JUVF · Juniata Valley Financial Corp

Mifflintown, PA, July 22, 2026 (GLOBE NEWSWIRE) - Juniata Valley Financial Corp. (OTCQX:JUVF) (“Juniata”), announced net income for the three months ended June 30, 2026 of $2.5 million, an increase of 32.0% compared to net income of $1.9 million for the three months ended June 30, 2025. Earnings per share, basic and diluted, increased 31.6%, to $0.50, for the three months ended June 30, 2026, compared to $0.38 for the three months ended June 30, 2025. Net income was $5.3 million for the six months ended June 30, 2026, an increase of 35.7% compared to net income of $3.9 million for the six months ended June 30, 2025. Earnings per share, basic and diluted, were $1.06 and $1.05, respectively, for the six months ended June 30, 2026, compared to earnings per share, both basic and diluted, of $0.78 for the six months ended June 30, 2025. President’s Message President and Chief Executive Officer, Marcie A. Barber stated, “We continued to build on the momentum of the first quarter and are

Mifflintown, PA, July 03, 2026 (GLOBE NEWSWIRE) - Juniata Valley Financial Corp. (OTCQX: JUVF), parent company of The Juniata Valley Bank ("JVB"), is proud to announce that Monday, July 6, 2026, marks the official opening of its new office in Belleville, PA. The Juniata Valley Bank has served customers of the Belleville region for decades, building relationships rooted in reliability, local expertise and genuine service. With the opening of our new Belleville office, we are making it even more convenient to bank with confidence in Big Valley. Our team is excited to welcome you into our new space, offering the same trusted support that our customers have come to know and appreciate. JVB offers a full range of banking services tailored to meet the needs of both individuals and businesses. From Personal Checking and Savings Accounts to Business Banking Services, Trust and Investment Services, Mortgage Loans and more. Unlock valuable benefits with your JVB relationship including access to

Mifflintown, PA, April 22, 2026 (GLOBE NEWSWIRE) - Juniata Valley Financial Corp. (OTCQX:JUVF) (“Juniata”), announced net income for the three months ended March 31, 2026 of $2.8 million, an increase of 39.3% compared to net income of $2.0 million for the three months ended March 31, 2025. Earnings per share, basic and diluted, for the three months ended March 31, 2026 were $0.56 and $0.55, respectively, compared to earnings per share, both basic and diluted, of $0.40 for the three months ended March 31, 2025. President’s Message President and Chief Executive Officer, Marcie A. Barber stated, “We are very pleased to announce first quarter net income of $2.8 million which represents a nearly 40% increase over the same quarter last year. This improvement is due in large part to our ability to provide responsive, customer-centered solutions coupled with disciplined loan and deposit pricing. This approach resulted in a $1.5 million increase in net interest income which equated to a 56

Mifflintown, PA, Jan. 29, 2026 (GLOBE NEWSWIRE) - Juniata Valley Financial Corp. (OTCQX:JUVF) (“Juniata”), announced net income for the three months ended December 31, 2025 of $2.0 million, an increase of 34.7% compared to net income of $1.5 million for the three months ended December 31, 2024. Earnings per share, basic and diluted, increased to $0.40, for the three months ended December 31, 2025, compared to $0.30 for the three months ended December 31, 2024. Net income was $8.0 million for the year ended December 31, 2025, an increase of 28.2% compared to net income of $6.2 million for the year ended December 31, 2024. Earnings per share, basic and diluted, were $1.59 for the year ended December 31, 2025, compared to basic and diluted earnings per share of $1.25 and $1.24, respectively, for the corresponding 2024 period. President’s Message President and Chief Executive Officer, Marcie A. Barber stated, “We are very pleased to announce fourth quarter net income of $2.0 million and