LOB · Live Oak Bancshares, Inc.
Income-statement, balance-sheet and cash-flow figures from SEC filings, plus a debt profile anchored in the latest 10-K and updated by each 10-Q and debt exhibit.
Chart any reported metric, KPI or segment over time — the full statement history lives here
| Line Item | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| $946.66M | $908.47M | $812.37M | $688.28M | $444.47M | $361.21M | $288.41M | $227.98M | $162.64M | $103.47M | $57.27M | $34.45M | $20.57M | $15.3M | |
| $483.34M | $448.36M | $375.91M | $345.31M | $327.5M | $296.79M | $194.72M | $140.08M | $108.04M | $78.03M | $42.65M | $25.59M | $14.71M | $10.78M | |
| $133.51M | $129.46M | $112.65M | $104M | $237.99M | $160.2M | $86M | $63.52M | $96.27M | $172.92M | $93.54M | $84.33M | $60.04M | $56.48M | |
| — | $9.5M | $9.4M | $9.5M | $9.5M | $9.5M | $9.5M | $9.4M | $8M | $1.9M | — | — | — | — | |
| $29.85M | $30.4M | $23.28M | $21.27M | $20.78M | $21.37M | $21.69M | $19.97M | $16.39M | $10.28M | $4.26M | $3.44M | $2.16M | $1.46M | |
| — | — | $0 | $499K | $0 | $904K | $0 | — | — | — | — | — | — | — | |
| $463.32M | $460.11M | $436.47M | $342.97M | $116.97M | $64.43M | $93.69M | $87.9M | $54.6M | $25.44M | $14.62M | $8.86M | $5.85M | $4.52M | |
| $21.6M | $17.39M | -$10.92M | -$5.99M | $144.25M | -$1.72M | -$14.69M | -$7.89M | -$386K | -$513K | $0 | -$26K | -$2.22M | -$2.76M | |
| $184.38M | $142.82M | $89.24M | $82.83M | $210.32M | $210.79M | $47.39M | $23.47M | $46.05M | $98.25M | $17.21M | $34.4M | $17.44M | $27.94M | |
| $45.14M | $37.17M | $11.82M | $8.93M | $34.12M | $43.79M | -$12.15M | $5.43M | -$5.4M | -$2.25M | $3.44M | $13.8M | $7.39M | $0 | |
| $139.56M | $105.87M | $77.47M | $73.9M | $176.21M | $167M | $59.54M | $18.03M | $51.45M | $100.5M | $13.77M | $20.63M | $10.05M | $28.06M | |
| -$322K | -$228K | -$57K | $0 | $0 | — | — | — | $0 | $0 | -$9000 | -$24K | $0 | -$120K | |
| $132.33M | $102.82M | $77.47M | $73.9M | $176.21M | $167M | $59.54M | $18.03M | $51.45M | $100.5M | $13.77M | $20.63M | $10.05M | $28.06M | |
| $148.5M | $143.53M | $79.85M | $81.5M | $81.94M | $147.43M | — | — | — | — | — | — | — | — | |
| USD/shares | $2.89 | $2.25 | $1.72 | $1.67 | $4.02 | $3.87 | $1.46 | $0.45 | $1.28 | $2.75 | $0.40 | $0.66 | $0.42 | $1.38 |
| USD/shares | $2.85 | $2.23 | $1.69 | $1.64 | $3.92 | $3.71 | $1.43 | $0.44 | $1.24 | $2.65 | $0.39 | $0.65 | $0.41 | $1.37 |
| shares | — | 45.7M | 45.01M | 44.35M | 43.86M | 43.17M | 40.68M | 40.22M | 40.06M | 36.59M | 34.2M | 31.08M | 23.97M | 20.35M |
| shares | — | 46.04M | 45.82M | 45.09M | 44.91M | 45.07M | 41.77M | 41.05M | 41.45M | 37.86M | 35.09M | 31.97M | 24.42M | 20.44M |
Capital Returned to Shareholders
Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2013–FY2025: $444K in buybacks, $106.23M in dividends.
Debt Profile
Annual debt figures are established from 10-K filings and updated by subsequent 10-Q and 8-K disclosures. Instrument balances are not summed into a company total unless the filing itself reports that total.
Price & Valuation
Multiples computed on the strict TTM/EV methodology — today's snapshot against peers, and each ratio recomputed as of past filing dates.
Valuation
Peer medians compare against the 242 similar-size Banks - Regional companies (of 304 listed).