Skip to main content
Equibles
LOB logo

LOB · Live Oak Bancshares, Inc. · Webcasts, Transcripts & Audio

Track LOB — free

Use LOB with AI

Add company filings, earnings and prices to ChatGPT or Claude, then ask questions in your own chat.

Choose your app for step-by-step connection instructions. Sign in with Equibles when asked; no code or API key is needed.

Claude ChatGPT

After connecting, ask your AI to use Equibles to research LOB.

Other apps & server URL
https://mcp.equibles.com/mcp
Gemini CLI setup
or ask here

Free, nothing to set up — ALVIS runs on the same tools and cites every figure.

See what you can ask in ChatGPT or Claude

All connection guides →
$36.39 +0.20 (+0.55%) At close · Oct 1
Russell 2000 member Rebalance outlook locked
Market Cap
$1.73B
Shares
46.28M
Volume · Oct 1 229.68K Avg daily vol (3M) 216.58K

Live Oak Bancshares, Inc. Webcasts

Earnings calls, investor updates, investor days and conferences for Live Oak Bancshares, Inc. (LOB), with available transcripts, audio replays and slides. Earnings calls also include available highlights, earnings releases and periodic filings.

Pull transcripts and briefs through the earnings call transcript API or MCP →
Earnings call
FY26 · Q2
2026-07-23
Live Oak Bancshares, Inc. (LOB) Q2 2026 Earnings Call Transcript
Confident tone Loan growth and pipeline momentum Provision expense normalization Live Oak Express SBA production
Diluted EPS
$0.74
▲ 45.1% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY26 · Q1
2026-04-23
Live Oak Bancshares, Inc. (LOB) Q1 2026 Earnings Call Transcript
Confident tone Live Oak Express Credit quality Earnings momentum and operating leverage
Diluted EPS
$0.60
▲ 185.7% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q4
2026-01-22
Live Oak Bancshares, Inc. (LOB) Q4 2025 Earnings Call Transcript
Confident tone Live Oak Express (small dollar SBA) Loan production and growth Credit quality
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY25 · Q3
2025-10-23
Live Oak Bancshares, Inc. (LOB) Q3 2025 Earnings Call Transcript
Confident tone Credit quality and charge-offs Capital, ventures and embedded finance Loan growth and portfolio
Diluted EPS
$0.55
▲ 96.4% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q2
2025-07-24
Live Oak Bancshares, Inc. (LOB) Q2 2025 Earnings Call Transcript
Confident tone Gain on Sale / Loan Sales Market Loan Originations and Growth Credit Quality Improvement
Diluted EPS
$0.51
▼ 13.6% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q1
2025-04-24
Live Oak Bancshares, Inc. (LOB) Q1 2025 Earnings Call Transcript
Positive tone Small business credit cycle and provisioning Economic and policy uncertainty (tariffs, SBA) Loan and deposit growth momentum
Diluted EPS
$0.21
▼ 65% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q4
2025-01-23
Live Oak Bancshares, Inc. (LOB) Q4 2024 Earnings Call Transcript
Positive tone Small business sentiment and SBA leadership Credit quality and provision Net interest margin compression
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY24 · Q3
2024-10-24
Live Oak Bancshares, Inc. (LOB) Q3 2024 Earnings Call Transcript
Confident tone Loan growth and production Momentum and outlook Credit quality and provisioning
Diluted EPS
$0.28
▼ 68.2% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q2
2024-07-25
Live Oak Bancshares, Inc. (LOB) Q2 2024 Earnings Call Transcript
Confident tone Net interest margin trajectory Loan growth and originations Expense management and investment
Diluted EPS
$0.59
▲ 51.3% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q1
2024-04-25
Live Oak Bancshares, Inc. (LOB) Q1 2024 Earnings Call Transcript
Confident tone Loan Originations and Pipeline Deposit Growth and Pricing SBA Small Loan Automation
Diluted EPS
$0.60
▲ 5900% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q4
2024-01-25
Live Oak Bancshares, Inc. (LOB) Q4 2023 Earnings Call Transcript
Confident tone Credit Quality Loan Growth and Originations Funding and Deposit Costs
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY23 · Q3
2023-10-26
Live Oak Bancshares, Inc. (LOB) Q3 2023 Earnings Call Transcript
Diluted EPS
$0.88
▼ 8.3% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q2
2023-07-26
Live Oak Bancshares, Inc. (LOB) Q2 2023 Earnings Call Transcript
Diluted EPS
$0.39
▼ 81.9% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q1
2023-04-27
Live Oak Bancshares, Inc. (LOB) Q1 2023 Earnings Call Transcript
Diluted EPS
$0.01
▼ 98.7% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q4
2023-01-26
Live Oak Bancshares, Inc. (LOB) Q4 2022 Earnings Call Transcript
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY22 · Q3
2022-10-27
Live Oak Bancshares, Inc. (LOB) Q3 2022 Earnings Call Transcript
Diluted EPS
$0.96
▲ 26.3% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q2
2022-07-28
Live Oak Bancshares, Inc. (LOB) Q2 2022 Earnings Call Transcript
Diluted EPS
$2.16
▲ 53.2% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q1
2022-04-28
Live Oak Bancshares, Inc. (LOB) Q1 2022 Earnings Call Transcript
Diluted EPS
$0.76
▼ 13.6% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q4
2022-01-26
Live Oak Bancshares, Inc. (LOB) Q4 2021 Earnings Call Transcript
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY21 · Q3
2021-10-28
Live Oak Bancshares, Inc. (LOB) Q3 2021 Earnings Call Transcript
Diluted EPS
$0.76
▼ 6.2% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q2
2021-07-22
Live Oak Bancshares, Inc. (LOB) Q2 2021 Earnings Call Transcript
Diluted EPS
$1.41
▲ 1466.7% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q1
2021-04-22
Live Oak Bancshares, Inc. (LOB) Q1 2021 Earnings Call Transcript
Diluted EPS
$0.88
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q4
2021-01-28
Live Oak Bancshares, Inc. (LOB) Q4 2020 Earnings Call Transcript
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY20 · Q3
2020-10-22
Live Oak Bancshares, Inc. (LOB) Q3 2020 Earnings Call Transcript
Diluted EPS
$0.81
▲ 800% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q2
2020-07-23
Live Oak Bancshares, Inc. (LOB) Q2 2020 Earnings Call Transcript
Diluted EPS
$0.09
▼ 25% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q1
2020-04-23
Live Oak Bancshares, Inc. (LOB) Q1 2020 Earnings Call Transcript
Diluted EPS
$-0.19
▼ 416.7% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY19 · Q4
2020-01-23
Live Oak Bancshares, Inc. (LOB) Q4 2019 Earnings Call
Results not yet reported
Audio Transcript Slides 8-K10-K
Showing 1–27 of 27 webcasts
Key facts CIK 1462120 CUSIP 53803X105 13F (30d) 5 filings 5 filers Visit website Investor relations