LSBK · Lake Shore Bancorp, Inc. /MD/

$17.25 +0.01 (+0.06%) At close · Aug 21

Market Cap

$135.40M

7.85M

Income-statement, balance-sheet and cash-flow figures extracted from the company's SEC filings — 10-K annual and 10-Q quarterly reports — and standardised for comparison across periods.

Net Income

$7.27M +47.4%

FY2025

Diluted EPS

$0.97 +49.2%

FY2025

Operating Cash Flow

$8M +218.9%

FY2025

Chart any reported metric, KPI or segment over time — the full statement history lives here

Income Statement Balance Sheet Cash Flow All Metrics

Annual Quarterly

Line Item	TTM	FY2025	FY2024	FY2023
Interest & Dividend Income	$37.25M	$36.28M	$34.8M	—
Net Interest Income	$26.53M	$24.57M	$21.06M	—
Noninterest Income	$3.2M	$3.27M	$3.3M	—
Impairment of Real Estate	—	—	$19K	—
Gain on Sales of Real Estate	—	—	-$19K	—
Pretax Income	$10.2M	$8.75M	$5.87M	—
Income Tax	$1.81M	$1.48M	$935K	—
Net Income	$8.39M	$7.27M	$4.93M	$4.82M
Comprehensive Income	$10.41M	$9.53M	$4.35M	—
EPS (Basic) USD/shares	—	$0.97	$0.65	—
EPS (Diluted) USD/shares	—	$0.97	$0.65	—
Shares Outstanding (Basic Avg) shares	—	7.51M	7.62M	—
Shares Outstanding (Diluted Avg) shares	—	7.52M	7.62M	—

Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing. TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest.

Capital Returned to Shareholders

Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2024–FY2025: $73K in buybacks, $2.76M in dividends.

Price & Valuation

Multiples computed on the strict TTM/EV methodology — today's snapshot against peers, and each ratio recomputed as of past filing dates.

Valuation

EV/Revenue

—

Peer median 40.07×

EV/EBIT

—

P/E (TTM)

15.26×

Peer median 12.26×

Peer medians compare against the 183 similar-size Banks - Regional companies (of 302 listed).

Valuation over time computed as of each quarter's filing date

Key facts CIK 2059653 CUSIP 510704109 13F (30d) 27 filings 27 filers Visit website Investor relations