Betterment LLC

CIK

1633901

Location

NEW YORK, NY

Portfolio Value

Small $201,305,219

Diversification

Diversified

Filing Date

Global Rank

#4,147 / 8,603 ▲ 176 · as of Mar 2026

Top Industry

Consumer Electronics 15.7%

3Y Alpha vs SPY

-9.5%

Period ended 3 months ago

Filed May 14, 2026 · 56d

25 quarters · since Mar 2020

Clone Performance

Jul 2023–Jul 2026 · vs SPY

Hypothetical growth of cloning every reported 13F position and rebalancing on each filing, indexed to the same start.

Cloned portfolio

+37.7%

SPY

+76.0%

Annualised alpha

-9.5%

Max drawdown

−30.3%

Estimate. 13F holdings are quarter-lagged and long-only, so the clone rebalances about 45 days after each period end — when the filing becomes public — and excludes options and short positions. Past performance does not predict future results.

Portfolio Concentration

87 positions · as of Mar 31, 2026 · Δ vs Dec 31, 2025

Top Position

21.8%

−8.1 pts

Top 5

57.6%

−14.8 pts

Top 10

71.7%

−10.5 pts

HHI

999

Diversified−547

Portfolio Trend

25 quarters · across all stocks

Sector Breakdown

As of Mar 31, 2026

Sector	% Portfolio	Value	Positions
Unclassified	71.2%	$143,329,194	25
Technology	13.2%	$26,577,586	18
Consumer Cyclical	4.7%	$9,377,213	8
Financial Services	3.0%	$6,011,354	9
Communication Services	2.8%	$5,631,040	5
Consumer Defensive	2.1%	$4,267,685	6
Industrials	1.3%	$2,532,053	6
Healthcare	0.9%	$1,886,113	5
Energy	0.5%	$1,005,939	3
Utilities	0.2%	$440,166	1
Basic Materials	0.1%	$246,876	1

Last Quarter's Activity

Export CSV

Mar 31, 2026 vs Dec 31, 2025

Added To

Positions the filer increased

25 positions

Ticker	Company	Δ Shares	Shares	Value
BITB	Bitwise Bitcoin ETF	+30,439	109,295	$4,023,148
IAUM	iShares Gold Trust Micro	+12,270	17,552	$819,678
SLV	iShares Silver Trust	+11,621	30,978	$2,110,840
NVDA	Nvidia Corp	+11,178	30,627	$5,341,348
ETHW	Bitwise Ethereum ETF	+10,895	135,281	$2,029,215
SIVR	abrdn Silver ETF Trust	+9,214	19,985	$1,431,125
GLDM	World Gold Trust	+9,017	18,150	$1,682,323
AMZN	Amazon Com Inc	+5,121	17,416	$3,627,230
FBTC	Fidelity Wise Origin Bitcoin Fund	+4,871	21,526	$1,270,679
TSLA	Tesla, Inc.	+4,738	8,442	$3,138,313
IAU	Ishares Gold Trust	+4,175	26,555	$2,341,088
NFLX	Netflix Inc	+3,954	9,704	$933,039
AAPL	Apple Inc.	+3,352	35,918	$9,115,629
MSFT	Microsoft Corp	+2,849	10,966	$4,059,284
GLD	Spdr Gold Trust	+2,738	15,393	$6,623,453
SPY	Spdr S&P 500 ETF Trust	+2,680	22,080	$14,359,507
GOOGL	Alphabet Inc.	+2,671	10,008	$2,877,900
PLTR	Palantir Technologies Inc.	+2,622	5,386	$787,864
RKLB	Rocket Lab Corp	+2,010	14,308	$918,859
AVGO	Broadcom Inc.	+1,555	3,876	$1,199,660
BRK-B	Berkshire Hathaway Inc	+1,525	3,608	$1,728,953
ORCL	Oracle Corp	+1,090	7,139	$1,050,218
WMT	Walmart Inc.	+910	9,111	$1,132,315
GS	Goldman Sachs Group Inc	+883	1,495	$1,264,755
AMD	Advanced Micro Devices Inc	+878	2,933	$596,660
No positions match the current search.

