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$81.00 +0.92 (+1.15%) At close · Aug 14
Market Cap
$25.84B
Shares
325.37M

Synchrony Financial Earnings Call Transcripts

Every quarterly earnings call for Synchrony Financial (SYF) — the full transcript with speaker labels, the audio replay, AI call highlights and a management-tone score, plus the matching 8-K earnings release and the quarter's 10-Q or 10-K. Investor days and conferences appear here too.

Earnings call
FY26 · Q2
2026-07-21
Synchrony Financial Q2 FY2026 Earnings Call
Confident tone Purchase Volume and Loan Growth Net Interest Margin and Interest Income
Diluted EPS
$2.59
▲ 3.6% YoY
Audio Transcript Slides 8-K10-Q
Conference
Investor event
2026-06-09
Morgan Stanley US Financials Conference
No reported result — non-financial event
Audio Transcript Slides
Earnings call
FY26 · Q1
2026-04-21
Synchrony Financial Q1 FY2026 Earnings Call
Confident tone Consumer resilience and discretionary spending Credit performance and payment rates Purchase volume growth
Diluted EPS
$2.27
▲ 20.1% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q4
2026-01-27
Synchrony Financial Q4 FY2025 Earnings Call
Confident tone Partner Wins and Renewals 2026 Outlook and Guidance Purchase Volume Growth
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY25 · Q3
2025-10-15
Synchrony Financial Q3 FY2025 Earnings Call
Diluted EPS
$2.86
▲ 47.4% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q2
2025-07-22
Synchrony Financial Q2 FY2025 Earnings Call
Diluted EPS
$2.50
▲ 61.3% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q1
2025-04-22
Synchrony Financial Q1 FY2025 Earnings Call
Diluted EPS
$1.89
▼ 39.8% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q4
2025-01-28
Synchrony Financial Q4 FY2024 Earnings Call
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY24 · Q3
2024-10-16
Synchrony Financial Q3 FY2024 Earnings Call
Diluted EPS
$1.94
▲ 31.1% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q2
2024-07-17
Synchrony Financial Q2 FY2024 Earnings Call
Diluted EPS
$1.55
▲ 17.4% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q1
2024-04-24
Synchrony Financial Q1 FY2024 Earnings Call
Diluted EPS
$3.14
▲ 132.6% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q4
2024-01-23
Synchrony Financial Q4 FY2023 Earnings Call
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY23 · Q3
2023-10-24
Synchrony Financial Q3 FY2023 Earnings Call
Diluted EPS
$1.48
▲ 0.7% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q2
2023-07-18
Synchrony Financial Q2 FY2023 Earnings Call
Diluted EPS
$1.32
▼ 17.5% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q1
2023-04-19
Synchrony Financial Q1 FY2023 Earnings Call
Diluted EPS
$1.35
▼ 23.7% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q4
2023-01-23
Synchrony Financial Q4 FY2022 Earnings Call
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY22 · Q3
2022-10-25
Synchrony Financial Q3 FY2022 Earnings Call
Diluted EPS
$1.47
▼ 26.5% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q2
2022-07-18
Synchrony Financial Q2 FY2022 Earnings Call
Diluted EPS
$1.60
▼ 24.5% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q1
2022-04-18
Synchrony Financial Q1 FY2022 Earnings Call
Diluted EPS
$1.77
▲ 2.3% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q4
2022-01-28
Synchrony Financial Q4 FY2021 Earnings Call
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY21 · Q3
2021-10-19
Synchrony Financial Q3 FY2021 Earnings Call
Diluted EPS
$2.00
▲ 284.6% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q2
2021-07-20
Synchrony Financial Q2 FY2021 Earnings Call
Diluted EPS
$2.12
▲ 3433.3% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q1
2021-04-27
Synchrony Financial Q1 FY2021 Earnings Call
Diluted EPS
$1.73
▲ 284.4% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q4
2021-01-29
Synchrony Financial Q4 FY2020 Earnings Call
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY20 · Q3
2020-10-20
Synchrony Financial Q3 FY2020 Earnings Call
Diluted EPS
$0.52
▼ 67.5% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q2
2020-07-21
Synchrony Financial Q2 FY2020 Earnings Call
Diluted EPS
$0.06
▼ 95.2% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q1
2020-04-21
Synchrony Financial Q1 FY2020 Earnings Call
Diluted EPS
$0.45
▼ 71.2% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY19 · Q4
2020-01-24
Synchrony Financial Q4 FY2019 Earnings Call
Diluted EPS
$1.15
▲ 5.5% YoY
Audio Transcript Slides 8-K10-K
Showing 1–28 of 28 earnings calls
Key facts CIK 1601712 CUSIP 87165B103 13F (30d) 921 filings 884 filers Visit website Investor relations

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