Manuel Navis

“Is the target still the same in terms of growth by the end of the year? And how would you judge kind of the progression of growth so far this year? Like it's 1.4 billion on an average basis.”

“I appreciate a lot of the commentary on expenses. Just wondering, could you quantify the benefit from the headquarter move? Also, you just talked about these investments.”

“So with the bar being raised on new LPOs, it seems like a lot of pipeline for future growth in Florida. Where does the capital deployment in M&A stand across your kind of options?”

“The net charge of performance was really strong. on is there potential for a lower guidance eventually? And the guidance was already below your long-term net charge-off rate.”

“Following up on that securities broker pricing, what is assumed in the NII guide? Is that the securities are reinvested, put into loan growth, pay off something?”