TMP · Tompkins Financial Corp
Price & Indicators
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Equibles Rating
blended score · not investment adviceBlended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Technicals
trend & momentum for long-term holders Strong BuyIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from its earnings releases, calls, and filings| Metric | Latest | Period | YoY |
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| Allowance for credit losses | 0.89% | second quarter of 2026 | — |
| Average cost of interest-bearing liabilities | 2.24% | second quarter of 2026 | — |
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| Average yield on interest-earning assets | 5.13% | second quarter of 2026 | — |
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| Cost of interest-bearing deposits | 2.07% | second quarter of 2026 | — |
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| Net interest margin | 3.58% | second quarter of 2026 | — |
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| Ratio of average noninterest bearing deposits to average total deposits | 26.9% | second quarter of 2026 | — |
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| Ratio of the allowance to total nonperforming loans and leases | 111.29% | second quarter of 2026 | — |
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| Regulatory Tier 1 capital to average assets | 10.69% | second quarter of 2026 | — |
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| Total average cost of funds | 1.68% | second quarter of 2026 | — |
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| Loan to deposit ratio | 91.8% | first quarter of 2026 | — |
| Nonperforming assets ratio | 0.59% | first quarter of 2026 | — |
| Operating diluted earnings per share non-GAAP | $1.78 | fourth quarter of 2025 | — |
| Total deposits | 7.1B | first quarter of 2026 | — |
Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
TMP
this stock
Tompkins Financial Corp
|
$1.43B | +38.2% | -4.5% | 8.5 | 1.9% |
|
HDB
Hdfc Bank Ltd
|
$123.39B | -34.2% | +15.2% | — | 0.4% |
|
MFG
Mizuho Financial Group Inc
|
$119.51B | +34.0% | — | — | 0.1% |
|
IBN
Icici Bank Ltd
|
$106.74B | -0.1% | — | — | 0.6% |
|
PNC
Pnc Financial Services Group, Inc.
|
$99.78B | +20.0% | +7.2% | 14.4 | 1.7% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| TMP | +6.8% | +5.2% | +20.2% | +5.2% | +38.2% |
| SPY | -2.4% | -2.3% | +6.3% | -2.3% | +7.0% |
| vs SPY | +9.2% | +7.5% | +13.9% | +7.5% | +31.3% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.