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LOB · Live Oak Bancshares, Inc.

Track LOB — free
$39.61 +0.05 (+0.13%) At close · Sep 4
Market Cap
$1.83B
Shares
46.28M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$39.61 Open$39.23 Day$39.22–39.94 52W close$29.41–43.76 Avg vol 30d208K Short int1.9M · 4.1% float · 8.7d Short vol63% Last earningsJul 23, 2026 DataJan 2020–Sep 2026 Filing10-Q · Aug 4

Up next

Next earnings call
Oct 22, 2026 Est · unconfirmed · in 7 wks
filed Aug 4, 2026

Metrics snapshot

Useful current figures from the complete screener profile.

Revenue (TTM)
$616.86M
Trailing 12 months
Net income (TTM)
$139.56M
Trailing 12 months
Revenue growth YoY
+11.8%
Year over year
Operating margin
Trailing 12 months
P / E (TTM)
13.9
Trailing earnings · reciprocal yield 7.2%
FCF yield
12.9%
TTM · current market cap
Return on invested capital
Trailing 12 months
Net cash
Latest balance sheet
Dividend yield
0.3%
Trailing 12 months
Shares change YoY
+1.7%
Year over year · more shares
Price change (1Y)
+2.5%
Trailing year
Short interest
4.1%
Latest settlement · 8.7 days to cover
View all 114 metrics

Equibles Rating

blended score · not investment advice
Overall
Buy
SellHoldBuy
Technical Neutral Momentum Strong Sentiment Neutral Fundamentals Excellent Quant / Vol Moderate
Market backdrop VIX 14.5 · calm Equity put/call 0.58
Technical
price trend
Neutral
50 / 200-day cross No cross
Price vs 200-day avg +5%
above
Price vs 50-day avg −5%
below
RSI (14) 39
neutral
MACD trend Negative
52-week position 71%
mid-range
Volume (OBV) Confirms
volume backs price
Momentum
relative strength
Strong
1-month return −7%
trailing
6-month return +21%
trailing
YTD return +15%
this year
Relative strength +6%
vs S&P · 6-mo
Sentiment
smart money
Neutral
Trend (MA cross) No cross
50d $42 › 200d $38 — 50d above 200d
Institutional flow Accumulating
+5% holders QoQ · +35 funds added
Insider flow Distributing
Net -$478.5K over 90 days · 100% sells
Short interest Rising
4.13% of float · ▲ +0.4% MoM · 8.7 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
240 holders — near 3-yr high, broad support
Squeeze score 53
elevated · 0–100
Fundamentals
Excellent
Revenue growth +1%
Y/Y
EPS growth +32%
Y/Y
Free cash flow $143.5M
Valuation P/E 13.9
in line
Buyback $20.0M
authorized
Balance sheet $762.5M
net cash
Quant / Vol
risk profile
Moderate
Volatility 33%
annualized · 1-yr
Max drawdown −24%
past year
ATR 2.5%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Neutral
1 · 5 · 1
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+5% Bullish
Price vs 50-day avg
−5% Neutral
RSI (14)
39 Neutral
MACD trend
Negative Bearish
52-week position
71% Neutral
Volume (OBV)
Confirms Neutral
Market signals — smart money & positioning
Mixed
Trend (MA cross) No cross
50d $42 › 200d $38 — 50d above 200d
Institutional flow Accumulating
+5% holders QoQ · +35 funds added
Insider flow Distributing
Net -$478.5K over 90 days · 100% sells
Short interest Rising
4.13% of float · ▲ +0.4% MoM · 8.7 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
240 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $29 Now $40 · 71% Range high $44
vs 200-day avg +5% vs 50-day avg -5%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

Earlier KPI extraction records exist, but do not meet the current evidence-completeness requirements. No current verified series is available. Earlier figures remain withheld until revalidated; this is not evidence that the company reports no KPIs.

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
LOB
Live Oak Bancshares, Inc.
this stock
$1.83B +15.3% +1.1% 13.9 4.1%
MFG
Mizuho Financial Group Inc
$135.92B +53.4% 0.1%
HDB
Hdfc Bank Ltd
$119.10B -36.6% -3.2% 0.5%
IBN
Icici Bank Ltd
$108.74B +1.7% 0.7%
CIXPF
CaixaBank/ADR
$105.73B +24.9% 0.1%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Accumulating
Holders
240
% held
71.0%
Net QoQ
+163.2K sh
Top holder
T. Rowe Price Investment…
Held Float
View
Held by Funds
Fund positions
230
View
Short & Settlement
Short Interest Rising
Shares short
1.9M
Days to cover
8.7d
Change
+8.1K sh
View
Short Volume
Short vol %
63%
As of
Sep 4, 2026
Short Total
View
Fails to Deliver
FTD shares
99
Value
$4.2K
As of
Jul 30, 2026
View
Off-Exchange
Off-exchange %
37.2%
Week of
Jul 27, 2026
Off-exch Lit
View
Smart Money
Insider Trades Net selling
Net (90d)
-$478.5K
Buyers / Sellers
0 / 3
Buyers Sellers
View
Financials
Financials
Net income (FY)
$105.9M
EPS diluted
$2.23
View
Buybacks
Authorized
$20.0M
View
Filings
SEC Filings
Latest
8-K
Filed
Aug 28, 2026
This year
15
View
Proposed Sales
Value
$63.8K
Shares
1.6K
Filed
Sep 3, 2026
View
Earnings & Events
Earnings Calls
Last call
Jul 23, 2026
View
Investor Relations
Latest news
Live Oak Bancshares, Inc. Reports…
Published
Jul 22, 2026
View

Performance

5D 20D 120D MTD YTD
LOB -1.3% -7.0% +21.3% +0.6% +15.3%
SPY +0.1% -0.4% +15.1% +0.4% +12.9%
vs SPY -1.4% -6.6% +6.2% +0.2% +2.4%

Capital returns

Latest dividend
$0.03 / share · ex Sep 1, 2026
Paid (TTM)
$0.12 / share · 4 payouts
Dividend yield (TTM, derived)
0.30%
Buyback program · as of Mar 15, 2020
Authorized
$20.00M
Spent (derived)
Remaining

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1462120 CUSIP 53803X105 13F (30d) 170 filings 160 filers Visit website Investor relations