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USIO · Usio, Inc.

Track USIO — free
$2.45 -0.08 (-3.16%) At close · Sep 11
Market Cap
$69.81M
Shares
28.50M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$2.45 Open$2.55 Day$2.45–2.59 52W close$1.05–2.94 Avg vol 30d492K Short int64K · 0.2% float · 1.0d Short vol34% Last earningsAug 12, 2026 DataJan 2020–Sep 2026 Filing10-Q · Aug 12

Up next

Next earnings call
Nov 15, 2026 Est · unconfirmed · in 9 wks
filed Aug 12, 2026

Metrics snapshot

Useful current figures from the complete screener profile.

Revenue (TTM)
$92.57M
Trailing 12 months
Net income (TTM)
−$1.51M
Trailing 12 months
Revenue growth YoY
+18.6%
Year over year
Operating margin
-1.2%
Trailing 12 months
P / E (TTM)
Trailing earnings
FCF yield
-0.3%
TTM · current market cap
Return on invested capital
Trailing 12 months
Net cash
$5.13M
Latest balance sheet
Dividend yield
Trailing 12 months
Shares change YoY
+5.2%
Year over year · more shares
Price change (1Y)
+56.1%
Trailing year
Short interest
0.2%
Latest settlement · 1.0 days to cover
View all 115 metrics

Equibles Rating

blended score · not investment advice
Overall
Buy
SellHoldBuy
Technical Buy Momentum Strong Sentiment Neutral Fundamentals Excellent Quant / Vol Very High
Market backdrop VIX 15.8 · calm Equity put/call 0.58
Technical
price trend
Buy
50 / 200-day cross No cross
Price vs 200-day avg +48%
above
Price vs 50-day avg +2%
above
RSI (14) 44
neutral
MACD trend Negative
52-week position 74%
mid-range
Volume (OBV) Bullish div.
accumulating
Momentum
relative strength
Strong
1-month return −5%
trailing
6-month return +133%
trailing
YTD return +80%
this year
Relative strength +115%
vs S&P · 6-mo
Sentiment
smart money
Neutral
Trend (MA cross) No cross
50d $2 › 200d $2 — 50d above 200d
Institutional flow Accumulating
+18% holders QoQ · +6 funds added
Insider flow Flat
No net insider activity over 90 days
Short interest Rising
0.22% of float · ▲ +15.4% MoM · 1.0 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
33 holders — mid 3-yr range
Squeeze score 45
elevated · 0–100
Fundamentals
Excellent
Revenue growth +13%
Y/Y
Gross margin 70%
contracting
EPS growth −175%
Y/Y
Free cash flow $1.1M
Buyback $4.0M
authorized
Balance sheet $6.1M
net cash
Quant / Vol
risk profile
Very High
Volatility 58%
annualized · 1-yr
Max drawdown −33%
past year
ATR 8.0%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record

Beat or met 2 of last 2
Latest guidance · from the 8-K filed Aug 12, 2026
Full year revenues · full year 14% – 16%
Prior guidance period ended · from the 8-K filed Aug 14, 2024
Revenue guidance · fiscal 2024 3% – 7%
Adjusted EBITDA · fiscal 2024 $4.25M – $5M
EPS expectations · fiscal 2024 $0.00 – $0.03
Guided vs delivered · last 2 settled
EPS expectations fiscal 2024
guided $0.00 – $0.03
$0.12 Beat +700.0%
Revenue for the year
guided $56M – $59M
$61.94M Beat +7.7%

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Buy
1 · 3 · 3
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+48% Bullish
Price vs 50-day avg
+2% Bullish
RSI (14)
44 Neutral
MACD trend
Negative Bearish
52-week position
74% Neutral
Volume (OBV)
Bullish div. Bullish
Market signals — smart money & positioning
Mixed
Trend (MA cross) No cross
50d $2 › 200d $2 — 50d above 200d
Institutional flow Accumulating
+18% holders QoQ · +6 funds added
Insider flow Flat
No net insider activity over 90 days
Short interest Rising
0.22% of float · ▲ +15.4% MoM · 1.0 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
33 holders — mid 3-yr range
Price context
position in its 52-week range
Range low $1 Now $2 · 74% Range high $3
vs 200-day avg +48% vs 50-day avg +2%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

Earlier KPI extraction records exist, but do not meet the current evidence-completeness requirements. No current verified series is available. Earlier figures remain withheld until revalidated; this is not evidence that the company reports no KPIs.

Versus peers

Software - Infrastructure — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
USIO
Usio, Inc.
this stock
$69.81M +80.1% +12.7% 0.2%
MSFT
Microsoft Corp
$3.68T +2.5% +6.9% 27.6 1.0%
ORCL
Oracle Corp
$454.41B -22.9% +17.3% 23.6 1.5%
PLTR
Palantir Technologies Inc.
$401.86B -5.9% +56.2% 142.9 2.7%
PANW
Palo Alto Networks Inc
$270.47B +79.5% +29.0% 2.6%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Accumulating
Holders
33
% held
21.9%
Net QoQ
+148.1K sh
Top holder
WHITTIER TRUST CO
Held Float
View
Held by Funds
Fund positions
13
View
Short & Settlement
Short Interest Rising
Shares short
63.9K
Days to cover
1.0d
Change
+8.5K sh
View
Short Volume
Short vol %
34%
As of
Sep 11, 2026
Short Total
View
Fails to Deliver
FTD shares
166
Value
$370
As of
Jul 17, 2026
View
Off-Exchange
Off-exchange %
41.8%
Week of
Aug 3, 2026
Off-exch Lit
View
Financials
Financials
Revenue (FY)
$85.4M
Net income (FY)
$-2.5M
EPS diluted
$-0.09
View
Buybacks
Authorized
$4.0M
View
Filings
SEC Filings
Latest
8-K
Filed
Aug 12, 2026
This year
12
View
Proposed Sales
Value
$489.5K
Shares
349.6K
Filed
Jan 9, 2026
View
Exempt Offerings
Offering
$3.0M
Filed
Oct 6, 2020
View
Earnings & Events
Earnings Calls
Last call
Aug 12, 2026
View

Performance

5D 20D 120D MTD YTD
USIO -10.6% -5.4% +133.3% -11.9% +80.2%
SPY -1.2% -1.8% +17.8% -0.4% +12.1%
vs SPY -9.4% -3.7% +115.5% -11.5% +68.1%

Capital returns

Buyback program · as of Mar 24, 2025
Authorized
$4.00M
Spent (derived)
Remaining

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1088034 CUSIP 917313108 13F (30d) 10 filings 10 filers Visit website