SYF · Synchrony Financial · Analyst Estimates
$71.51
+0.54 (+0.76%)
At close · Oct 1
View the 10-K filed Feb 6, 2026
Return incl. dividend (before tax)
Customer concentration
— top 3 customers 10% of revenue
3 customers — 10% of revenue (the year ended December 31, 2025)
“'s, PayPal, which includes our Venmo program, and Sam's Club, each accounted for more than 10% of our total interest and fees on loans for the year ended December 31, 2025.”
Market Cap
$23.73B
Shares
325.37M
Volume · Oct 1
2.85M
Avg daily vol (3M)
3.41M
Analyst Estimates
Compare analyst forecasts for Synchrony Financial across metrics and forecast periods.
Estimates are grouped by forecast period, with low, average and high together. A dash means that statistic is not available.
Compiled consensus
These figures are a compiled consensus of analyst forecasts, not a survey the company published itself. Every figure is the statistic the source states; averages are means, never medians.
Captured 2026-09-30 17:53 UTC · Publication dates shown per estimate · 16 metric / period groups
FY ending 2026-12-31
| Metric | Low | Average | High | Analyst count | Average, 30 days ago | Average, 60 days ago | Average, 7 days ago | Average, 90 days ago | Estimates lowered, last 30 days | Estimates lowered, last 7 days | Estimates raised, last 30 days | Estimates raised, last 7 days |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
|
EPS
USD
Publication date not stated |
9.25
|
9.41647
|
10.17
|
— |
9.36805
|
9.3707
|
9.37164
|
9.2978
|
— | — | — | — |
|
EPS
analysts
Publication date not stated |
— | — | — |
19
|
— | — | — | — |
2
|
1
|
1
|
0
|
|
Revenue
USD
Publication date not stated |
15020000000
|
15169822330
|
15396000000
|
— | — | — | — | — | — | — | — | — |
|
Revenue
analysts
Publication date not stated |
— | — | — |
15
|
— | — | — | — | — | — | — | — |
FY ending 2027-12-31
| Metric | Low | Average | High | Analyst count | Average, 30 days ago | Average, 60 days ago | Average, 7 days ago | Average, 90 days ago | Estimates lowered, last 30 days | Estimates lowered, last 7 days | Estimates raised, last 30 days | Estimates raised, last 7 days |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
|
EPS
USD
Publication date not stated |
9.99
|
10.44182
|
11.37
|
— |
10.47276
|
10.46354
|
10.3997
|
10.54283
|
— | — | — | — |
|
EPS
analysts
Publication date not stated |
— | — | — |
22
|
— | — | — | — |
13
|
0
|
7
|
1
|
|
Revenue
USD
Publication date not stated |
15611070000
|
15966142880
|
16279000000
|
— | — | — | — | — | — | — | — | — |
|
Revenue
analysts
Publication date not stated |
— | — | — |
15
|
— | — | — | — | — | — | — | — |
Q ending 2026-09-30
| Metric | Low | Average | High | Analyst count | Average, 30 days ago | Average, 60 days ago | Average, 7 days ago | Average, 90 days ago | Estimates lowered, last 30 days | Estimates lowered, last 7 days | Estimates raised, last 30 days | Estimates raised, last 7 days |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
|
EPS
USD
Publication date not stated |
2.24
|
2.36199
|
2.55
|
— |
2.34824
|
2.37486
|
2.35481
|
2.60272
|
— | — | — | — |
|
EPS
analysts
Publication date not stated |
— | — | — |
16
|
— | — | — | — |
1
|
0
|
1
|
1
|
|
Revenue
USD
Publication date not stated |
3762695000
|
3816031250
|
3878000000
|
— | — | — | — | — | — | — | — | — |
|
Revenue
analysts
Publication date not stated |
— | — | — |
11
|
— | — | — | — | — | — | — | — |
Q ending 2026-12-31
| Metric | Low | Average | High | Analyst count | Average, 30 days ago | Average, 60 days ago | Average, 7 days ago | Average, 90 days ago | Estimates lowered, last 30 days | Estimates lowered, last 7 days | Estimates raised, last 30 days | Estimates raised, last 7 days |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
|
EPS
USD
Publication date not stated |
1.85758
|
2.1507
|
2.79
|
— |
2.16708
|
2.16276
|
2.16851
|
2.32933
|
— | — | — | — |
|
EPS
analysts
Publication date not stated |
— | — | — |
19
|
— | — | — | — |
18
|
1
|
1
|
0
|
|
Revenue
USD
Publication date not stated |
3850000000
|
3922805810
|
4004400000
|
— | — | — | — | — | — | — | — | — |
|
Revenue
analysts
Publication date not stated |
— | — | — |
11
|
— | — | — | — | — | — | — | — |
Key facts
CIK
1601712
CUSIP
87165B103
13F (30d)
24 filings
18 filers
Visit website
Investor relations