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$2.76 +0.17 (+6.56%) At close · Aug 14
Market Cap
$65.68M
Shares
28.50M

Usio, Inc. Earnings Call Transcripts

Every quarterly earnings call for Usio, Inc. (USIO) — the full transcript with speaker labels, the audio replay, AI call highlights and a management-tone score, plus the matching 8-K earnings release and the quarter's 10-Q or 10-K. Investor days and conferences appear here too.

Revenue & result across quarters

Revenue Net income YoY up YoY down artefacts
▲6.5% $16.22M −$1.94M '22 Q2 22-06-30 ▲3.6% $16.40M −$1.77M '22 Q3 22-09-30 ▲7.3% $18.71M −$150,859 '22 Q4 22-12-31 ▲18.4% $21.45M $14,833 '23 Q1 23-03-31 ▲32.2% $21.44M $205,041 '23 Q2 23-08-14 ▲28% $20.98M −$720,913 '23 Q3 23-11-08 ▲8% $20.20M $25,935 '23 Q4 24-03-27 ▼2.2% $20.97M −$250,188 '24 Q1 24-05-15 ▼6.3% $20.08M $75,492 '24 Q2 24-08-14 ▲1.6% $21.32M $2.85M '24 Q3 24-11-06 ▲1.8% $20.56M $628,926 '24 Q4 25-03-26 ▲5% $22.01M −$234,970 '25 Q1 25-05-14 ▼0.6% $19.96M −$366,654 '25 Q2 25-08-06 ▼0.7% $21.18M −$415,086 '25 Q3 25-11-12 ▲15.7% $25.47M $122,503 '26 Q1 26-05-13 LATEST ▲18.6% $23.68M $280,080 '26 Q2 26-08-12
Earnings call
FY26 · Q2
2026-08-12
Usio, Inc. Q2 FY2026 Earnings Call
Revenue
$23.68M
▲ 18.6% YoY
Diluted EPS
$0.01
Gross margin
24.2%
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Capital Markets Day
Investor event
2026-06-17
Planet MicroCap Las Vegas Group Presentation June 17, 2026 at 12:30 PST
No reported result — non-financial event
Audio Transcript Slides
Earnings call
FY26 · Q1
2026-05-13
Usio, Inc. Q1 FY2026 Earnings Call
Confident tone Record revenue and processing volume ACH and real-time payments PayFac and card growth
Revenue
$25.47M
▲ 15.7% YoY
Diluted EPS
$0.00
Gross margin
20.2%
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q3
2025-11-12
Usio, Inc. Q3 FY2025 Earnings Call
Confident tone Recurring Revenue Mix ACH / Electronic Check Growth Card Acceptance and PayFac
Revenue
$21.18M
▼ 0.7% YoY
Diluted EPS
$-0.02
▼ 120% YoY
Gross margin
23.0%
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q2
2025-08-06
Usio, Inc. Q2 FY2025 Earnings Call
Positive tone ACH and Complementary Services growth Card issuing churn PayFac / ISV pipeline
Revenue
$19.96M
▼ 0.6% YoY
Diluted EPS
$-0.01
Gross margin
25.8%
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q1
2025-05-14
Usio, Inc. Q1 FY2025 Earnings Call
Confident tone Usio ONE initiative ACH and complementary services PayFac and card growth
Revenue
$22.01M
▲ 5% YoY
Diluted EPS
$-0.01
Gross margin
21.9%
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q4
2025-03-26
Usio, Inc. Q4 FY2024 Earnings Call
Revenue
$20.56M*
▲ 1.8% YoY
Gross margin
24.6%
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY24 · Q3
2024-11-06
Usio, Inc. Q3 FY2024 Earnings Call
Confident tone ACH growth and margins PayFac ISV pipeline and implementations Output Solutions margin expansion
Revenue
$21.32M
▲ 1.6% YoY
Diluted EPS
$0.10
Gross margin
23.0%
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q2
2024-08-14
Usio, Inc. Q2 FY2024 Earnings Call
Confident tone Card / PayFac organic growth and ISV pipeline Large ISV onboarding ramp (slower than expected) ACH and complementary services growth
Revenue
$20.08M
▼ 6.3% YoY
Diluted EPS
