UVE · Universal Insurance Holdings, Inc. · Metrics
$46.68
-0.53 (-1.12%)
At close · Oct 28
Return incl. dividend (before tax)
Q3 2026 earnings call transcript
Market Cap
$1.33B
Shares
27.83M
Volume · Oct 28
89.43K
Avg daily vol (3M)
191.66K
UVE metrics
96 of 122 screener metrics currently available.
Market overview
2 metricsShare price
$47.21
Market cap
$1.33B
Price action
20 metricsPrice change (1W)
-1.4%
Price change (30D)
+11.6%
Price change (3M)
+6.8%
Price change (6M)
+14.4%
Price change (YTD)
+39.7%
Price change (1Y)
+47.9%
Trailing year
Price change (5Y)
+249.7%
52-week high
$48.84
52-week low
$28.85
Change from 52-week high
-3.3%
Change from 52-week low
+63.6%
Annualized volatility
35.6%
Annualized volatility (3M)
23.0%
Beta
-0.1
RSI (14D)
58.1
Price vs SMA 50
+6.0%
Price vs SMA 200
+22.2%
Avg volume (3M)
191,663
Relative volume
1.5
Average dollar volume
$8.53M
Company
3 metricsSector
Financial Services
Industry
Insurance - Property & Casualty
Shares outstanding
27.83M
Valuation
12 metricsP / E (TTM)
6.2
Trailing earnings · reciprocal yield 16.1%
PEG ratio
0.1
EV / revenue
0.5×
reciprocal yield 182.8%
EV / EBITDA
—
EV / EBIT
—
P / sales
0.8×
reciprocal yield 122.9%
P / book
2.1
reciprocal yield 48.1%
FCF yield
25.6%
TTM · current market cap
Buyback yield
2.0%
P / FCF
3.9
reciprocal yield 25.6%
P / operating cash flow
3.8
reciprocal yield 26.0%
Earnings yield
16.6%
Historical valuation
8 metricsP / E historical average (3Y)
14.0×
reciprocal yield 7.2%
P / E historical average (5Y)
15.3×
reciprocal yield 6.5%
EV / revenue historical average (3Y)
0.3×
reciprocal yield 353.3%
EV / revenue historical average (5Y)
0.3×
reciprocal yield 390.9%
EV / EBIT historical average (3Y)
—
EV / EBIT historical average (5Y)
—
EV / EBITDA historical average (3Y)
—
EV / EBITDA historical average (5Y)
—
Dividends & buybacks
7 metricsDividend yield
1.6%
Trailing 12 months
Payout ratio
10.1%
Shareholder yield
3.7%
Dividend / share (TTM)
$0.77
Dividend growth YoY
+0.0%
Dividend growth streak
0
Last ex-dividend
2026-07-31
Earnings calendar
2 metricsNext earnings
—
Last earnings
2026-10-23
Profitability
9 metricsGross margin
—
Operating margin
—
Trailing 12 months
Net margin
13.5%
Gross profit (TTM)
—
Operating profit (TTM)
—
Net income (TTM)
$219.90M
Trailing 12 months
Diluted EPS (TTM)
$7.58
FCF margin
20.8%
Effective tax rate
24.8%
Growth
11 metricsRevenue growth YoY
+6.7%
Year over year
Net income growth YoY
+68.7%
Revenue (TTM)
$1.63B
Trailing 12 months
EPS growth YoY
+68.6%
Shares change YoY
-0.1%
Year over year · fewer shares
Revenue CAGR (3Y)
+9.5%
Revenue CAGR (5Y)
+8.4%
EPS CAGR (3Y)
—
EPS CAGR (5Y)
+60.1%
FCF CAGR (3Y)
+5.7%
FCF CAGR (5Y)
+98.8%
Quality
14 metricsReturn on equity
34.5%
Return on assets
6.7%
Debt / equity
0.2
Current ratio
—
EBITDA (TTM)
—
Free cash flow (TTM)
$339.68M
Quick ratio
—
Interest coverage
—
Net debt / EBITDA
—
Return on invested capital
—
Trailing 12 months
Net cash
$434.31M
Latest balance sheet
Cash & equivalents
$532.16M
Total assets
$3.31B
Total debt
$97.85M
Cash flow & spend
7 metricsOperating cash flow (TTM)
$344.40M
Capital expenditures (TTM)
$4.72M
R&D (TTM)
—
SG&A (TTM)
$350.66M
Stock compensation (TTM)
$17.39M
R&D / revenue
—
Stock compensation / revenue
—
Ownership (13F)
9 metrics13F filers
221
13F filer change QoQ
+4
Institutional ownership
77.8%
Conviction holders (share of 13F filers)
0.5%
Crowding (high-turnover and private-fund holders)
26.2%
Private-fund adviser ownership
24.2%
Active holders' share change QoQ
+2.5%
Holder tenure
15.8
Price vs estimated holder cost
+64.7%
Ownership (registered funds)
1 metricsIndex-fund ownership
13.7%
Short interest
3 metricsShort interest
3.2%
Latest settlement · 4.2 days to cover
Days to cover
4.2d
Short-squeeze score
60 / 100
Insider activity
2 metricsNet insider buying (90D)
−$1.76M
Insider-sentiment score
28 / 100
Risk flags
1 metricsGoing concern
—
Key facts
CIK
891166
CUSIP
91359V107
13F (30d)
32 filings
32 filers
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