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GOVB · Gouverneur Bancorp, Inc./MD/

Track GOVB — free
$20.40 +0.40 (+2.00%) At close · Aug 24
Market Cap
$21.60M
Shares
1.06M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$20.40 Open$20.40 Day$20.40–20.40 52W close$14.00–20.86 Avg vol 30d1K Short int154 · 0.0% float · 1.0d Short vol78% DataNov 2023–Aug 2026 Filing10-Q · Aug 13

Raw chart and full-history price indicators begin at the captured split on Nov 1, 2023; bars on opposite sides are not compared.

Up next

FQ4-26 quarter ends
~Sep 30, 2026 Est
filed Aug 13, 2026

Equibles Rating

blended score · not investment advice
Overall
Buy
SellHoldBuy
Technical Neutral Momentum Very Strong Sentiment Neutral Fundamentals Strong Quant / Vol Low
Market backdrop VIX 14.9 · calm Equity put/call 0.62
Technical
price trend
Neutral
50 / 200-day cross No cross
Price vs 200-day avg +33%
above
Price vs 50-day avg +8%
above
RSI (14) 59
neutral
MACD trend Negative
52-week position 93%
near high
Volume (OBV) Bearish div.
distributing
Momentum
relative strength
Very Strong
1-month return +6%
trailing
6-month return +51%
trailing
YTD return +17%
this year
Relative strength +39%
vs S&P · 6-mo
Sentiment
smart money
Neutral
Trend (MA cross) No cross
50d $19 › 200d $15 — 50d above 200d
Institutional flow Flat
No 13F holder data
Insider flow Flat
No net insider activity over 90 days
Short interest Rising
0.01% of float · ▲ +175.0% MoM · 1.0 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
No 13F holder history
Squeeze score 27
low risk · 0–100
Fundamentals
Strong
EPS growth +41%
Y/Y
Free cash flow $653.0K
Valuation P/E 21.3
rich
Quant / Vol
risk profile
Low
Volatility 37%
annualized · 1-yr
Max drawdown −10%
past year
ATR 2.5%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Neutral
2 · 2 · 3
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+33% Bullish
Price vs 50-day avg
+8% Bullish
RSI (14)
59 Neutral
MACD trend
Negative Bearish
52-week position
93% Bullish
Volume (OBV)
Bearish div. Bearish
Market signals — smart money & positioning
Bearish · 1 of 6
Trend (MA cross) No cross
50d $19 › 200d $15 — 50d above 200d
Institutional flow Flat
No 13F holder data
Insider flow Flat
No net insider activity over 90 days
Short interest Rising
0.01% of float · ▲ +175.0% MoM · 1.0 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
No 13F holder history
Price context
position in its 52-week range
Range low $14 Now $20 · 93% Range high $21
vs 200-day avg +33% vs 50-day avg +8%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings
Metric Latest Period YoY
Average interest-earning assets to interest-bearing liabilities 1.24 the three months ended June 30, 2026 filing
Effective income tax rate 5.53% the three months ended June 30, 2026 filing
Net interest margin 4.25% the three months ended June 30, 2026 filing
Net interest-earning assets 34.42M the three months ended June 30, 2026 filing

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
GOVB
Gouverneur Bancorp, Inc./MD/
this stock
$21.60M +16.6% 21.3 0.0%
MFG
Mizuho Financial Group Inc
$129.26B +45.4% 0.1%
HDB
Hdfc Bank Ltd
$118.56B -36.8% +15.2% 0.5%
IBN
Icici Bank Ltd
$107.22B +0.3% 0.7%
CIXPF
CaixaBank/ADR
$106.80B +26.1% 0.1%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Short & Settlement
Short Interest Rising
Shares short
154
Days to cover
1.0d
Change
+98 sh
View
Short Volume
Short vol %
78%
As of
Aug 31, 2026
Short Total
View
Fails to Deliver
FTD shares
106
Value
$2.1K
As of
Jul 6, 2026
View
Off-Exchange
Off-exchange %
98.1%
Week of
Jul 27, 2026
Off-exch Lit
View
Financials
Financials
Net income (FY)
$733.0K
EPS diluted
$0.72
View
Buybacks
Authorized
shares 52.8K
View
Filings
SEC Filings
Latest
10-Q
Filed
Aug 13, 2026
This year
8
View

Performance

Raw-price comparisons begin at the captured split on Nov 1, 2023; windows that need an earlier baseline remain unavailable.

5D 20D 120D MTD YTD
GOVB +2.0% +6.0% +51.3% +3.9% +16.6%
SPY -1.2% +3.3% +12.2% +2.2% +12.0%
vs SPY +3.2% +2.7% +39.1% +1.7% +4.6%

Capital returns

Latest dividend
$0.09 / share · ex May 4, 2026
Raised 12.5%
Paid (TTM)
$0.18 / share · 2 payouts
Dividend yield (TTM, derived)
· history filling in
Buyback program · as of Jul 24, 2025
Authorized
shares 52,778
Spent (derived)
Remaining

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1978811 CUSIP 38358M109 13F (30d) 1 filings 1 filers Visit website