8-K/A

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, DC 20549

FORM 8-K/A

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d)

OF THE SECURITIES EXCHANGE ACT OF 1934

Date of earliest event reported: February 20, 2025

RIVER FINANCIAL CORPORATION

(Exact Name of Registrant as Specified in its Charter)

(334) 290-2700

(Registrant’s telephone number, including area code)

Not Applicable

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K/A filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instructions A.2. below):

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act: None

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

ITEM 8.01 OTHER EVENTS

On February 20, 2025, the Company emailed a letter to shareholders announcing that the Board of Directors has declared a dividend payment of 54 cents per share to shareholders of record as of February 14, 2025. A copy of the letter is filed as Exhibit 99.1 to this Current Report on Form 8-K/A and incorporated herein by reference.

ITEM 9.01 FINANCIAL STATEMENTS AND EXHIBITS

(d) EXHIBITS

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

EX-99.1

February 20, 2025

Dear River Financial Corporation Shareholder,

I’m pleased to announce that the Board of Directors has declared a dividend payment of $0.54 cents per share to shareholders of record as of February 14, 2025. This payment represents an 8% increase from the company’s 2024 dividend of $0.50 per share. Depending on how your shareholder account is setup, you can expect either a direct deposit or a physical check to be mailed from our stock transfer agent, Computershare, Inc., on Friday, February 28, 2025.

You can review the bank’s most recent financial statements by visiting the SEC search website at: https://www.sec.gov/search-filings , and use “River Financial Corp” as the Company Name. If you are unable to access this information online, please reach out to Karen Thompson Smith at (334) 290-2704 or InvestorRelations@river.bank to a request a physical copy of the material.

We also invite you to the annual shareholders meeting scheduled for Tuesday, May 13, 2025 at 5:30 pm CST, located at The Legends Conference Center in Prattville, AL. The agenda will include:

• Review of Financial Performance – presentation of the bank’s financial results for the past fiscal year.
• Election of Directors – voting on holding company board members for the upcoming term.
• Future Business Strategy – discussion of key initiatives and strategic goals.
• Other Business Matters – any additional topics relevant to shareholders.

Your participation is essential, and we encourage you to attend in person or by proxy. We will send the proxy materials closer to the meeting date.

Thank you for your investment in River Financial Corporation!

Sincerely,

Jimmy Stubbs Chief Executive Officer

JMS/kts