$0.00
▼ 100% YoY
Gross margin
23.9%
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q1
2024-05-15
Usio, Inc. Q1 FY2024 Earnings Call
Confident tone Large ISV / web-based ERP contract ACH business PayFac and card processing growth
Revenue
$20.97M
▼ 2.2% YoY
Diluted EPS
$-0.01
Gross margin
23.1%
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q4
2024-03-27
Usio, Inc. Q4 FY2023 Earnings Call
Confident tone ACH Output Solutions PayFac and Card Payments Prepaid Card Issuing and Breakage
Revenue
$20.20M*
▲ 8% YoY
Gross margin
26.4%
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY23 · Q3
2023-11-08
Usio, Inc. Q3 FY2023 Earnings Call
Revenue
$20.98M
▲ 28% YoY
Diluted EPS
$-0.03
Gross margin
22.2%
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q2
2023-08-14
Usio, Inc. Q2 FY2023 Earnings Call
Revenue
$21.44M
▲ 32.2% YoY
Diluted EPS
$0.01
Gross margin
24.2%
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q1
2023-03-31
Usio, Inc. Q1 FY2023 Earnings Call
Revenue
$21.45M
▲ 18.4% YoY
Diluted EPS
$0.00
Gross margin
22.9%
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q4
2022-12-31
Usio, Inc. Q4 FY2022 Earnings Call
Revenue
$18.71M*
▲ 7.3% YoY
Gross margin
25.1%
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY22 · Q3
2022-09-30
Usio, Inc. Q3 FY2022 Earnings Call
Revenue
$16.40M
▲ 3.6% YoY
Diluted EPS
$-0.09
▼ 1000% YoY
Gross margin
19.1%
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q2
2022-06-30
Usio, Inc. Q2 FY2022 Earnings Call
Revenue
$16.22M
▲ 6.5% YoY
Diluted EPS
$-0.10
▼ 1100% YoY
Gross margin
20.1%
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q1
2022-03-31
Usio, Inc. Q1 FY2022 Earnings Call
Revenue
$18.11M
▲ 34.5% YoY
Diluted EPS
$-0.08
Gross margin
19.4%
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q4
2021-12-31
Usio, Inc. Q4 FY2021 Earnings Call
Revenue
$17.43M*
▲ 85.7% YoY
Gross margin
26.2%
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY21 · Q3
2021-09-30
Usio, Inc. Q3 FY2021 Earnings Call
Revenue
$15.82M
▲ 94.4% YoY
Diluted EPS
$0.01
Gross margin
25.5%
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q2
2021-06-30
Usio, Inc. Q2 FY2021 Earnings Call
Revenue
$15.23M
▲ 118.8% YoY
Diluted EPS
$0.01
Gross margin
27.1%
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q1
2021-03-31
Usio, Inc. Q1 FY2021 Earnings Call
Revenue
$13.46M
▲ 73.2% YoY
Diluted EPS
$-0.04
Gross margin
21.6%
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q4
2021-03-29
Usio, Inc. Q4 FY2020 Earnings Call
Revenue
$9.38M*
▲ 27.4% YoY
Gross margin
26.0%
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY20 · Q3
2020-09-30
Usio, Inc. Q3 FY2020 Earnings Call
Revenue
$8.14M
▲ 14.8% YoY
Diluted EPS
$-0.06
Gross margin
21.2%
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q2
2020-06-30
Usio, Inc. Q2 FY2020 Earnings Call
Revenue
$6.96M
▼ 2.7% YoY
Diluted EPS
$-0.10
Gross margin
18.5%
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q1
2020-03-31
Usio, Inc. Q1 FY2020 Earnings Call
Revenue
$7.77M
▲ 18% YoY
Diluted EPS
$-0.06
Gross margin
24.8%
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Showing 1–26 of 26 earnings calls
Key facts CIK 1088034 CUSIP 917313108 13F (30d) 32 filings 32 filers Visit website

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