ROOT · Root, Inc. · Webcasts, Transcripts & Audio
$46.26
+0.05 (+0.11%)
At close · Oct 2
Return incl. dividend (before tax)
Market Cap
$734.38M
Shares
15.49M
Volume · Oct 2
157.88K
Avg daily vol (3M)
233.94K
Root, Inc. Webcasts
Earnings calls, investor updates, investor days and conferences for Root, Inc. (ROOT), with available transcripts, audio replays and slides. Earnings calls also include available highlights, earnings releases and periodic filings.
Revenue & result across quarters
Revenue Net income YoY up YoY down artefacts
▼21.4%
$73.70M
−$66.40M
'22 Q3
22-11-09
▼23.5%
$71.30M
−$58.30M
'22 Q4
23-02-22
▼17.9%
$70.10M
−$40.90M
'23 Q1
23-05-03
▼7%
$74.80M
−$36.70M
'23 Q2
23-08-02
▲56.4%
$115.30M
−$45.80M
'23 Q3
23-11-01
▲173.2%
$194.80M
−$24.00M
'23 Q4
24-02-21
▲263.6%
$254.90M
−$6.20M
'24 Q1
24-04-30
▲286.6%
$289.20M
−$7.80M
'24 Q2
24-08-07
▲165.1%
$305.70M
$22.80M
'24 Q3
24-10-30
▲67.7%
$326.70M
$22.10M
'24 Q4
25-02-26
▲37.1%
$349.40M
$18.40M
'25 Q1
25-05-07
▲32.4%
$382.90M
$22.00M
'25 Q2
25-08-06
▲26.9%
$387.80M
−$5.40M
'25 Q3
25-11-05
▲21.5%
$397.00M
$5.30M
'25 Q4
26-02-25
▲12.6%
$393.50M
$35.90M
'26 Q1
26-05-06
LATEST
▲1.6%
$389.20M
$25.40M
'26 Q2
26-08-05
Earnings call
FY26 · Q2
2026-08-05
Root, Inc. (ROOT) Q2 2026 Earnings Call Transcript
Confident tone
Expense ratio and share-based compensation
Underwriting profitability and combined ratio
Disciplined growth in competitive direct market
Revenue
$389.20M
▲ 1.6% YoY Diluted EPS
$1.49
▲ 15.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q1
2026-05-06
Root, Inc. (ROOT) Q1 2026 Earnings Call Transcript
Confident tone
Underwriting and Pricing
Growth Distribution
Capital Allocation and Share Repurchase
Revenue
$393.50M
▲ 12.6% YoY Diluted EPS
$2.09
▲ 95.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q4
2026-02-25
Root, Inc. (ROOT) Q4 2025 Earnings Call Transcript
Confident tone
Independent agents channel
Growth strategy and five levers
Partnerships channel and Toyota
Revenue
$397.00M*
▲ 21.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-11-05
Root, Inc. (ROOT) Q3 2025 Earnings Call Transcript
Confident tone
Partnership Channel Growth
Direct Channel Performance
Pricing Algorithm Innovation
Revenue
$387.80M
▲ 26.9% YoY Diluted EPS
$-0.35
▼ 125.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-08-06
Root, Inc. (ROOT) Q2 2025 Earnings Call Transcript
Confident tone
Loss Ratio and Underwriting
Near-Term Investment / H2 Profitability Pressure
Partnerships Channel Growth
Revenue
$382.90M
▲ 32.4% YoY Diluted EPS
$1.29
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-05-07
Root, Inc. (ROOT) Q1 2025 Earnings Call Transcript
Confident tone
Partnership Channel Expansion
Tariffs & Macroeconomic Uncertainty
Profitable Growth & Financial Performance
Revenue
$349.40M
▲ 37.1% YoY Diluted EPS
$1.07
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2025-02-26
Root, Inc. (ROOT) Q4 2024 Earnings Call Transcript
Confident tone
Growth in policies in force and premiums
Profitability and financial performance
Partnerships and embedded channel
Revenue
$326.70M*
▲ 67.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-10-30
Root, Inc. (ROOT) Q3 2024 Earnings Call Transcript
Confident tone
Retention and cohort dynamics
Partnerships channel growth
Underwriting and loss ratio performance
Revenue
$305.70M
▲ 165.1% YoY Diluted EPS
$1.35
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-08-07
Root, Inc. (ROOT) Q2 2024 Earnings Call Transcript
Confident tone
Direct channel and marketing
Partnership channel growth
Competitive environment
Revenue
$289.20M
▲ 286.6% YoY Diluted EPS
$-0.52
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-04-30
Root, Inc. (ROOT) Q1 2024 Earnings Call Transcript
Confident tone
Quarterly financial milestones
Direct channel dynamics and competition
Partnerships channel growth
Revenue
$254.90M
▲ 263.6% YoY Diluted EPS
$-0.42
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2024-02-21
Root, Inc. (ROOT) Q4 2023 Earnings Call Transcript
Confident tone
Loss ratio improvement
Gross written premium growth
Inflationary environment and risk monitoring
Revenue
$194.80M*
▲ 173.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-11-01
Root, Inc. (ROOT) Q3 2023 Earnings Call Transcript
Revenue
$115.30M
▲ 56.4% YoY Diluted EPS
$-3.16
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-08-02
Root, Inc. (ROOT) Q2 2023 Earnings Call Transcript
Revenue
$74.80M
▼ 7% YoY Diluted EPS
$-2.55
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-05-03
Root, Inc. (ROOT) Q1 2023 Earnings Call Transcript
Revenue
$70.10M
▼ 17.9% YoY Diluted EPS
$-2.88
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2023-02-22
Root, Inc. (ROOT) Q4 2022 Earnings Call Transcript
Revenue
$71.30M
▼ 23.5% YoY Diluted EPS
$-4.13
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-11-09
Root, Inc. (ROOT) Q3 2022 Earnings Call Transcript
Revenue
$73.70M
▼ 21.4% YoY Diluted EPS
$-4.71
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-08-08
Root, Inc. (ROOT) Q2 2022 Earnings Call Transcript
Revenue
$80.40M
▼ 10.5% YoY Diluted EPS
$-6.77
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-04-27
Root, Inc. (ROOT) Q1 2022 Earnings Call Transcript
Revenue
$85.40M
▲ 24.5% YoY Diluted EPS
$-5.54
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2022-02-23
Root, Inc. (ROOT) Q4 2021 Earnings Call Transcript
Revenue
$93.20M*
▲ 83.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY21 · Q3
2021-11-10
Root, Inc. (ROOT) Q3 2021 Earnings Call Transcript
Revenue
$93.80M
▲ 85.7% YoY Diluted EPS
$-9.57
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2021-08-11
Root, Inc. (ROOT) Q2 2021 Earnings Call Transcript
Revenue
$89.80M
▼ 26% YoY Diluted EPS
$-12.96
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q1
2021-05-05
Root, Inc. (ROOT) Q1 2021 Earnings Call Transcript
Revenue
$68.60M
▼ 44.7% YoY Diluted EPS
$-7.20
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q4
2020-12-31
Root, Inc. (ROOT) Q4 2020 Earnings Call Transcript
Revenue
$50.90M
▼ 52.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY20 · Q3
2020-12-01
Root, Inc. (ROOT) Q3 2020 Earnings Call Transcript
Revenue
$50.50M
▼ 36.6% YoY Diluted EPS
$-39.60
Rev · 7q
Audio
Transcript
Slides
8-K10-Q
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