Trimmed

Positions the filer reduced

11 positions

Ticker	Company	Δ Shares	Shares	Value
ETHA	iShares Ethereum Trust ETF	−241,881	650,113	$10,291,288
IBIT	iShares Bitcoin Trust ETF	−54,403	1,140,586	$43,821,314
SGOL	abrdn Gold ETF Trust	−4,733	24,739	$1,103,854
QQQ	Invesco Qqq Trust, Series 1	−2,509	66,639	$38,462,698
WMB	Williams Companies, Inc.	−287	4,479	$325,981
HD	Home Depot, Inc.	−178	1,422	$467,681
LMT	Lockheed Martin Corp	−79	650	$392,853
TJX	Tjx Companies Inc /De/	−39	2,899	$462,970
AZO	Autozone Inc	−3	149	$503,289
CMI	Cummins Inc	−3	652	$350,789
WAB	Westinghouse Air Brake Technologies Corp	−1	1,011	$252,659
No positions match the current search.

New Positions

Positions the filer opened this quarter

25 positions

Ticker	Company	Shares	Value
BTC	Grayscale Bitcoin Mini Trust ETF	272,654	$8,176,893
ETH	Grayscale Ethereum Staking Mini ETF	54,477	$1,081,913
AAAU	Goldman Sachs Physical Gold ETF	17,147	$792,019
MU	Micron Technology Inc	1,931	$652,369
WDC	Western Digital Corp	2,385	$645,118
C	Citigroup Inc	4,524	$513,066
CVX	Chevron Corp	2,161	$447,110
VST	Vistra Corp.	2,928	$440,166
RIVN	Rivian Automotive, Inc. / DE	28,609	$430,565
STX	Seagate Technology Holdings plc	998	$390,976
SNDK	Sandisk Corp	581	$369,132
FETH	Fidelity Ethereum Fund	16,102	$336,209
COF	Capital One Financial Corp	1,720	$313,779
VZ	Verizon Communications Inc	6,141	$308,278
INTC	Intel Corp	6,587	$290,684
CRM	Salesforce, Inc.	1,479	$276,084
RTX	RTX Corp	1,369	$264,080
PEP	Pepsico Inc	1,654	$256,849
GLTR	abrdn Precious Metals Basket ETF Trust	1,155	$252,621
FCX	Freeport-Mcmoran Inc	4,200	$246,876
ASTS	AST SpaceMobile, Inc.	2,971	$246,206
COP	Conocophillips	1,764	$232,848
ADBE	Adobe Inc.	938	$228,009
UNH	Unitedhealth Group Inc	829	$224,319
KO	Coca Cola Co	2,813	$213,928
No positions match the current search.

Sold Out

Positions the filer fully exited

4 positions

Ticker	Company	Shares	Value
QCOM	Qualcomm Inc/De	1,858	$317,810
AXP	American Express Co	793	$293,370
PGR	Progressive Corp/Oh/	1,017	$231,591
IBM	International Business Machines Corp	748	$221,565
No positions match the current search.

Portfolio Positions

Compact Export CSV View 13F filing

87 positions · $201,305,219 total · as of Mar 31, 2026

All sectors Basic Materials Communication Services Consumer Cyclical Consumer Defensive Energy Financial Services Healthcare Industrials Technology Utilities

