UVE · Universal Insurance Holdings, Inc. · Earnings Call Transcripts & Audio
Market Cap
$1.23B
Shares
27.83M
Universal Insurance Holdings, Inc. Earnings Call Transcripts
Quarterly earnings calls for Universal Insurance Holdings, Inc. (UVE), with available speaker-labelled transcripts, captured audio replays, call highlights, 8-K earnings releases and periodic filings. Investor days and conferences appear here too.
Revenue & result across quarters
Revenue Net income YoY up YoY down artefacts
▲8.9%
$312.81M
−$72.28M
'22 Q3
22-10-27
▲12.9%
$330.36M
$25.11M
'22 Q4
23-02-23
▲10.1%
$316.51M
$24.17M
'23 Q1
23-04-27
▲16.3%
$339.57M
$28.57M
'23 Q2
23-07-27
▲15.1%
$360.05M
−$5.92M
'23 Q3
23-10-26
▲13.7%
$375.46M
$20.00M
'23 Q4
24-02-22
▲16.3%
$367.96M
$33.66M
'24 Q1
24-04-25
▲12%
$380.21M
$35.42M
'24 Q2
24-06-30
▲7.6%
$387.55M
−$16.16M
'24 Q3
24-10-24
▲2.5%
$384.81M
$6.02M
'24 Q4
25-02-25
▲7.3%
$394.87M
$41.44M
'25 Q1
25-04-24
▲5.2%
$400.14M
$35.09M
'25 Q2
25-07-24
▲3.5%
$400.98M
$39.83M
'25 Q3
25-10-23
▲6%
$407.93M
$66.59M
'25 Q4
26-02-25
▼0.3%
$393.56M
$54.29M
'26 Q1
26-04-24
LATEST
▲6.7%
$427.03M
$59.19M
'26 Q2
26-07-24
Earnings call
FY26 · Q2
2026-07-24
Universal Insurance Holdings, Inc. (UVE) Q2 2026 Earnings Call Transcript
Confident tone
Direct premiums written and multi-state growth
Florida legislative reforms and market stabilization
Underwriting profitability and combined ratio improvement
Revenue
$427.03M
▲ 6.7% YoY Diluted EPS
$2.04
▲ 68.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q1
2026-04-24
Universal Insurance Holdings, Inc. (UVE) Q1 2026 Earnings Call Transcript
Confident tone
Premium growth
Financial performance
Geographic expansion
Revenue
$393.56M
▼ 0.3% YoY Diluted EPS
$1.88
▲ 30.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q4
2026-02-25
Universal Insurance Holdings, Inc. (UVE) Q4 2025 Earnings Call Transcript
Confident tone
Competitive environment and pricing
Financial performance and combined ratio
Rate filings and potential declines
Revenue
$407.93M
▲ 6% YoY Diluted EPS
$2.28
▲ 985.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-10-23
Universal Insurance Holdings, Inc. (UVE) Q3 2025 Earnings Call Transcript
Confident tone
Geographic expansion and multistate footprint
Florida market outlook
Financial performance and profitability
Revenue
$400.98M
▲ 3.5% YoY Diluted EPS
$1.38
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-07-24
Universal Insurance Holdings, Inc. (UVE) Q2 2025 Earnings Call Transcript
Positive tone
Reinsurance program and cost
Profitability and ROE
Capital management
Revenue
$400.14M
▲ 5.2% YoY Diluted EPS
$1.21
▲ 0% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-04-24
Universal Insurance Holdings, Inc. (UVE) Q1 2025 Earnings Call Transcript
Confident tone
Geographic growth
Earnings and financial results
Reinsurance renewal
Revenue
$394.87M
▲ 7.3% YoY Diluted EPS
$1.44
▲ 26.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2025-02-25
Universal Insurance Holdings, Inc. (UVE) Q4 2024 Earnings Call Transcript
Positive tone
Geographic growth outside Florida
Florida market and rate actions
Hurricane losses and weather
Revenue
$384.81M
▲ 2.5% YoY Diluted EPS
$0.21
▼ 69.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-10-24
Universal Insurance Holdings, Inc. (UVE) Q3 2024 Earnings Call Transcript
Positive tone
Florida market dynamics and reform
Premium and revenue growth
Underwriting and combined ratio
Revenue
$387.55M
▲ 7.6% YoY Diluted EPS
$-0.57
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-06-30
Universal Insurance Holdings, Inc. (UVE) Q2 2024 Earnings Call Transcript
Confident tone
Rate Adequacy and Competitive Dynamics
Policies in Force Growth
Florida Tort Reform and Litigation Trends
Revenue
$380.21M
