SYF · Synchrony Financial
$81.00
+0.92 (+1.15%)
At close · Aug 14
Market Cap
$25.84B
Shares
325.37M
Income-statement, balance-sheet and cash-flow figures extracted from the company's SEC filings — 10-K annual and 10-Q quarterly reports — and standardised for comparison across periods.
Net Income
$3.55B
+1.5%
FY2025
Diluted EPS
$9.28
+8.5%
FY2025
Operating Cash Flow
$9.85B
0%
FY2025
Chart any reported metric, KPI or segment over time — the full statement history lives here
Search above to add metrics — fundamentals, product and segment revenue, company KPIs, valuation.
| Line Item | FY2026 (G) | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| — | $18.72B | $18.47B | $18.01B | $17B | $15.63B | $14.24B | $14.4B | $16.8B | $16.12B | $15.02B | $13.53B | $12.09B | $11.32B | $10.57B | $9.56B | |
| — | $523M | $520M | $1.52B | $289M | $380M | $481M | $405M | $371M | $265M | $288M | $344M | $392M | $485M | $500M | $484M | |
| — | — | $514M | $481M | $458M | $419M | $390M | $383M | $367M | $302M | $254M | $219M | $174M | $131M | $104M | $83M | |
| — | — | — | — | — | — | — | $87M | — | — | — | — | — | — | — | — | |
| — | $4.14B | — | — | $3.71B | $1.52B | $1.03B | $1.67B | $2.29B | $1.87B | $1.39B | $1.25B | $1.14B | $922M | $742M | $745M | |
| — | $4.61B | $4.62B | $4.55B | $2.9B | $3.96B | $5.5B | $1.8B | $4.89B | $3.64B | $3.32B | $3.57B | $3.53B | $3.39B | $3.14B | $3.38B | |
| — | $1.1B | $1.07B | $1.05B | $666M | $946M | $1.28B | $412M | $1.14B | $854M | $1.39B | $1.32B | $1.32B | $1.28B | $1.16B | $1.26B | |
| — | $3.52B | $3.55B | $3.5B | $2.24B | $3.02B | $4.22B | $1.39B | $3.75B | $2.79B | $1.94B | $2.25B | $2.21B | $2.11B | $1.98B | $2.12B | |
| — | $3.44B | $3.47B | $3.43B | $2.2B | $2.97B | $4.18B | $1.34B | $3.75B | $2.79B | $1.94B | — | — | — | — | — | |
| — | $3.49B | $3.56B | $3.51B | $2.3B | $2.96B | $4.2B | $1.39B | $3.76B | $2.79B | $1.92B | $2.24B | $2.18B | $2.11B | $1.96B | $2.12B | |
| USD/shares | — | — | $9.38 | $8.64 | $5.21 | $6.19 | $7.40 | $2.28 | $5.59 | $3.76 | $2.43 | $2.71 | $2.66 | $2.78 | $2.81 | $3.00 |
| USD/shares | $9.10 – $9.50 | — | $9.28 | $8.55 | $5.19 | $6.15 | $7.34 | $2.27 | $5.56 | $3.74 | $2.42 | $2.71 | $2.65 | $2.78 | $2.81 | $3.00 |
| shares | — | — | 369.9M | 396.5M | 421.2M | 480.4M | 564.6M | 589M | 670.2M | 742.3M | 795.6M | 829.2M | 833.8M | 757.4M | 705.3M | 705.3M |
| shares | — | — | 373.9M | 400.6M | 423.5M | 483.4M | 569.3M | 590.8M | 673.5M | 746.9M | 799.7M | 831.5M | 835.5M | 757.6M | 705.3M | 705.3M |
Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing.
TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative. (G): the company's own guidance — a (G) column is a guided period not yet reported; a G marker shows how the reported figure landed against the guided range. Non-GAAP-basis guidance (*) is shown as stated and never judged against GAAP actuals.
Capital Returned to Shareholders
Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2014–FY2025: $19.7B in buybacks, $4.46B in dividends.
Price & Valuation
Multiples computed on the strict TTM/EV methodology — today's snapshot against peers, and each ratio recomputed as of past filing dates.
Valuation
EV/Revenue
—
Peer median 3.00×
EV/EBIT
—
Peer median 13.90×
P/E (TTM)
8.14×
Peer median 15.08×
Peer medians compare against the 15 similar-size Credit Services companies (of 45 listed).
Valuation over time computed as of each quarter's filing date
Key facts
CIK
1601712
CUSIP
87165B103
13F (30d)
921 filings
884 filers
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