Betterment LLC

CIK

1633901

Location

NEW YORK, NY

Portfolio Value

Large $12,019,489,544

Diversification

Highly concentrated

Filing Date

Global Rank

#427 / 8,707 ▼ 244

Top Industry

Semiconductors 20.3%

Period ended 3 months ago

Filed Aug 14, 2026 · 34d

26 quarters · since Mar 2020

Portfolio Concentration

153 tracked positions · as of Jun 30, 2026 · Δ vs Mar 31, 2026

Top Position

82.2%

+56.9 pts

Top 5

96.6%

+18.0 pts

Top 10

98.0%

+4.6 pts

HHI

6,858

Highly concentrated+5,229

Portfolio Trend

26 quarters · across all stocks

Sector Breakdown

As of Jun 30, 2026

Sector	% Portfolio	Value	Positions
Unclassified	99.2%	$11,918,202,087	63
Technology	0.4%	$48,298,031	34
Communication Services	0.1%	$13,714,881	5
Consumer Cyclical	0.1%	$12,493,569	9
Industrials	0.1%	$8,441,585	14
Financial Services	0.1%	$7,368,406	10
Consumer Defensive	0.0%	$5,062,305	4
Healthcare	0.0%	$2,402,521	6
Energy	0.0%	$2,328,889	4
Utilities	0.0%	$845,144	2
Real Estate	0.0%	$332,126	2

Last Quarter's Activity

Export CSV

Jun 30, 2026 vs Mar 31, 2026

Added To

Positions the filer increased

25 positions

Ticker	Company	Δ Shares	Shares	Value
BNDX	Vanguard Total International Bond ETF	+900,942	20,301,516	$983,202,419
VEA	Vanguard FTSE Developed Markets ETF	+796,375	138,727,174	$9,884,311,147
BTC	Grayscale Bitcoin Mini Trust ETF	+112,584	385,238	$9,996,926
CGBL	Capital Group Core Balanced ETF	+92,455	422,613	$16,042,389
ETH	Grayscale Ethereum Staking Mini ETF	+64,969	119,446	$1,795,273
CGIC	Capital Group International Core Equity ETF	+38,100	87,857	$3,197,116
VZ	Verizon Communications Inc	+35,471	41,612	$1,761,852
VXUS	Vanguard Total International Stock ETF	+33,059	468,494	$40,051,552
RIVN	Rivian Automotive, Inc. / DE	+20,194	48,803	$846,732
PPLT	abrdn Platinum ETF Trust	+19,112	21,481	$303,526
CGDG	Capital Group Dividend Growers ETF	+18,000	93,490	$3,506,809
NVDA	Nvidia Corp	+13,738	44,365	$8,876,992
FETH	Fidelity Ethereum Fund	+9,953	26,055	$410,105
PALL	abrdn Palladium ETF Trust	+9,780	12,266	$270,833
CGNG	Capital Group New Geography Equity ETF	+7,736	14,733	$551,898
AAPL	Apple Inc.	+7,606	43,524	$12,594,104
VBIL	Vanguard 0-3 Month Treasury Bill ETF	+7,471	12,094	$915,273
ETHW	Bitwise Ethereum ETF	+6,182	141,463	$1,595,702
IAUM	iShares Gold Trust Micro	+5,224	22,776	$911,267
INTC	Intel Corp	+5,089	11,676	$1,630,319
ASTS	AST SpaceMobile, Inc.	+4,826	7,797	$692,841
SOFI	SoFi Technologies, Inc.	+4,479	14,556	$260,989
IAU	Ishares Gold Trust	+4,417	30,972	$2,338,695
FBTC	Fidelity Wise Origin Bitcoin Fund	+4,285	25,811	$1,317,651
AMZN	Amazon Com Inc	+3,349	20,765	$4,949,130
No positions match the current search.

