LOB
Live Oak Bancshares, Inc.Price & Indicators
TL;DR.
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Technicals
trend & momentum for long-term holders Strong BuyIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from its earnings releases, calls, and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Loan and lease production | $1,368,311K | 1Q 2026 | — |
| Total deposits | $13,835,058K | 1Q 2026 | — |
| Total loans and leases | $12,593,529K | 1Q 2026 | — |
| adjusted PPNR non-GAAP | 30% | Q1 2026 call | — |
| customer deposits | $9.9B | Q1 2026 call | — |
| efficiency ratio | 59% | Q1 2026 call | — |
| Live Oak Express loan sales | $140M | Q1 2026 call | — |
| loan originations | $1.4B | Q1 2026 call | — |
| loans | $12.6B | Q1 2026 call | — |
| net charge-off ratio | 63 | Q1 2026 call | — |
| net interest margin | 3.27% | Q1 2026 call | — |
| nonaccrual ratio | 102 | Q1 2026 call | — |
| noninterest-bearing checking balances growth | 47% | Q1 2026 call | — |
| noninterest-bearing deposits | $400M | Q1 2026 call | — |
| unguaranteed allowance for credit losses to unguaranteed loans and leases held for investment ra | 2.14% | Q1 2026 call | — |
Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
LOB
this stock
Live Oak Bancshares, Inc.
|
$1.92B | +21.4% | +0.0% | 15.9 | 4.1% |
|
HDB
Hdfc Bank Ltd
|
$136.10B | -27.4% | +15.2% | — | 0.4% |
|
MFG
Mizuho Financial Group Inc
|
$127.67B | +43.2% | — | — | 0.1% |
|
IBN
Icici Bank Ltd
|
$104.01B | -2.7% | — | — | 0.7% |
|
PNC
Pnc Financial Services Group, Inc.
|
$101.16B | +21.6% | +7.2% | 14.6 | 1.9% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| LOB | +1.5% | +9.0% | +10.1% | +2.0% | +21.4% |
| SPY | +1.4% | +4.1% | +9.1% | +1.1% | +10.7% |
| vs SPY | +0.1% | +4.9% | +1.0% | +0.9% | +10.6% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.