Kevin Kim

“Beginning with slide three, I will provide an overview of our third quarter results.”

“Beginning with slide three, you will find a brief overview of our results. Overall, we delivered a strong second quarter and made solid progress during the first half of the year in executing against our key operating priorities.”

“Our first quarter 2026 results reflected strong year-over-year growth in net income revenue loans and deposits driven by organic growth and the strategic benefits of the territorial bank corp acquisition quarter of a quarter our pre-provisioned net revenue grew supported by imported supported by improved efficiency…”

“I'm very pleased to report that we ended 2025 on a positive note with strong earnings growth in the fourth quarter. Beginning with slide three, you will find a brief overview of our results.”

“Let us begin on slide three with a brief overview of the quarter. The third quarter of 2025 was a very positive one for Bank of Hope, marked by continued progress across our strategic priorities to improve profitability and reflecting solid execution across the organization.”