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GOVB · Gouverneur Bancorp, Inc.

Track GOVB — free
$21.00 +0.07 (+0.33%) At close · Oct 20
Market Cap
$22.16M
Shares
1.06M
Volume · Oct 20 3100 Avg daily vol (3M) 1632

Price & Indicators

Drag to pan · scroll to zoom
20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$21.00 Open$20.93 Day$20.93–21.00 52W close$14.00–23.37 Avg vol 30d2K Short int201 · 0.0% float · 1.0d Short vol60% DataJan 2020–Oct 2026 Filing10-Q · Aug 13

Up next

filed Aug 13, 2026

Metrics snapshot

Useful current figures from the complete screener profile.

Revenue (TTM)
$8.55M
Trailing 12 months
Net income (TTM)
$981,000
Trailing 12 months
Revenue growth YoY
+2.9%
Year over year
Operating margin
—
Trailing 12 months
P / E (TTM)
21.9
Trailing earnings · reciprocal yield 4.6%
FCF yield
3.4%
TTM · current market cap
Return on invested capital
—
Trailing 12 months
Net cash
$6.34M
Latest balance sheet
Dividend yield
0.9%
Trailing 12 months
Shares change YoY
+2.7%
Year over year · more shares
Price change (1Y)
+50.0%
Trailing year
Short interest
—
Latest settlement
View all 122 metrics

Equibles Rating

blended score · not investment advice
Overall
Buy
SellHoldBuy
Technical Neutral Momentum Strong Sentiment Bearish Fundamentals Strong Quant / Vol Very Low
Market backdrop VIX 17.3 · elevated Equity put/call 0.56
Technical
price trend
Neutral
50 / 200-day cross No cross
Price vs 200-day avg +26%
above
Price vs 50-day avg −1%
below
RSI (14) 41
neutral
MACD trend Negative
52-week position 75%
mid-range
Volume (OBV) Bullish div.
accumulating
Momentum
relative strength
Strong
1-month return −5%
trailing
6-month return +50%
trailing
YTD return +20%
this year
Relative strength +42%
vs S&P · 6-mo
Sentiment
smart money
Bearish
Trend (MA cross) No cross
50d $21 › 200d $17 — 50d above 200d
Institutional flow Flat
No 13F holder data
Insider flow Flat
No net insider activity over 90 days
Short interest Rising
0.02% of float · ▲ +258.9% MoM · 1.0 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
No 13F holder history
Fundamentals
Strong
EPS growth +41%
Y/Y
Free cash flow $653.0K
Valuation P/E 21.8
rich
Quant / Vol
risk profile
Very Low
Volatility 36%
annualized · 1-yr
Max drawdown −12%
past year
ATR 1.7%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Neutral
1 · 4 · 2
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+26% Bullish
Price vs 50-day avg
−1% Neutral
RSI (14)
41 Neutral
MACD trend
Negative Bearish
52-week position
75% Neutral
Volume (OBV)
Bullish div. Bullish
Market signals — smart money & positioning
Bearish · 1 of 6
Trend (MA cross) No cross
50d $21 › 200d $17 — 50d above 200d
Institutional flow Flat
No 13F holder data
Insider flow Flat
No net insider activity over 90 days
Short interest Rising
0.02% of float · ▲ +258.9% MoM · 1.0 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
No 13F holder history
Price context
position in its 52-week range
Range low $14 Now $21 · 75% Range high $23
vs 200-day avg +26% vs 50-day avg -1%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings
Metric Latest Period YoY
Annualized Return on Average Assets 0.5% Nine months ended June 30, 2026 —
Annualized Return on Average Equity 3.08% Nine months ended June 30, 2026 —
Book value per common share $30.93 As of June 30, 2026 —
Net interest margin 4.17% Nine months ended June 30, 2026 —
Shares issued and outstanding 1,059,003 As of June 30, 2026 —

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
GOVB
Gouverneur Bancorp, Inc.
this stock
$22.16M +20.0% — 21.8 0.0%
MFG
Mizuho Financial Group Inc
$118.67B +36.7% — — 0.1%
HDB
Hdfc Bank Ltd
$118.52B -38.0% -3.2% — 0.7%
IBN
Icici Bank Ltd
$107.26B -0.9% — — 0.6%
ITUB
Itau Unibanco Holding S.A.
$106.91B +35.5% — — 0.2%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Short & Settlement
Short Interest Rising
Shares short
201
Days to cover
1.0d
Change
+145 sh
View
Short Volume
Short vol %
60%
As of
Oct 19, 2026
Short Total
View
Fails to Deliver
FTD shares
200
Value
$4.4K
As of
Sep 2, 2026
View
Off-Exchange
Off-exchange %
100.0%
Week of
Sep 14, 2026
Off-exch Lit
View
Financials
Financials
Net income (FY)
$733.0K
EPS diluted
$0.72
View
Buybacks
Authorized
shares 52.8K
View
Filings
SEC Filings
Latest
10-Q
Filed
Aug 13, 2026
This year
8
View

Performance

5D 20D 120D MTD YTD
GOVB -4.4% -4.6% +50.0% -7.4% +20.0%
SPY -1.2% -0.6% +8.1% +0.8% +12.8%
vs SPY -3.3% -4.0% +41.9% -8.3% +7.2%

Capital returns

Latest dividend
$0.09 / share · ex May 4, 2026
Declared · upcoming
$0.10 / share · ex Nov 2, 2026
Raised 12.5%
Paid (TTM)
$0.18 / share · 2 payouts
Dividend yield (TTM, derived)
— · history filling in
Buyback program · as of Jul 24, 2025
Authorized
shares 52,778
Spent (derived)
—
Remaining
—

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1978811 CUSIP 38358M109 Visit website