OPFI
OppFi Inc.Price & Indicators
Blended from price, positioning & fundamentals · daily-close · not investment advice.
TL;DR.
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Technicals
trend & momentum for long-term holders BuyIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from its earnings releases, calls, and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Share repurchase authorization (new program) | $40M | May 6, 2026 | — |
| adjusted earnings per share non-GAAP | $0.35 | Q1 2026 call | — |
| free cash flow non-GAAP | $69M | Q1 2026 call | — |
| net charge-offs as a percentage of receivables | 55% | Q1 2026 call | — |
| net charge-offs as a percentage of revenue | 42% | Q1 2026 call | — |
| originations | $176M | Q1 2026 call | — |
| recoveries | 38% | Q1 2026 call | — |
| revenue yield | 131% | Q1 2026 call | — |
| total funding capacity | $625M | Q1 2026 call | — |
Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file
Versus peers
Credit Services — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
OPFI
this stock
OppFi Inc.
|
$1.44B | -4.3% | — | 8.3 | 2.6% |
|
V
Visa Inc.
|
$734.27B | +2.1% | +12.3% | — | 1.2% |
|
MA
Mastercard Inc
|
$474.56B | -6.5% | +16.4% | 31.1 | 0.8% |
|
AXP
American Express Co
|
$242.93B | -3.5% | +13.4% | 22.2 | 1.8% |
|
COF
Capital One Financial Corp
|
$126.26B | -16.0% | +36.6% | 51.8 | 1.8% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| OPFI | +7.9% | +18.5% | -3.6% | +0.8% | -4.3% |
| SPY | +3.1% | -0.8% | +8.2% | +0.6% | +10.2% |
| vs SPY | +4.8% | +19.2% | -11.8% | +0.2% | -14.5% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.