WAFD · Wafd Inc
$36.64
-0.06 (-0.16%)
At close · Jul 29
Market Cap
$2.71B
Shares
73.89M
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$36.70
Open$36.49
Day$36.49–36.88
52W$25.87–39.49
Avg vol 30d652K
Short int3.5M · 4.7% float · 6.6d
Short vol77%
Last earningsJul 17, 2026
DataJan 2020–Jul 2026
Filing10-Q · May 5
Up next
Next earnings call
Oct 16, 2026
Est · unconfirmed
· in 11 wks
FQ4-26 quarter ends
~Sep 30, 2026
Est
filed May 5, 2026
Equibles Rating
blended score · not investment adviceOverall
Buy
SellHoldBuy
Technical
Neutral
Momentum
Strong
Sentiment
Neutral
Fundamentals
Excellent
Quant / Vol
Very Low
Market backdrop
VIX 18.2 · elevated
Equity put/call 0.71
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+10%
above
Price vs 50-day avg
+0%
above
RSI (14)
45
neutral
MACD trend
Negative
52-week position
80%
mid-range
Volume (OBV)
Confirms
volume backs price
Momentum
relative strength
1-month return
−3%
trailing
6-month return
+12%
trailing
YTD return
+16%
this year
Relative strength
+4%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $37 › 200d $33 — 50d above 200d
Institutional flow
Accumulating
54 of 254 funds reported for Jun 30 · net +293.0K sh shares · +9 new
Insider flow
Flat
No net insider activity over 90 days
Short interest
Rising
4.67% of float · ▲ +3.4% MoM · 6.6 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
254 holders — near 3-yr high, broad support
Squeeze score
66
elevated · 0–100
Fundamentals
Revenue growth
+8%
Y/Y
EPS growth
+5%
Y/Y
Free cash flow
$208.2M
Valuation
P/E 12
below peers
Balance sheet
$657.3M
net cash
Quant / Vol
risk profile
Volatility
24%
annualized · 1-yr
Max drawdown
−13%
past year
ATR
2.2%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Technicals
trend & momentum for long-term holders Neutral
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+10%
Bullish
Price vs 50-day avg
+0%
Bullish
RSI (14)
45
Neutral
MACD trend
Negative
Bearish
52-week position
80%
Neutral
Volume (OBV)
Confirms
Neutral
Market signals — smart money & positioning
Bullish · 2 of 6
Trend (MA cross)
No cross
50d $37 › 200d $33 — 50d above 200d
Institutional flow
Accumulating
54 of 254 funds reported for Jun 30 · net +293.0K sh shares · +9 new
Insider flow
Flat
No net insider activity over 90 days
Short interest
Rising
4.67% of float · ▲ +3.4% MoM · 6.6 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
254 holders — near 3-yr high, broad support
Price context
position in its 52-week range
52-wk low $26
Now $37 · 80%
52-wk high $39
vs 200-day avg +10%
vs 50-day avg +0%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from its earnings releases, calls, and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Common shares outstanding | 73,954,133 | June 30, 2026 | — |
| Delinquencies to total loans | 0.75% | Q3 2026 | — |
| Efficiency ratio | 53.69% | June 30, 2026 | — |
| Loans to customer deposits | 95.63% | June 30, 2026 | — |
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| Net interest margin | 2.81% | June 30, 2026 | — |
| Non-performing assets to total assets | 0.49% | Q3 2026 | — |
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| Return on tangible assets non-GAAP | 0.97% | June 30, 2026 | — |
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| Return on tangible common equity non-GAAP | 11.04% | June 30, 2026 | — |
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| Tangible common shareholders' equity per share non-GAAP | $30.82 | June 30, 2026 | — |
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| ACL to gross loans | 1.05% | Q2 2026 | — |
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| Delinquencies | 0.78% | Q2 2026 | — |
| Non-accrual loans to net loans | 0.62% | Q2 2026 | — |
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| Non-performing assets | 0.48% | Q2 2026 | — |
| Tangible shareholders' equity to tangible assets non-GAAP | 9.35% | Q2 2026 | — |
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| Delinquencies to net loans | 1.07% | Q1 FY2026 | — |
| Return on Average Assets | 0.96% | Q1 FY2026 | — |
| Total adversely classified loans to net loans | 2.94% | Q1 FY2026 | — |
Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
WAFD
this stock
Wafd Inc
|
$2.71B | +15.5% | +7.8% | 12.0 | 4.7% |
|
HDB
Hdfc Bank Ltd
|
$121.08B | -35.5% | +15.2% | — | 0.4% |
|
MFG
Mizuho Financial Group Inc
|
$119.51B | +37.8% | — | — | 0.1% |
|
IBN
Icici Bank Ltd
|
$106.74B | +1.5% | — | — | 0.6% |
|
PNC
Pnc Financial Services Group, Inc.
|
$101.03B | +21.5% | +7.2% | 14.6 | 1.7% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Financials
Filings
Earnings & Events
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| WAFD | -0.4% | -3.3% | +11.9% | -4.4% | +15.5% |
| SPY | -1.0% | 0.0% | +7.4% | -0.8% | +8.6% |
| vs SPY | +0.6% | -3.3% | +4.5% | -3.6% | +6.9% |
Capital returns
Latest dividend
$0.27
/ share · ex May 22, 2026
Paid (TTM)
$1.08
/ share · 4 payouts
Dividend yield (TTM, derived)
2.94%
Buyback program
· as of Mar 31, 2026
Authorized
shares 10.00M
Spent (derived)
shares 2.01M
Remaining
shares 7.99M
Spent
Remaining
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.
Key facts
CIK
936528
CUSIP
938824109
13F (30d)
63 filings
50 filers
Visit website
Investor relations