HOPE · Hope Bancorp Inc
$13.92
+0.05 (+0.36%)
At close · Aug 26
Market Cap
$1.77B
Shares
127.74M
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$13.92
Open$13.87
Day$13.78–13.94
52W close$9.84–14.50
Avg vol 30d1.0M
Short int6.0M · 4.7% float · 5.6d
Short vol75%
Last earningsJul 27, 2026
DataJan 2020–Aug 2026
Filing10-Q · Aug 6
Up next
Next earnings call
Oct 26, 2026
Est · unconfirmed
· in 9 wks
FQ3-26 quarter ends
~Sep 30, 2026
Est
filed Aug 6, 2026
AI Brief
TL;DR.
Bullish
Bearish
From the call
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Ask ALVIS about this →Equibles Rating
blended score · not investment adviceOverall
Buy
SellHoldBuy
Technical
Buy
Momentum
Very Strong
Sentiment
Neutral
Fundamentals
Strong
Quant / Vol
Low
Market backdrop
VIX 15.2 · calm
Equity put/call 0.64
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+14%
above
Price vs 50-day avg
+1%
above
RSI (14)
48
neutral
MACD trend
Negative
52-week position
88%
near high
Momentum
relative strength
1-month return
−1%
trailing
6-month return
+23%
trailing
YTD return
+27%
this year
Relative strength
+11%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $14 › 200d $12 — 50d above 200d
Institutional flow
Accumulating
+2% holders QoQ · +36 funds added
Insider flow
Distributing
Net -$403.6K over 90 days · 100% sells
Short interest
Rising
4.70% of float · ▲ +7.8% MoM · 5.6 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
258 holders — near 3-yr high, broad support
Squeeze score
68
elevated · 0–100
Fundamentals
EPS growth
−40%
Y/Y
Free cash flow
$151.5M
Valuation
P/E 13.9
in line
Buyback
$26.6M
remaining
Balance sheet
$413.6M
net cash
Quant / Vol
risk profile
Volatility
26%
annualized · 1-yr
Max drawdown
−16%
past year
ATR
1.7%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Latest guidance
· from the 8-K filed Jul 27, 2026
End-of-Period Gross Loans
· Full Year 2026
Initiated
20%
Prior guidance
period ended
· from the Earnings Call filed Sep 30, 2025
Net interest income growth
· full year 2025
up to 10%
Noninterest income growth
· full year 2025
up to 30%
Noninterest expenses growth, excluding notable items
· full year 2025
up to 15%
Effective tax rate, excluding the impact of notable items
· fourth quarter 2025
up to 14%
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders Buy
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+14%
Bullish
Price vs 50-day avg
+1%
Bullish
RSI (14)
48
Neutral
MACD trend
Negative
Bearish
52-week position
88%
Bullish
Market signals — smart money & positioning
Mixed
Trend (MA cross)
No cross
50d $14 › 200d $12 — 50d above 200d
Institutional flow
Accumulating
+2% holders QoQ · +36 funds added
Insider flow
Distributing
Net -$403.6K over 90 days · 100% sells
Short interest
Rising
4.70% of float · ▲ +7.8% MoM · 5.6 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
258 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $10
Now $14 · 88%
Range high $15
vs 200-day avg +14%
vs 50-day avg +1%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Cost of deposits | 2.6% | Three Months Ended June 30, 2026 filing | — |
| Revenue excluding notable items non-GAAP | $147.82M | Three Months Ended June 30, 2026 filing | — |
GAAP → non-GAAP reconciliationGAAP Revenue (net interest income and noninterest income) 147.82M
+0K Loss on investment portfolio repositioning
= Revenue excluding notable items 147.82M
|
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| ROTCE (annualized) non-GAAP | 7.48% | Three Months Ended June 30, 2026 filing | — |
| Allowance for credit losses/nonperforming loans | 136.21% | 6/30/2026 | — |
| average loans | $14.79B | the second quarter of 2026 | — |
| Earnings per common share - diluted excluding notable items non-GAAP | $0.27 | Three Months Ended 6/30/2026 | — |
| Efficiency Ratio | 66.61% | 2Q26 | — |
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| efficiency ratio excluding notable items non-GAAP | 65.2% | the second quarter of 2026 | — |
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| gross loans | $15.03B | At June 30, 2026 | — |
| Gross loans (including held for sale) | 15.03B | At June 30, 2026 | — |
| net charge-offs | $9M | the second quarter of 2026 | — |
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| Net charge-offs (annualized, % of average loans) | 0.24% | the second quarter of 2026 | — |
| Net interest margin | 2.96% | the second quarter of 2026 | — |
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| Noninterest expense excluding notable items non-GAAP | $96.4M | the second quarter of 2026 | — |
| Nonperforming loans/loans receivable | 0.75% | 6/30/2026 | — |
