WBHC 8-K
Wilson Bank Holding Co (WBHC)
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
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Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) |
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Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) |
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Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) |
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Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) |
Securities registered pursuant to Section 12(b) of the Act:
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Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).
Emerging growth company
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐
Item 2.02 Results of Operations and Financial Condition.
On July 10, 2026, Wilson Bank Holding Company (the “Company”) mailed a letter to its shareholders (the “Shareholder Letter”) describing, among other things, the Company’s earnings for the first six months of 2026. The Shareholder Letter is furnished herewith as Exhibit 99.1.
Item 7.01 Regulation FD Disclosure.
The information set out in Item 2.02 is incorporated herein by reference.
Item 9.01 Financial Statements and Exhibits.
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99.1 |
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104 |
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Cover Page Interactive Data File (embedded within the Inline XBRL document) |
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
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WILSON BANK HOLDING COMPANY |
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Date: |
July 10, 2026 |
By: |
/s/ John C. McDearman III |
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John C. McDearman III |
Exhibit 99.1

July 10, 2026
Dear Shareholders,
As we enter the second half of 2026, we are pleased to report that Wilson Bank & Trust continues to build on a strong foundation. Our performance through the first six months of the year reflects the dedication of our employees, the loyalty of our customers, and the confidence you have placed in us as shareholders of Wilson Bank Holding Company. While economic conditions continue to evolve, our focus remains unchanged: seeking to build lasting relationships, grow responsibly, and create long-term value.
The following are the performance metrics as of and for the six months ended June 30, 2026:
The Board of Directors has declared a $1.35 per share cash dividend to shareholders of record as of July 1, 2026 that will be payable on July 24, 2026. The latest price at which the Company’s common stock has been traded in a transaction that has settled on our books and of which we are aware was $83.45 per share.
As our nation marks America’s 250th anniversary, we are reminded of the values that have sustained both our country and our company: hard work, integrity, entrepreneurship, and a commitment to serving others. Those principles have defined Wilson Bank & Trust since our founding, and they continue to guide every decision we make. As a community bank, we have the privilege of helping families achieve their dreams, businesses grow, and local communities thrive. That responsibility is one we embrace every day.
At the same time, we recognize that honoring our history also means preparing for the future. Throughout 2026, we have continued to invest strategically in technology and innovation to enhance the experiences of both our customers and employees. From implementing Workday and improving our lending processes to thoughtfully evaluating emerging technologies, each initiative is focused on strengthening our organization while preserving the personal service that sets Wilson Bank & Trust apart. We are equally committed to investing in people, and our 2026 internship program reflects that commitment by providing students with meaningful, hands-on experience while helping cultivate the next generation of community banking leaders.
Exhibit 99.1

One of the highlights of the second quarter was our annual Shareholder Picnic. It is always a pleasure to spend time with many of you, celebrate what we have accomplished together, and personally express our appreciation for your continued trust and support. Those conversations serve as an important reminder that our shareholders are more than investors. You are partners in our mission and advocates for the communities we proudly serve.
Sincerely,
WILSON BANK HOLDING COMPANY
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John McDearman, III President/CEO |
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James Anthony Patton Chairman |

