ROOT · Root, Inc. · Financials
Income-statement, balance-sheet and cash-flow figures from SEC filings, plus a debt profile anchored in the latest 10-K and updated by each 10-Q and debt exhibit.
Chart any reported metric, KPI or segment over time — the full statement history lives here
| Line Item | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|---|
| $1.57B | $1.52B | $1.18B | $455M | $310.8M | $345.4MG | $346.8M | $290.2M | $43.3M | |
| $1.45B | $1.4B | $1.07B | $399.9M | $285.9M | $310.3M | $322.5M | $275.3M | $40.2M | |
| $138.8M | $174.8M | $135.8M | $49.3M | $48M | $270.2M | $139.7M | $109.6M | $40.3M | |
| $92.8M | $96.9M | $69.5M | $83.3M | $127.4M | $97.6M | $78.5M | $43M | $9.3M | |
| $13.6M | $11.8M | $14.9M | $12.6M | $13.8M | $16.6M | $15.6M | $4.9M | $600K | |
| — | — | $100K | $10.7M | $11.2M | — | — | — | — | |
| $1.48B | $1.46B | $1.1B | $556.3M | $573.9M | $830.6M | $632.1M | $550.3M | $111.5M | |
| $86.3M | $61.8M | $78.5M | -$101.3M | -$263.1M | -$485.2M | -$285.3M | -$260.1M | — | |
| — | 4.07% | 6.67% | -22.26% | -84.65% | -140.47% | -82.27% | -89.63% | — | |
| $99.9M | $73.6M | $93.4M | -$88.7M | -$249.3M | -$468.6M | -$269.7M | -$255.2M | — | |
| $19.3M | $21M | $42.2M | $46.1M | $34.6M | $20M | $77.7M | $22.3M | $900K | |
| — | — | $0 | $0 | $500K | $2.4M | $300K | $0 | $0 | |
| $62.1M | $40.8M | $30.9M | -$147.4M | -$297.7M | -$521.1M | -$363M | -$282.4M | -$69.1M | |
| $900K | $500K | $0 | $0 | $0 | $0 | $0 | $0 | $0 | |
| $61.2M | $40.3M | $30.9M | -$147.4M | -$297.7M | -$521.1M | -$363M | -$282.4M | -$69.1M | |
| — | 2.66% | 2.63% | -32.4% | -95.79% | -150.87% | -104.67% | -97.31% | -159.58% | |
| $58.2M | $38.3M | $29.2M | -$147.4M | -$297.7M | — | — | — | — | |
| $56.9M | $46.5M | $31.1M | -$144.1M | -$303.9M | -$526.3M | -$358M | -$281.8M | -$69.1M | |
| USD/shares | $3.71 | $2.49 | $1.96 | -$10.24 | -$21.11 | -$37.76 | -$86.43 | -$149.94 | — |
| USD/shares | $3.58 | $2.36 | $1.83 | -$10.24 | -$21.11 | -$37.76 | -$86.43 | -$149.94 | — |
| shares | — | 15.4M | 14.9M | 14.4M | 14.1M | 13.8M | 4.2M | 1.88M | 1.41M |
| shares | — | 17.1M | 16.9M | 14.4M | 14.1M | 13.8M | 4.2M | 1.88M | 1.41M |
Capital Returned to Shareholders
Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2018–FY2022: $200K in buybacks.
Debt Profile
Annual debt figures are established from annual reports and updated by subsequent interim reports and event disclosures. Instrument balances are not summed into a company total unless the filing itself reports that total.
Reported debt balances
Balances may overlap and are not added together. Each row keeps its reported scope and date.
| Reported balance | As of | Amount | Source |
|---|---|---|---|
| Long-term debt | 2026-06-30 | USD 197,800,000 | 10-Q filed 2026-08-05 |
Price & Valuation
Multiples computed on the strict TTM/EV methodology — today's snapshot against peers, and each ratio recomputed as of past filing dates.
Valuation
Peer medians compare against the 28 similar-size Insurance - Property & Casualty companies (of 44 listed).