6-K

UNITEDSTATES

SECURITIESAND EXCHANGE COMMISSION

Washington,D.C. 20549

FORM6-K

REPORTOF FOREIGN PRIVATE ISSUER

PURSUANTTO RULE 13a-16 OR 15d-16

UNDERTHE SECURITIES EXCHANGE ACT OF 1934

Formonth of March 2026

CommissionFile Number: 001-42290

HOMESTOLIFELTD

(Registrant’sName)

6Raffles Boulevard, #02-01/02

MarinaSquare, Singapore 039594

(Addressof Principal Executive Offices)

Indicate by check mark whether the registrant files or will file annual reports under cover Form 20-F or Form 40-F.

Form 20-F ☒ Form 40-F ☐

EXPLANATORYNOTE

ExplanatoryNote:

On March 23, 2026, HomesToLife Ltd (the “Company”) issued a press release. A copy of the press release is furnished as Exhibit 99.1 to this Report on Form 6-K.

Exhibits No.	Description
99.1	Press release dated March 23, 2026

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

	HomesToLife Ltd
Date: March 23, 2026	By:	/s/ Phua Mei Ming
	Name:	Phua Mei Ming
	Title:	Chief Executive Officer

Exhibit99.1

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HomesToLifeDelivers 97% Jump in FY2025 Net Profit to US$16.6 Million

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Exportexpansion and improved margins underpin sustained performance

SINGAPORE, Mar. 23, 2026 – HomesToLife Ltd (Nasdaq: HTLM) (“HomesToLife” or the “Company”), a Singapore-based home furniture company with sales across Asia-Pacific, Europe and North America, today announced its audited financial results for the fiscal year ended December 31, 2025 (“FY2025”).

“Weare pleased to deliver strong operational and financial results for the full year, underpinned by our diversified export model and disciplinedcapital management,” said Ms. Phua Mei Ming, Chief Executive Officer of HomesToLife. “As we move forward, we willcontinue to execute our expansion strategy, deepen our presence in key markets, and ensure that HomesToLife remains well positioned tocapture new growth opportunities.”

Key Financial Highlights

	FY2024		FY2025		Chg			4Q2024		4Q2025		Chg
	US’000		US’000		(%)			US’000		US’000		(%)
Net revenue						13	%						7	%
Export						12	%						7	%
Retail						100	%						112	%
Leather						4	%						(22	)%
By geographical						13	%						7	%
Asia Pacific						6	%						4	%
Europe						15	%						1	%
North America						19	%						41	%
Gross profit						27	%						32	%
Gross margin (%)		%		%		3.1 pp			%		%		5.4 pp
Operating expenses						17	%						14	%
Selling expenses						21	%						26	%
General and Administrative						6	%						(8	)%
Listing expenses						(12	)%						(69	)%
Income from operations						104	%						347	%
Net income						97	%						358	%
Earnings per share (Basic and diluted)						97	%						358	%

All values are in US Dollars.

Financialresults for FY2025, the fiscal year ended December 31, 2024 (“FY2024”), the fourth quarter of 2025 (“4Q2025”)and the fourth quarter of 2024 (“4Q2024”), unless otherwise stated, reflect the inclusion of HTL Marketing Pte. Ltd.(“HTLMarketing”) because of the acquisition of 100% of equity interests in HTL Marketing completed on May 19, 2025.

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FY2025Performance

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The Company reported a 13% year-on-year (“YoY”) increase in net revenue to $377.9 million in FY2025, driven by a 12% YoY rise in export revenue to $349.6 million. This growth was supported by stronger export sales across Europe (+15%) and North America (+19%). Revenue from retail doubled to $9.1 million, reflecting contributions from an expanded retail footprint in Korea. In line with revenue, gross profit rose 27% to $105.3 million while gross margin improved by 3.1 percentage points to 27.9% for FY2025.

For FY2025, total operating expenses rose 17% YoY to $86.0 million, driven by a $11.6 million increase in selling expenses. This increase reflected higher sales volumes alongside elevated freight costs, which rose 52% in FY2025.

General and administrative expenses rose 6% to $18.3 million in FY2025, mainly due to higher staff costs and expenses related to the business expansion.