Trimmed

Positions the filer reduced

25 positions

Ticker	Company	Δ Shares	Shares	Value
AAXJ	iShares MSCI All Country Asia ex Japan ETF	−112,705,350	12,648	$1,509,285
FNDA	Schwab Fundamental U.S. Small Company ETF	−73,416,188	56,615	$2,154,766
VEU	Vanguard FTSE All-World Ex-US ETF	−53,695,422	32,330	$2,707,637
VB	Vanguard Morningstar Small-Cap ETF	−37,286,642	225,580	$68,377,809
—		−34,439,827	16,976	$1,555,680
GBIL	Goldman Sachs Access Treasury 0-1 Year ETF	−19,221,784	6,260,043	$627,005,906
DCOR	Dimensional US Core Equity 1 ETF	−13,994,582	341,912	$28,029,945
CWI	State Street SPDR MSCI ACWI ex-US ETF	−12,666,070	11,279	$458,716
VCRM	Vanguard Core Tax-Exempt Bond ETF	−6,925,691	4,338	$331,423
VIGI	Vanguard International Dividend Appreciation ETF	−5,757,516	108,838	$10,163,292
BIV	Vanguard Intermediate-Term Bond ETF	−2,503,821	315,442	$24,194,401
DYTA	SGI Dynamic Tactical ETF	−937,900	37,574	$1,193,951
BNDW	Vanguard Total World Bond ETF	−903,428	408,910	$28,022,602
BLDG	Cambria Global Real Estate ETF	−664,559	26,883	$725,841
ASHR	Xtrackers Harvest CSI 300 China A-Shares ETF	−411,352	15,465	$566,946
AGGY	WisdomTree Yield Enhanced U.S. Aggregate Bond Fund	−278,970	35,708	$1,552,583
IVOG	Vanguard S&P Mid-Cap 400 Growth ETF	−135,251	5,792	$847,369
AIRR	First Trust RBA American Industrial Renaissance ETF	−83,482	5,220	$695,565
IBIT	iShares Bitcoin Trust ETF	−70,978	1,069,608	$35,607,250
VIG	Vanguard Dividend Appreciation ETF	−67,288	172,908	$40,913,490
BAI	iShares A.I. Innovation and Tech Active ETF	−63,952	13,218	$696,852
ETHA	iShares Ethereum Trust ETF	−53,583	596,530	$0
—		−30,455	20,621	$951,452
RKLB	Rocket Lab Corp	−9,844	4,464	$453,765
QQQ	Invesco Qqq Trust, Series 1	−7,267	59,372	$43,721,540
No positions match the current search.

New Positions

Positions the filer opened this quarter

25 positions

Ticker	Company	Shares	Value
SPCX	Space Exploration Technologies Corp	13,978	$2,388,281
FIX	Comfort Systems USA Inc	695	$1,377,455
BE	Bloom Energy Corp	4,400	$1,331,880
STNG	Scorpio Tankers Inc.	15,338	$1,062,309
MRVL	Marvell Technology, Inc.	2,028	$604,120
IBM	International Business Machines Corp	1,706	$479,744
AMAT	Applied Materials Inc /De	646	$467,058
NOW	ServiceNow, Inc.	4,624	$459,070
KLAC	Kla Corp	1,200	$362,052
DELL	Dell Technologies Inc.	832	$358,974
VRT	Vertiv Holdings Co	1,049	$351,226
NEE	Nextera Energy Inc	3,795	$333,087
GLW	Corning Inc /Ny	1,263	$322,608
MSTR	Strategy Inc	3,561	$309,557
LRCX	Lam Research Corp	700	$303,331
RMBS	Rambus Inc	2,258	$299,726
UBER	Uber Technologies, Inc	3,967	$286,258
ANET	Arista Networks, Inc.	1,680	$285,398
O	Realty Income Corp	4,600	$285,016
CSCO	Cisco Systems, Inc.	2,401	$282,021
GEV	GE Vernova Inc.	234	$274,917
IONQ	IonQ, Inc.	5,054	$269,176
QCOM	Qualcomm Inc/De	1,440	$266,097
TSM	Taiwan Semiconductor Manufacturing Co Ltd	533	$254,544
PGR	Progressive Corp/Oh/	1,105	$241,387
No positions match the current search.

