settlement · 1.0 days to cover
Days to cover
1.0d
Short-squeeze score
29 / 100

Insider activity

2 metrics
Net insider buying (90D)
Insider-sentiment score

Risk flags

1 metrics
Going concern
Key facts CIK 1978811 CUSIP 38358M109 13F (30d) 1 filings 1 filers Visit website