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JUVF · Juniata Valley Financial Corp

Track JUVF — free
$15.54 At close · Oct 21
Market Cap
$78.23M
Shares
5.03M
Volume · Oct 21 352 Avg daily vol (3M) 2991

Price & Indicators

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20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$15.54 Open$15.65 Day$15.54–15.65 52W close$13.48–16.98 Avg vol 30d4K Short int194 · 0.0% float · 1.0d Short vol100% DataJan 2020–Oct 2026 Filing10-Q · Aug 12

Up next

filed Aug 12, 2026

Metrics snapshot

Useful current figures from the complete screener profile.

Revenue (TTM)
$33.86M
Trailing 12 months
Net income (TTM)
$9.38M
Trailing 12 months
Revenue growth YoY
+15.0%
Year over year
Operating margin
—
Trailing 12 months
P / E (TTM)
8.4
Trailing earnings · reciprocal yield 12.0%
FCF yield
—
TTM · current market cap
Return on invested capital
—
Trailing 12 months
Net cash
−$10.70M
Latest balance sheet
Dividend yield
5.7%
Trailing 12 months
Shares change YoY
+0.4%
Year over year · more shares
Price change (1Y)
+12.0%
Trailing year
Short interest
—
Latest settlement
View all 122 metrics

Equibles Rating

blended score · not investment advice
Overall
Buy
SellHoldBuy
Technical Neutral Momentum Strong Sentiment Bearish Fundamentals Excellent Quant / Vol Very Low
Market backdrop VIX 16.7 · calm Equity put/call 0.52
Technical
price trend
Neutral
50 / 200-day cross No cross
Price vs 200-day avg +5%
above
Price vs 50-day avg −5%
below
RSI (14) 34
neutral
MACD trend Negative
52-week position 59%
mid-range
Volume (OBV) Confirms
volume backs price
Momentum
relative strength
Strong
1-month return −6%
trailing
6-month return +12%
trailing
YTD return +11%
this year
Relative strength +4%
vs S&P · 6-mo
Sentiment
smart money
Bearish
Trend (MA cross) No cross
50d $16 › 200d $15 — 50d above 200d
Institutional flow Flat
0% holders QoQ · +1 funds added
Insider flow Flat
No net insider activity over 90 days
Short interest Rising
0.00% of float · ▲ +23.6% MoM · 1.0 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
1 holders — 13F breadth
Fundamentals
Excellent
EPS growth +28%
Y/Y
Valuation P/E 8.4
below peers
Quant / Vol
risk profile
Very Low
Volatility 23%
annualized · 1-yr
Max drawdown −9%
past year
ATR 0.9%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Neutral
1 · 5 · 1
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+5% Bullish
Price vs 50-day avg
−5% Neutral
RSI (14)
34 Neutral
MACD trend
Negative Bearish
52-week position
59% Neutral
Volume (OBV)
Confirms Neutral
Market signals — smart money & positioning
Bearish · 1 of 6
Trend (MA cross) No cross
50d $16 › 200d $15 — 50d above 200d
Institutional flow Flat
0% holders QoQ · +1 funds added
Insider flow Flat
No net insider activity over 90 days
Short interest Rising
0.00% of float · ▲ +23.6% MoM · 1.0 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
1 holders — 13F breadth
Price context
position in its 52-week range
Range low $13 Now $16 · 59% Range high $17
vs 200-day avg +5% vs 50-day avg -5%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings
Metric Latest Period YoY
Average interest earning assets 894.1M three months ended June 30, 2026 filing —
Cost to fund interest earning assets with interest bearing liabilities 2.07% three months ended June 30, 2026 filing —
Effective tax rate 15.9% three months ended June 30, 2026 filing —
Net interest margin on a fully tax equivalent basis non-GAAP 3.36% three months ended June 30, 2026 filing —
Net interest margin on interest earning assets 3.32% three months ended June 30, 2026 filing —
Yield on earning assets 4.8% three months ended June 30, 2026 filing —

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
JUVF
Juniata Valley Financial Corp
this stock
$78.23M +11.0% — 8.4 0.0%
MFG
Mizuho Financial Group Inc
$120.84B +36.7% — — 0.1%
HDB
Hdfc Bank Ltd
$116.51B -38.0% -3.2% — 0.7%
ITUB
Itau Unibanco Holding S.A.
$106.91B +35.5% — — 0.2%
IBN
Icici Bank Ltd
$106.04B -0.9% — — 0.6%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Accumulating
Holders
1
% held
0.3%
Net QoQ
+12.0K sh
Top holder
First National Trust Co
Held Float
View
Short & Settlement
Short Interest Rising
Shares short
194
Days to cover
1.0d
Change
+37 sh
View
Short Volume
Short vol %
100%
As of
Oct 9, 2026
Short Total
View
Fails to Deliver
FTD shares
300
Value
$4.7K
As of
Sep 30, 2026
View
Off-Exchange
Off-exchange %
98.9%
Week of
Sep 14, 2026
Off-exch Lit
View
Financials
Financials
Net income (FY)
$8.0M
EPS diluted
$1.59
View
Buybacks
Authorized
shares 200.0K
Remaining
shares 179.9K
Spent Remaining
View
Filings
SEC Filings
Latest
10-Q
Filed
Aug 12, 2026
This year
9
View
Earnings & Events
Investor Relations
Latest news
Juniata Valley Financial Corp. An…
Published
Jul 22, 2026
View

Performance

5D 20D 120D MTD YTD
JUVF +0.6% -6.0% +11.8% -0.3% +11.0%
SPY +0.5% +0.7% +7.6% +1.4% +13.4%
vs SPY +0.1% -6.7% +4.2% -1.6% -2.4%

Capital returns

Latest dividend
$0.22 / share · ex Aug 18, 2026
Paid (TTM)
$0.88 / share · 4 payouts
Dividend yield (TTM, derived)
5.66%
Buyback program · as of Dec 31, 2025
Authorized
shares 200,000
Spent (derived)
shares 20,108
Remaining
shares 179,892
Spent Remaining

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 714712 CUSIP 482016102 Visit website Investor relations