The Company reported foreign exchange gains of $3.5 million in FY2025, compared to gains of $2.2 million in FY2024, primarily due to favorable movements in Euro (EUR) and Pound Sterling (GBP) offset by the depreciation of Chinese Renminbi (CNH) against the U.S. dollar (USD) during the period.

Net income for FY2025 rose 97% to $16.6 million, compared to a net income of $8.4 million in FY2024, translating to earnings per share of $0.185 per share. Return on average common shareholders’ equity (ROE) stood at 86%.

4Q2025Performance

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The Company reported revenue of $102.8 million in FY2025, with the increase of 7% YoY, underpinned by stronger export sales across North America (+41%), and contributions following an expansion of retail outlets in Korea.

Gross profit increased by 32% to $29.2 million, with gross margin expanding by 5.4 percentage points to 28.4%, driven by higher export volumes and operational efficiency. During the quarter, the Company also recorded lower listing expenses following IPO-related costs incurred in the prior year. Accordingly, net income rose 358% to $3.4 million, translating to an earnings per share of $0.038 per share.

FinancialPosition

In FY2025, cash flow generated from operating activities increased significantly from $0.4 million in FY2024 to $13.5 million in FY2025, in line with expanded business operations, higher profitability and improved working capital management.

As of December 31, 2025, the Company remained in a healthy financial position, with $27.3 million in cash and bank balances. Total borrowings stood at $10.4 million, comprising of short-term trade financing to support higher working capital requirements from export growth.

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Outlook

The Company estimates its FY2026 revenue to range between $400 million to $420 million, reflecting continued growth driven by a robust export market, barring any unforeseen circumstances. The Company plans to continue to monitor evolving geopolitical developments, including ongoing conflicts that may impact global trade flows and supply chains.

HomesToLife expects that it will continue to be supported by its robust balance sheet and will practice disciplined capital deployment to ensure that it is well positioned to capture new opportunities for future growth.

The Company also plans to monitor geopolitical developments in the Middle East. While there has been no material impact on the Company’s 2025 financial performance, the Company expects to remain attentive to potential secondary effects, including volatility in global energy prices, supply chain disruptions, and fluctuations in raw material costs and currency markets. The Company’s guidance for 2026 reflects current market conditions, and the Company plans to provide updates as appropriate should conditions evolve.

AboutHomesToLife Ltd (Nasdaq: HTLM)

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HomesToLife Ltd is a global furniture company with three core divisions: : (i) export division for supplying furniture to retail partners worldwide, (ii) leather trading division, and (iii) consumer retail division with direct operations in Singapore and Korea.

Leveraging more than 50 years of heritage built by its founders, the Company combines retail, distribution, and sourcing, supported by a diversified manufacturing network across China, Vietnam, and India.

In May 2025, the Company strengthened its design, product development and merchandising function through the acquisition of HTL Marketing.

The Company is fast expanding across Europe, Asia-Pacific, and North America, leveraging long-standing supplier partnerships and a global presence to deliver scale, efficiency, and resilience.

FORWARD-LOOKINGSTATEMENTS

Certain statements in this press release are forward-looking statements. These forward-looking statements involve known and unknown risks and uncertainties and are based on the Company’s current expectations and projections about future events that the Company believes may affect financial condition, results of operations, business strategy and financial needs of the Company and its subsidiaries. Forward-looking statements can be identified by the words such as “approximates,” “believes,” “hopes,” “expects,” “anticipates,” “estimates,” “projects,” “intends,” “plans,” “will,” “would,” “should,” “could,” “may” or other similar expressions in this press release. The Company undertakes no obligation to update or revise publicly any forward-looking statements to reflect subsequent occurring events or circumstances, or changes in its expectations, except as may be required by law. Although the Company believes that the expectations expressed in these forward-looking statements are reasonable, it cannot assure you that such expectations will turn out to be correct, and the Company cautions investors that actual results may differ materially from the anticipated results and encourages investors to review other factors that may affect its future results in the Company’s registration statement and other filings with the SEC.

