LOB
Live Oak Bancshares, Inc.
$41.65
+0.33 (+0.80%)
At close · Jul 10
Market Cap
$1.92B
Shares
46,262,391
Income-statement, balance-sheet and cash-flow figures extracted from the company's SEC filings — 10-K annual and 10-Q quarterly reports — and standardised for comparison across periods.
Net Income
$105.87M
+36.7%
FY2025
Diluted EPS
$2.23
+32%
FY2025
Operating Cash Flow
$158.24M
+8.6%
FY2025
Chart any reported metric, KPI or segment over time — the full statement history lives here
Search above to add metrics — fundamentals, product and segment revenue, company KPIs, valuation.
| Line Item | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| $929.23M | $908.47M | $812.37M | $688.28M | $444.47M | $361.21M | $288.41M | $227.98M | $162.64M | $103.47M | $57.27M | $34.45M | |
| $467.23M | $448.36M | $375.91M | $345.31M | $327.5M | $296.79M | $194.72M | $140.08M | $108.04M | $78.03M | $42.65M | $25.59M | |
| $133.16M | $129.46M | $123.78M | $111.73M | $237.99M | $160.2M | $86M | $67.88M | $103.77M | $172.92M | $93.54M | $84.33M | |
| — | $9.5M | $9.4M | $9.5M | $9.5M | $9.5M | $9.5M | $9.4M | — | — | — | — | |
| — | $30.4M | $23.28M | $21.27M | $20.78M | $21.37M | $21.69M | $19.97M | $16.39M | $10.28M | $4.26M | $3.44M | |
| — | $0 | $0 | $499K | $0 | $904K | — | — | — | — | — | — | |
| $375.88M | — | — | $342.97M | $116.97M | $64.43M | $93.69M | $87.9M | $54.6M | $25.44M | $14.62M | $8.86M | |
| $18.81M | $17.39M | -$10.92M | -$5.99M | $144.25M | -$1.72M | -$14.69M | -$7.89M | $0 | $0 | $0 | -$26K | |
| $169.76M | $142.82M | $89.24M | $82.83M | $210.32M | $210.79M | $47.39M | $23.47M | $46.05M | $98.25M | $17.21M | $34.4M | |
| $43.84M | $37.17M | $11.82M | $8.93M | $34.12M | $43.79M | -$12.15M | $5.43M | -$5.4M | -$2.25M | $3.44M | $13.8M | |
| $126.19M | $105.87M | $77.47M | $73.9M | $176.21M | $167M | $59.54M | $18.03M | $51.45M | $100.5M | $13.77M | $20.63M | |
| -$272K | -$228K | -$57K | — | — | — | — | — | $0 | $0 | -$9000 | -$24K | |
| $121.05M | $102.82M | $77.47M | $73.9M | $176.21M | $167M | $59.54M | $18.03M | $51.45M | $100.5M | $13.77M | $20.63M | |
| $146.53M | $143.53M | $79.85M | $81.5M | — | — | — | — | — | — | — | — | |
| USD/shares | — | $2.25 | $1.72 | $1.67 | $4.02 | $3.87 | $1.46 | $0.45 | $1.28 | $2.75 | $0.40 | $0.66 |
| USD/shares | — | $2.23 | $1.69 | $1.64 | $3.92 | $3.71 | $1.43 | $0.44 | $1.24 | $2.65 | $0.39 | $0.65 |
| shares | — | 45.7M | 45.01M | 44.35M | 43.86M | 43.17M | 40.68M | 40.22M | 40.06M | 36.59M | 34.2M | 31.08M |
| shares | — | 46.04M | 45.82M | 45.09M | 44.91M | 45.07M | 41.77M | 41.05M | 41.45M | 37.86M | 35.09M | 31.97M |
Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing.
TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative.
Capital Returned to Shareholders
Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2015–FY2025: $0 in buybacks, $50.46M in dividends.
Price & Valuation
Multiples computed on the strict TTM/EV methodology — today's snapshot against the industry, and each ratio recomputed as of past filing dates.
Valuation
EV/Revenue
—
EV/EBIT
—
P/E (TTM)
15.88×
Banks - Regional median 12.88×