Sold Out

Positions the filer fully exited

25 positions

Ticker	Company	Shares	Value
BWX	State Street SPDR Bloomberg International Treasury Bond ETF	114,461,132	$8,354,142,193
BBAG	JPMorgan BetaBuilders U.S. Aggregate Bond ETF	21,800,124	$1,081,525,663
—		999,936	$171,802,648
ACLO	TCW AAA CLO ETF	1,615,436	$123,257,766
VCHY	Vanguard U.S. High-Yield Corporate Bond Index ETF	1,649,308	$87,465,704
EDV	Vanguard World Funds Extended Duration ETF	658,287	$73,094,769
IVZ	Invesco Ltd.	363,246	$52,508,787
ACSG	American Century Small Cap Growth Insights ETF	511,060	$49,610,387
BCLO	iShares BBB-B CLO Active ETF	952,129	$49,410,955
AFK	VanEck Africa Index ETF	304,980	$13,666,484
BKF	iShares MSCI BIC ETF	134,375	$10,841,341
CGCB	Capital Group Core Bond ETF	287,272	$7,705,833
FBCG	Fidelity Blue Chip Growth ETF	157,863	$6,557,098
AAAA	Amplius Aggressive Asset Allocation ETF	190,310	$5,934,530
XLBI	State Street Materials Select Sector SPDR Premium Income ETF	88,564	$5,859,819
FAAA	Fidelity AAA CLO ETF	112,977	$5,154,010
VFMF	Vanguard U.S. Multifactor ETF	29,963	$5,005,410
AGRH	iShares Interest Rate Hedged U.S. Aggregate Bond ETF	75,940	$4,854,934
ABI	VictoryShares Pioneer Asset-Based Income ETF	62,546	$4,493,066
AFGR	First Trust Active Factor Large Cap Growth ETF	123,192	$4,465,300
JA	Janus Henderson AA-A CLO ETF	81,409	$4,009,509
AAAP	Pacer Barings CLO Market Flex ETF	60,149	$3,761,009
ACYN	FT Vest Laddered Autocallable Barrier & Income ETF	100,165	$3,475,918
AAAD	PGIM AAA CLO Aggregate Duration ETF	40,663	$2,012,818
AGNG	Global X Funds Global X Aging Population ETF	35,067	$1,987,922
No positions match the current search.

Portfolio Positions

Compact Export CSV View 13F filing

153 tracked positions · $12,019,489,544 total · filing declares 675 positions · $59,125,356 · as of Jun 30, 2026

All sectors Communication Services Consumer Cyclical Consumer Defensive Energy Financial Services Healthcare Industrials Real Estate Technology Utilities

