LSBK
Lake Shore Bancorp, Inc. /MD/Price & Indicators
Blended from price, positioning & fundamentals · daily-close · not investment advice.
Technicals
trend & momentum for long-term holders BuyIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from its earnings releases, calls, and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Allowance for credit losses on loans as a percent of non-performing loans | 302.76% | March 31, 2026 | — |
| Book value per share | $18.11 | March 31, 2026 | — |
| Efficiency ratio | 69.58% | quarter ended March 31, 2026 | — |
| Interest rate spread | 3.43% | first quarter of 2026 | — |
| Net interest margin | 4.02% | first quarter of 2026 | — |
| Non-performing assets as a percentage of total assets | 0.22% | March 31, 2026 | — |
| Return on average assets | 1.07% | quarter ended March 31, 2026 | — |
| Total Risk-Based Capital ratio | 23.81% | March 31, 2026 | — |
Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
LSBK
this stock
Lake Shore Bancorp, Inc. /MD/
|
$132.09M | +15.3% | — | 15.4 | 0.2% |
|
HDB
Hdfc Bank Ltd
|
$132.30B | -29.5% | +15.2% | — | 0.2% |
|
MFG
Mizuho Financial Group Inc
|
$121.09B | +35.8% | — | — | 0.3% |
|
IBN
Icici Bank Ltd
|
$105.76B | -1.0% | — | — | 0.7% |
|
PNC
Pnc Financial Services Group, Inc.
|
$100.19B | +20.4% | +7.2% | 14.5 | 1.9% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| LSBK | -0.4% | +7.0% | +13.4% | -5.7% | +15.3% |
| SPY | +1.4% | -1.3% | +8.0% | -0.3% | +9.2% |
| vs SPY | -1.8% | +8.3% | +5.4% | -5.4% | +6.1% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.