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OFG · Ofg Bancorp

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$53.95 +0.41 (+0.77%) At close · Aug 14
Market Cap
$2.28B
Shares
42.27M

Ofg Bancorp Earnings Call Transcripts

Every quarterly earnings call for Ofg Bancorp (OFG) — the full transcript with speaker labels, the audio replay, AI call highlights and a management-tone score, plus the matching 8-K earnings release and the quarter's 10-Q or 10-K. Investor days and conferences appear here too.

Revenue & result across quarters

Revenue Net income YoY up YoY down artefacts
· $ $41.92M '22 Q3 22-10-20 · $ $46.37M '22 Q4 23-01-26 · $ $46.23M '23 Q1 23-04-20 · $ $44.17M '23 Q2 23-07-20 · $ $44.87M '23 Q3 23-10-20 · $ $46.60M '23 Q4 24-01-24 · $ $49.69M '24 Q1 24-04-18 · $ $51.13M '24 Q2 24-07-18 LATEST · $ $47.00M '24 Q3 24-10-16
Earnings call
FY26 · Q2
2026-07-21
Ofg Bancorp Q2 FY2026 Earnings Call
Diluted EPS
$1.39
▲ 20.9% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY26 · Q1
2026-04-21
Ofg Bancorp Q1 FY2026 Earnings Call
Confident tone Puerto Rico Macro Environment Outlook and Guidance Digital Banking Strategy
Diluted EPS
$1.26
▲ 26% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q4
2026-01-22
Ofg Bancorp Q4 FY2025 Earnings Call
Confident tone Loan growth and credit quality Puerto Rico economic outlook Capital management
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY25 · Q3
2025-10-22
Ofg Bancorp Q3 FY2025 Earnings Call
Confident tone Puerto Rico Economy and Onshoring Capital Management and Buybacks Loan Growth and Portfolio Mix
Diluted EPS
$1.16
▲ 16% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q2
2025-07-17
Ofg Bancorp Q2 FY2025 Earnings Call
Confident tone Loan growth and commercial lending strategy Expenses and efficiency Net interest margin and funding
Diluted EPS
$1.15
▲ 6.5% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q1
2025-04-23
Ofg Bancorp Q1 FY2025 Earnings Call
Positive tone Puerto Rico Economic Outlook Digital First Strategy & Technology Innovation Net Interest Margin
Diluted EPS
$1.00
▼ 4.8% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q4
2025-01-22
Ofg Bancorp Q4 FY2024 Earnings Call
Confident tone Loan growth and origination Fee income and Durbin mitigation Digital First strategy and adoption
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY24 · Q3
2024-10-16
Ofg Bancorp Q3 FY2024 Earnings Call
Positive tone Capital strength and capital return Net interest margin and rate environment Loan portfolio growth and pipeline
Revenue
$
Diluted EPS
$1.00
▲ 5.3% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q2
2024-07-18
Ofg Bancorp Q2 FY2024 Earnings Call
Confident tone Puerto Rico Economy and Franchise Capital Strength and Share Buyback Loan Growth and Net Interest Margin
Revenue
$
Diluted EPS
$1.08
▲ 16.1% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q1
2024-04-18
Ofg Bancorp Q1 FY2024 Earnings Call
Confident tone Puerto Rico Economy Digital First Strategy Capital Return
Revenue
$
Diluted EPS
$1.05
▲ 9.4% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q4
2024-01-24
Ofg Bancorp Q4 FY2023 Earnings Call
Confident tone Deposit Growth and Government Deposits Durbin Amendment Impact and $10B Threshold Record Financial Results
Revenue
$*
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY23 · Q3
2023-10-20
Ofg Bancorp Q3 FY2023 Earnings Call
Revenue
$
Diluted EPS
$0.95
▲ 9.2% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q2
2023-07-20
Ofg Bancorp Q2 FY2023 Earnings Call
Revenue
$
Diluted EPS
$0.93
▲ 10.7% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q1
2023-04-20
Ofg Bancorp Q1 FY2023 Earnings Call
Revenue
$
Diluted EPS
$0.96
▲ 26.3% YoY
Rev · 7q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q4
2023-01-26
Ofg Bancorp Q4 FY2022 Earnings Call
Revenue
$*
Rev · 6q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY22 · Q3
2022-10-20
Ofg Bancorp Q3 FY2022 Earnings Call
Revenue
$
Diluted EPS
$0.87
▲ 7.4% YoY
Rev · 6q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q2
2022-07-21
Ofg Bancorp Q2 FY2022 Earnings Call
Revenue
$
Diluted EPS
$0.84
▲ 7.7% YoY
Rev · 5q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q1
2022-04-21
Ofg Bancorp Q1 FY2022 Earnings Call
Revenue
$
Diluted EPS
$0.76
▲ 35.7% YoY
Rev · 4q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q4
2022-01-19
Ofg Bancorp Q4 FY2021 Earnings Call
Revenue
$*
Rev · 3q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY21 · Q3
2021-10-20
Ofg Bancorp Q3 FY2021 Earnings Call
Revenue
$
Diluted EPS
$0.81
▲ 62% YoY
Rev · 3q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q2
2021-07-21
Ofg Bancorp Q2 FY2021 Earnings Call
Revenue
$
Diluted EPS
$0.78
▲ 100% YoY
Rev · 2q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q1
2021-04-21
Ofg Bancorp Q1 FY2021 Earnings Call
Revenue
$
Diluted EPS
$0.56
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q4
2021-01-25
Ofg Bancorp Q4 FY2020 Earnings Call
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY20 · Q3
2020-10-23
Ofg Bancorp Q3 FY2020 Earnings Call
Diluted EPS
$0.50
▲ 354.5% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q2
2020-07-24
Ofg Bancorp Q2 FY2020 Earnings Call
Diluted EPS
$0.39
▼ 9.3% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q1
2020-04-29
Ofg Bancorp Q1 FY2020 Earnings Call
Diluted EPS
$0.00
▼ 100% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY19 · Q4
2020-01-29
Ofg Bancorp Q4 FY2019 Earnings Call
Results not yet reported
Audio Transcript Slides 8-K10-K
Showing 1–27 of 27 earnings calls
Key facts CIK 1030469 CUSIP 67103X102 13F (30d) 237 filings 236 filers Visit website

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