Contacts

HomesToLifeLtd Contact:

6 Raffles Boulevard, #02-01/02

Marina Square, Singapore 039594

Email: Investor@homestolife.com

InvestorRelations Inquiries:

Edelman Smithfield

Jass Lim/Enya Rodrigues

HomesToLife@edelmansmithfield.com

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HOMESTOLIFELTD AND SUBSIDIARIES

CONSOLIDATEDAND COMBINED BALANCE SHEETS

(Currencyexpressed in United States Dollars (“US$”), except for number of shares)

			2025
ASSETS
Current assets:
Cash and cash equivalents	24,860,621		$	27,276,091
Accounts receivable, net (including receivable from related parties of 928,951 and 5,763,509 as of December 31, 2024 and 2025, respectively)	66,928,602			76,010,709
Inventories, net	8,032,089			9,599,490
Amounts due from related parties	2,807,854			7,026,092
Deposit, prepayments and other receivables	5,145,372			5,853,470
Total current assets	107,774,538			125,765,852
Non-current assets:
Property, plant and equipment, net	3,734,157			4,354,206
Right-of-use assets, net	6,632,749			7,363,312
Other non-current assets	-			1,000,000
Deferred tax asset, net	636,581			673,416
Total non-current assets	11,003,487			13,390,934
TOTAL ASSETS	118,778,025		$	139,156,786
LIABILITIES AND SHAREHOLDERS’ EQUITY
Current liabilities:
Accounts payable	2,701,283		$	4,475,242
Accounts payable, related parties	72,724,799			74,890,989
Customer deposits	853,626			1,195,989
Accrued liabilities and other payables	4,428,806			6,065,126
Short-term borrowings	15,255,874			10,389,094
Amounts due to related parties	292,753			-
Lease liabilities, current	2,100,281			1,924,657
Warranty liabilities	2,095,842			2,188,814
Derivatives financial instruments	-			74,765
Income tax payable	2,467,506			4,156,085
Total current liabilities	102,920,770			105,360,761
Long-term liabilities:
Provision for reinstatement cost	262,479			382,112
Lease liabilities	4,883,321			5,572,603
Total long-term liabilities	5,145,800			5,954,715
TOTAL LIABILITIES	108,066,570			111,315,476
Commitments and contingencies	-			-
Shareholders’ equity:
Ordinary share, 0.0001 par value, 500,000,000 shares authorized,89,687,500 and 89,687,500 shares issued and outstanding as of December 31, 2024 and 2025, respectively*	8,969			8,969
Additional paid-in capital	37,179,424			37,179,424
Accumulated other comprehensive loss	(12,686,896	)		(12,111,193	)
(Accumulated losses) retained earnings	(13,790,042	)		2,764,110
Total shareholders’ equity	10,711,455			27,841,310
TOTAL LIABILITIES AND SHAREHOLDERS’ EQUITY	118,778,025		$	139,156,786

All values are in US Dollars.

*	The<br> shares amounts are presented on a retroactive basis, giving the effect from the completion of common control acquisition.

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HOMESTOLIFELTD AND SUBSIDIARIES

CONSOLIDATEDAND COMBINED STATEMENTS OF OPERATIONS AND

COMPREHENSIVEINCOME

(Currencyexpressed in United States Dollars (“US$”), except for number of shares)

	Years ended December 31,
	2023			2024			2025
Revenues, net
From third parties	$	316,003,465		$	315,867,933		$	356,187,074
From related parties		9,981,004			19,192,918			21,689,049
		325,984,469			335,060,851			377,876,123
Cost of goods sold		(239,738,076	)		(252,032,836	)		(272,571,322	)
Gross profit		86,246,393			83,028,015			105,304,801
Operating expenses:
Sales and distribution expenses		(51,622,790	)		(54,727,281	)		(66,331,518	)
General and administrative expenses		(17,400,101	)		(17,348,952	)		(18,336,882	)
Listing expenses		-			(1,440,130	)		(1,265,042	)
Total operating expenses		(69,022,891	)		(73,516,363	)		(85,933,442	)
Income from operations		17,223,502			9,511,652			19,371,359
Total other (expense) income, net		(5,042,120	)		1,324,861			1,382,613
Income before income taxes		12,181,382			10,836,513			20,753,972
Income tax expense		(1,864,201	)		(2,415,742	)		(4,199,820	)
NET INCOME	$	10,317,181		$	8,420,771		$	16,554,152

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