UPYY · Upay
Substantial doubt about the company's ability to continue as a going concern.
“These conditions raise substantial doubt about our ability to continue as a going concern.”View the 10-Q filed Oct 20, 2026
Price & Indicators
The closing range uses available history since Jun 9, 2025; less than a full year is stored.
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Metrics snapshot
Useful current figures from the complete screener profile.
Quarterly results
* Q4 derived as the full year minus Q1 to Q3.
Equibles Rating
blended score · not investment adviceBlended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Technicals
trend & momentum for long-term holders SellIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Customer revenue concentration (Customer 1) | 24% | year ended February 28, 2026 filing | -15.3% |
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| Customer revenue concentration (Customer 2) | 9% | year ended February 28, 2026 filing | -8.7% |
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| Customer revenue concentration (Customer 3) | 8.53% | year ended February 28, 2025 filing | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Software - Application — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
UPYY
this stock
Upay
|
$16.80M | — | +4.3% | — | — |
|
QH
QUHUO Ltd
|
$314.26B | +230.6% | +59.7% | — | 0.0% |
|
SAP
Sap SE
|
$264.29B | -5.7% | — | — | 0.4% |
|
SHOP
Shopify Inc.
|
$223.21B | +7.8% | +30.1% | 116.4 | 1.6% |
|
CRM
Salesforce, Inc.
|
$199.52B | -8.5% | +25.9% | 22.1 | 4.0% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every section- Filed
- Oct 20, 2026
- This year
- 7
UPAY, Inc. reported six-month revenue of $511,603 and net loss of $885,886, and estimated needing approximately $350,000 over the next twelve months for South African working capital and public-company costs.
ViewPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| UPYY | -25.0% | +1.1% | — | -10.0% | -35.7% |
| SPY | -2.2% | -7.6% | -5.3% | -7.6% | -7.0% |
| vs SPY | -22.8% | +8.7% | — | -2.4% | -28.7% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.