Steven Zabel

“Second quarter after-tax adjusted operating income per share was $2.16, up 4.9% from prior year, while year-to-date after-tax adjusted operating EPS growth was 7.5%.”

“Notably, group life and AD&D, along with colonial life, had record levels of earnings, and group disability met our expectations.”

“While earnings in the fourth quarter were below our expectations, our top line continues to grow, and the franchise remains strong. core operation sales finished the fourth quarter on firm footing after a slower than expected first half and we're up 1.1% in 2025 over the prior year this included colonial sales…”

“As Rick mentioned, we were extremely pleased with the strong finish to the year across the board. The fourth quarter capped another year of solid growth as evidenced by our results.”

“As Rick highlighted, we are very pleased with our operating results and the strategic actions taken during the third quarter. You may remember that the pandemic's most severe impacts were felt in the second quarter, and these effects are now transitioning to a more manageable state in the third quarter.”