Showing 1–50 of 153 positions by value · page 1 of 4

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	% of Portfolio
VEA	Vanguard FTSE Developed Markets ETF	Added	138,727,174	+796,375	$9,884,311,147	+11.8%	82.24%
BNDX	Vanguard Total International Bond ETF	Added	20,301,516	+900,942	$983,202,419	+5.5%	8.18%
GBIL	Goldman Sachs Access Treasury 0-1 Year ETF	Reduced	6,260,043	-19,221,784	$627,005,906	−68.3%	5.22%
VB	Vanguard Morningstar Small-Cap ETF	Reduced	225,580	-37,286,642	$68,377,809	−99.3%	0.57%
QQQ	Invesco Qqq Trust, Series 1	Reduced	59,372	-7,267	$43,721,540	+13.7%	0.36%
VIG	Vanguard Dividend Appreciation ETF	Reduced	172,908	-67,288	$40,913,490	−1.2%	0.34%
VXUS	Vanguard Total International Stock ETF	Added	468,494	+33,059	$40,051,552	+19.3%	0.33%
IBIT	iShares Bitcoin Trust ETF	Reduced	1,069,608	-70,978	$35,607,250	−18.7%	0.30%
DCOR	Dimensional US Core Equity 1 ETF	Reduced	341,912	-13,994,582	$28,029,945	−95.2%	0.23%
BNDW	Vanguard Total World Bond ETF	Reduced	408,910	-903,428	$28,022,602	−64.3%	0.23%
BIV	Vanguard Intermediate-Term Bond ETF	Reduced	315,442	-2,503,821	$24,194,401	−88.4%	0.20%
SPY	Spdr S&P 500 ETF Trust	Added	23,386	+1,306	$17,463,963	+21.6%	0.15%
CGBL	Capital Group Core Balanced ETF	Added	422,613	+92,455	$16,042,389	+41.2%	0.13%
AAPL	Apple Inc. Technology	Added	43,524	+7,606	$12,594,104	+38.2%	0.10%
VIGI	Vanguard International Dividend Appreciation ETF	Reduced	108,838	-5,757,516	$10,163,292	−97.4%	0.08%
BTC	Grayscale Bitcoin Mini Trust ETF	Added	385,238	+112,584	$9,996,926	+22.3%	0.08%
GOOGL	Alphabet Inc. Communication Services	Added	26,356	+3,040	$9,357,189	+39.8%	0.08%
NVDA	Nvidia Corp Technology	Added	44,365	+13,738	$8,876,992	+66.2%	0.07%
GLD	Spdr Gold Trust	Added	15,727	+334	$5,793,512	−12.5%	0.05%
AMZN	Amazon Com Inc Consumer Cyclical	Added	20,765	+3,349	$4,949,130	+36.4%	0.04%
MSFT	Microsoft Corp Technology	Added	13,255	+2,289	$4,944,380	+21.8%	0.04%
TSLA	Tesla, Inc. Consumer Cyclical	Added	10,158	+1,716	$4,272,454	+36.1%	0.04%
CGDV	Capital Group Dividend Value ETF	Added	82,267	+134	$4,054,117	+16.0%	0.03%
BITB	Bitwise Bitcoin ETF	Added	111,402	+2,107	$3,549,267	−11.8%	0.03%
CGDG	Capital Group Dividend Growers ETF	Added	93,490	+18,000	$3,506,809	+29.4%	0.03%
MU	Micron Technology Inc Technology	Added	2,849	+918	$3,288,572	+404.1%	0.03%
COST	Costco Wholesale Corp /New Consumer Defensive	Added	3,451	+1,319	$3,228,306	+52.0%	0.03%
CGIC	Capital Group International Core Equity ETF	Added	87,857	+38,100	$3,197,116	+94.1%	0.03%
		Added	12,066	+204	$2,970,769	+21.7%	0.02%
VEU	Vanguard FTSE All-World Ex-US ETF	Reduced	32,330	-53,695,422	$2,707,637	−99.9%	0.02%
SPCX	Space Exploration Technologies Corp Industrials	NEW	13,978	NEW	$2,388,281	NEW	0.02%
IAU	Ishares Gold Trust	Added	30,972	+4,417	$2,338,695	−0.1%	0.02%
AVGO	Broadcom Inc. Technology	Added	6,173	+2,297	$2,331,850	+94.4%	0.02%
FNDA	Schwab Fundamental U.S. Small Company ETF	Reduced	56,615	-73,416,188	$2,154,766	−99.9%	0.02%
BRK-B	Berkshire Hathaway Inc Financial Services	Added	4,149	+541	$2,076,118	+20.1%	0.02%
AMD	Advanced Micro Devices Inc Technology	Added	3,128	+195	$1,817,086	+204.5%	0.02%
ETH	Grayscale Ethereum Staking Mini ETF	Added	119,446	+64,969	$1,795,273	+65.9%	0.01%
VZ	Verizon Communications Inc Communication Services	Added	41,612	+35,471	$1,761,852	+471.5%	0.01%
GLDM	World Gold Trust	Added	20,687	+2,537	$1,642,961	−2.3%	0.01%
INTC	Intel Corp Technology	Added	11,676	+5,089	$1,630,319	+460.9%	0.01%
ETHW	Bitwise Ethereum ETF	Added	141,463	+6,182	$1,595,702	−21.4%	0.01%
		Reduced	16,976	-34,439,827	$1,555,680	−99.9%	0.01%
AGGY	WisdomTree Yield Enhanced U.S. Aggregate Bond Fund	Reduced	35,708	-278,970	$1,552,583	−89.6%	0.01%
GS	Goldman Sachs Group Inc Financial Services	Added	1,534	+39	$1,551,441	+22.7%	0.01%
AAXJ	iShares MSCI All Country Asia ex Japan ETF	Reduced	12,648	-112,705,350	$1,509,285	+37.7%	0.01%
META	Meta Platforms, Inc. Communication Services	Added	2,578	+495	$1,452,161	+21.9%	0.01%
SLV	iShares Silver Trust	Reduced	26,085	-4,893	$1,394,764	−33.9%	0.01%
FIX	Comfort Systems USA Inc Industrials	NEW	695	NEW	$1,377,455	NEW	0.01%
DIA	Spdr Dow Jones Industrial Average ETF Trust	Added	2,582	+95	$1,348,810	+17.1%	0.01%
BE	Bloom Energy Corp Industrials	NEW	4,400	NEW	$1,331,880	NEW	0.01%

Covers the securities this platform tracks: U.S.-listed common stock and the put/call positions reported on it. A 13F can also report security types outside that coverage — preferred shares, bonds, warrants, untracked share classes — so the filing's own declared total can exceed the figures above. The source filing is linked at the top of this table.