Showing 1–50 of 87 positions by value · page 1 of 2

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	% of Portfolio
IBIT	iShares Bitcoin Trust ETF	Reduced	1,140,586	-54,403	$43,821,314	−26.1%	21.77%
QQQ	Invesco Qqq Trust, Series 1	Reduced	66,639	-2,509	$38,462,698	−9.5%	19.11%
SPY	Spdr S&P 500 ETF Trust	Added	22,080	+2,680	$14,359,507	+8.5%	7.13%
ETHA	iShares Ethereum Trust ETF	Reduced	650,113	-241,881	$10,291,288	−48.6%	5.11%
AAPL	Apple Inc. Technology	Added	35,918	+3,352	$9,115,629	+3.0%	4.53%
BTC	Grayscale Bitcoin Mini Trust ETF	NEW	272,654	NEW	$8,176,893	NEW	4.06%
GLD	Spdr Gold Trust	Added	15,393	+2,738	$6,623,453	+32.1%	3.29%
NVDA	Nvidia Corp Technology	Added	30,627	+11,178	$5,341,348	+47.3%	2.65%
MSFT	Microsoft Corp Technology	Added	10,966	+2,849	$4,059,284	+3.4%	2.02%
BITB	Bitwise Bitcoin ETF	Added	109,295	+30,439	$4,023,148	+7.3%	2.00%
AMZN	Amazon Com Inc Consumer Cyclical	Added	17,416	+5,121	$3,627,230	+27.8%	1.80%
TSLA	Tesla, Inc. Consumer Cyclical	Added	8,442	+4,738	$3,138,313	+88.4%	1.56%
GOOGL	Alphabet Inc. Communication Services	Added	10,008	+2,671	$2,877,900	+25.3%	1.43%
IAU	Ishares Gold Trust	Added	26,555	+4,175	$2,341,088	+28.9%	1.16%
COST	Costco Wholesale Corp /New Consumer Defensive	Added	2,132	+347	$2,124,388	+38.0%	1.06%
SLV	iShares Silver Trust	Added	30,978	+11,621	$2,110,840	+69.3%	1.05%
ETHW	Bitwise Ethereum ETF	Added	135,281	+10,895	$2,029,215	−23.3%	1.01%
BRK-B	Berkshire Hathaway Inc Financial Services	Added	3,608	+1,525	$1,728,953	+65.1%	0.86%
GLDM	World Gold Trust	Added	18,150	+9,017	$1,682,323	+115.8%	0.84%
SIVR	abrdn Silver ETF Trust	Added	19,985	+9,214	$1,431,125	+96.4%	0.71%
FBTC	Fidelity Wise Origin Bitcoin Fund	Added	21,526	+4,871	$1,270,679	+0.1%	0.63%
GS	Goldman Sachs Group Inc Financial Services	Added	1,495	+883	$1,264,755	+135.1%	0.63%
AVGO	Broadcom Inc. Technology	Added	3,876	+1,555	$1,199,660	+49.3%	0.60%
META	Meta Platforms, Inc. Communication Services	Added	2,083	+806	$1,191,746	+41.4%	0.59%
DIA	Spdr Dow Jones Industrial Average ETF Trust	Added	2,487	+241	$1,151,953	+6.7%	0.57%
WMT	Walmart Inc. Consumer Defensive	Added	9,111	+910	$1,132,315	+23.9%	0.56%
SGOL	abrdn Gold ETF Trust	Reduced	24,739	-4,733	$1,103,854	−8.8%	0.55%
ETH	Grayscale Ethereum Staking Mini ETF	NEW	54,477	NEW	$1,081,913	NEW	0.54%
ORCL	Oracle Corp Technology	Added	7,139	+1,090	$1,050,218	−10.9%	0.52%
NFLX	Netflix Inc Communication Services	Added	9,704	+3,954	$933,039	+73.1%	0.46%
RKLB	Rocket Lab Corp Industrials	Added	14,308	+2,010	$918,859	+7.1%	0.46%
IAUM	iShares Gold Trust Micro	Added	17,552	+12,270	$819,678	+261.0%	0.41%
AAAU	Goldman Sachs Physical Gold ETF	NEW	17,147	NEW	$792,019	NEW	0.39%
PLTR	Palantir Technologies Inc. Technology	Added	5,386	+2,622	$787,864	+60.4%	0.39%
TXN	Texas Instruments Inc Technology	Added	3,941	+37	$765,105	+13.0%	0.38%
JPM	Jpmorgan Chase & Co Financial Services	Added	2,356	+34	$693,040	−7.4%	0.34%
MU	Micron Technology Inc Technology	NEW	1,931	NEW	$652,369	NEW	0.32%
WDC	Western Digital Corp Technology	NEW	2,385	NEW	$645,118	NEW	0.32%
JNJ	Johnson & Johnson Healthcare	Added	2,536	+491	$619,899	+46.5%	0.31%
AMD	Advanced Micro Devices Inc Technology	Added	2,933	+878	$596,660	+35.6%	0.30%
MA	Mastercard Inc Financial Services	Added	1,135	+168	$567,114	+2.7%	0.28%
PG	PROCTER & GAMBLE Co Consumer Defensive	Added	3,687	+75	$532,550	+2.9%	0.26%
MDY	Spdr S&P Midcap 400 ETF Trust	Added	839	+107	$517,461	+17.2%	0.26%
C	Citigroup Inc Financial Services	NEW	4,524	NEW	$513,066	NEW	0.25%
AZO	Autozone Inc Consumer Cyclical	Reduced	149	-3	$503,289	−2.4%	0.25%
HD	Home Depot, Inc. Consumer Cyclical	Reduced	1,422	-178	$467,681	−15.1%	0.23%
TJX	Tjx Companies Inc /De/ Consumer Cyclical	Reduced	2,899	-39	$462,970	+2.6%	0.23%
CVX	Chevron Corp Energy	NEW	2,161	NEW	$447,110	NEW	0.22%
VST	Vistra Corp. Utilities	NEW	2,928	NEW	$440,166	NEW	0.22%
RIVN	Rivian Automotive, Inc. / DE Consumer Cyclical	NEW	28,609	NEW	$430,565	NEW	0.21%