▲ 12% YoY Diluted EPS
$1.21
▲ 30.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-04-25
Universal Insurance Holdings, Inc. (UVE) Q1 2024 Earnings Call Transcript
Confident tone
Direct premiums written growth
Florida market and competition
Net investment and commission revenue
Revenue
$367.96M
▲ 16.3% YoY Diluted EPS
$1.14
▲ 44.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2024-02-22
Universal Insurance Holdings, Inc. (UVE) Q4 2023 Earnings Call Transcript
Confident tone
Reserve strengthening and conservatism
Florida legislative reform and its impact
Reinsurance program
Revenue
$375.46M
▲ 13.7% YoY Diluted EPS
$0.68
▼ 17.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-10-26
Universal Insurance Holdings, Inc. (UVE) Q3 2023 Earnings Call Transcript
Revenue
$360.05M
▲ 15.1% YoY Diluted EPS
$-0.20
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-07-27
Universal Insurance Holdings, Inc. (UVE) Q2 2023 Earnings Call Transcript
Revenue
$339.57M
▲ 16.3% YoY Diluted EPS
$0.93
▲ 287.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-04-27
Universal Insurance Holdings, Inc. (UVE) Q1 2023 Earnings Call Transcript
Revenue
$316.51M
▲ 10.1% YoY Diluted EPS
$0.79
▲ 41.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2023-02-23
Universal Insurance Holdings, Inc. (UVE) Q4 2022 Earnings Call Transcript
Revenue
$330.36M
▲ 12.9% YoY Diluted EPS
$0.82
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-10-27
Universal Insurance Holdings, Inc. (UVE) Q3 2022 Earnings Call Transcript
Revenue
$312.81M
▲ 8.9% YoY Diluted EPS
$-2.36
▼ 468.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-07-27
Universal Insurance Holdings, Inc. (UVE) Q2 2022 Earnings Call Transcript
Revenue
$292.01M
▲ 4.6% YoY Diluted EPS
$0.24
▼ 65.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-04-28
Universal Insurance Holdings, Inc. (UVE) Q1 2022 Earnings Call Transcript
Revenue
$287.48M
▲ 9.4% YoY Diluted EPS
$0.56
▼ 33.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2022-02-24
Universal Insurance Holdings, Inc. (UVE) Q4 2021 Earnings Call Transcript
Revenue
$292.66M
▲ 7.2% YoY Diluted EPS
$-1.54
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY21 · Q3
2021-10-27
Universal Insurance Holdings, Inc. (UVE) Q3 2021 Earnings Call Transcript
Revenue
$287.25M
▼ 7.8% YoY Diluted EPS
$0.64
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2021-07-28
Universal Insurance Holdings, Inc. (UVE) Q2 2021 Earnings Call Transcript
Revenue
$279.18M
▲ 10.5% YoY Diluted EPS
$0.70
▲ 12.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q1
2021-04-28
Universal Insurance Holdings, Inc. (UVE) Q1 2021 Earnings Call Transcript
Revenue
$262.76M
▲ 11.7% YoY Diluted EPS
$0.84
▲ 37.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q4
2021-02-25
Universal Insurance Holdings, Inc. (UVE) Q4 2020 Earnings Call Transcript
Revenue
$273.13M
▲ 14.1% YoY Diluted EPS
$-0.57
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY20 · Q3
2020-10-27
Universal Insurance Holdings, Inc. (UVE) Q3 2020 Earnings Call Transcript
Revenue
$311.67M
▲ 35.7% YoY Diluted EPS
$-0.10
▼ 116.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q2
2020-07-29
Universal Insurance Holdings, Inc. (UVE) Q2 2020 Earnings Call Transcript
Revenue
$252.70M
▲ 8.1% YoY Diluted EPS
$0.62
▼ 42.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q1
2020-04-27
Universal Insurance Holdings, Inc. (UVE) Q1 2020 Earnings Call Transcript
Revenue
$235.28M
▼ 0.6% YoY Diluted EPS
$0.61
▼ 46.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY19 · Q4
2020-03-02
Universal Insurance Holdings, Inc. (UVE) Q4 2019 Earnings Call
Revenue
$239.40M
▲ 10.6% YoY Diluted EPS
$-1.55
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Showing 1–27 of 27 earnings calls