UVE · Universal Insurance Holdings, Inc.
Price & Indicators
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Metrics snapshot
Useful current figures from the complete screener profile.
AI Brief
Q2 FY26 earnings call · Jul 24, 2026TL;DR. Universal Insurance Holdings reported Q2 2026 with a 33.2% annualized adjusted ROCE, adjusted diluted EPS of $1.84 (up 49.6% YoY), and a 7.5-point YoY improvement in the net loss ratio to 64.8%, while direct premiums written grew 4.1% to $621.3 million and net premiums earned rose 4.7% to $377.3 million.
- + Net loss ratio improved 7.5 points YoY to 64.8%, reflecting better current accident year results from favorable claims and litigation trends.
- + Net combined ratio improved 6.2 points YoY to 91.6%.
- + Direct premiums written grew 4.1% YoY to $621.3 million, with Other States up 14.4% and Florida up 0.8%.
- − Net expense ratio rose 1.3 points YoY to 26.8%, driven by higher policy acquisition costs from growth outside Florida.
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Equibles Rating
blended score · not investment adviceBlended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders Strong BuyIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
Earlier KPI extraction records exist, but do not meet the current evidence-completeness requirements. No current verified series is available. Earlier figures remain withheld until revalidated; this is not evidence that the company reports no KPIs.
Versus peers
Insurance - Property & Casualty — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
UVE
this stock
Universal Insurance Holdings, Inc.
|
$1.23B | +31.2% | +5.5% | 5.9 | 2.2% |
|
CB
Chubb Ltd
|
$131.19B | +8.4% | +6.5% | 12.0 | 0.8% |
|
PGR
Progressive Corp/Oh/
|
$126.52B | -4.4% | +16.3% | 10.9 | 1.0% |
|
TKOMY
Tokio Marine Holdings, Inc.
|
$99.34B | +41.4% | — | — | 0.0% |
|
TRV
Travelers Companies, Inc.
|
$78.26B | +29.4% | +5.2% | 10.1 | 2.7% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| UVE | -1.0% | +4.6% | +33.8% | +3.1% | +31.2% |
| SPY | -1.2% | -1.8% | +17.8% | -0.4% | +12.1% |
| vs SPY | +0.2% | +6.3% | +16.0% | +3.5% | +19.1% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.