| Pre-Provision Net Revenue non-GAAP | $49.4M | 2Q26 | — |
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| reported efficiency ratio | 66.6% | the second quarter of 2026 | — |
| Return on average tangible common equity ("ROTCE") non-GAAP | 7.48% | Three Months Ended 6/30/2026 | — |
| ROA excluding notable items non-GAAP | 0.74% | Three Months Ended 6/30/2026 | — |
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| ROE excluding notable items non-GAAP | 6.02% | Three Months Ended 6/30/2026 | — |
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| ROTCE excluding notable items non-GAAP | 7.81% | Three Months Ended 6/30/2026 | — |
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| Total deposits | $15.88B | At June 30, 2026 | — |
| year-to-date effective tax rate | 22.3% | the first half of 2026 | — |
| Allowance for credit losses | $155.1M | first quarter of 2026 | — |
| Allowance for credit losses/loans receivable | 1.06% | first quarter of 2026 | — |
| Average TCE non-GAAP | $1.77B | 3/31/2026 | — |
GAAP → non-GAAP reconciliationGAAP Average stockholders' equity 2.3B
-525.53M Average goodwill and core deposit intangible assets, net
= Average TCE 1.77B
|
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| Criticized loans | $325.1M | first quarter of 2026 | — |
| Criticized loans/total loans receivable | 2.22% | first quarter of 2026 | — |
| Effective tax rate | 22.1% | first quarter of 2026 | — |
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| Effective tax rate excluding notable items non-GAAP | 22.13% | 3/31/2026 | — |
| Efficiency ratio (not annualized) | 66.98% | Three Months Ended 3/31/2026 | — |
| EPS excluding notable items non-GAAP | $0.23 | Three Months Ended 3/31/2026 | — |
| Gross loan-to-deposit ratio | 93.7% | first quarter of 2026 | — |
| NCO ratio | 0.29% | 1Q26 | — |
| Net charge-offs / average loans (annualized) | 0.29% | the first quarter of 2026 | — |
| Net income excluding notable items non-GAAP | $29.67M | 3/31/2026 | — |
GAAP → non-GAAP reconciliationGAAP Net income (GAAP) 29.54M
-58K FDIC special assessment expense (reversal)
+234K Merger and restructuring-related costs
-50K Tax effect on notable items in pre-tax income
+0K Notable impact from CA tax apportionment law change
= Net income excluding notable items 29.67M
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| Nonperforming assets | $120.5M | first quarter of 2026 | — |
| Nonperforming assets/total assets | 0.65% | first quarter of 2026 | — |
| PPNR excluding notable items non-GAAP | $46.75M | Three Months Ended 3/31/2026 | — |
| Pre-provision net revenue excluding notable items non-GAAP | $46.75M | 1Q26 | — |
| Return on average assets | 0.64% | 3/31/2026 | — |
| Return on average equity | 5.14% | 3/31/2026 | — |
| ROA excluding notable items (annualized) non-GAAP | 0.64% | Three Months Ended 3/31/2026 | — |
| ROE excluding notable items (annualized) non-GAAP | 5.16% | Three Months Ended 3/31/2026 | — |
| ROTCE excluding notable items (annualized) non-GAAP | 6.69% | Three Months Ended 3/31/2026 | — |
| Tangible assets non-GAAP | $18.13B | 3/31/2026 | — |
GAAP → non-GAAP reconciliationGAAP Total assets 18.66B
-528.02M Goodwill and core deposit intangible assets, net
= Tangible assets 18.13B
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| Tangible common equity per share non-GAAP | $13.73 | 1Q26 | — |
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| TCE non-GAAP | $1.76B | 3/31/2026 | — |
| TCE ratio non-GAAP | 9.68% | 1Q26 | — |
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| Total CRE Portfolio | $8.46B | 1Q26 | — |
| Common Equity Tier 1 Capital Ratio | 12.27% | Q4 FY2025 | — |
| Leverage Ratio | 11.05% | Q4 FY2025 | — |
| Tier 1 Capital Ratio | 12.96% | Q4 FY2025 | — |
| Total Capital Ratio | 13.99% | Q4 FY2025 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
HOPE
this stock
Hope Bancorp Inc
|
$1.77B | +27.0% | — | 13.9 | 4.7% |
|
MFG
Mizuho Financial Group Inc
|
$126.71B | +42.8% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$121.39B | -36.6% | +15.2% | — | 0.5% |
|
IBN
Icici Bank Ltd
|
$105.45B | +1.2% | — | — | 0.7% |
|
USB
US Bancorp \De\
|
$97.85B | +17.7% | +4.4% | 12.5 | 1.6% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Financials
Filings
Earnings & Events
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| HOPE | -0.4% | -1.4% | +23.1% | -0.6% | +27.0% |
| SPY | -0.4% | +5.0% | +12.4% | +2.6% | +12.3% |
| vs SPY | +0.0% | -6.4% | +10.6% | -3.2% | +14.7% |
Capital returns
Latest dividend
$0.14
/ share · ex Aug 6, 2026
Paid (TTM)
$0.56
/ share · 4 payouts
Dividend yield (TTM, derived)
4.02%
Buyback program
· as of Jun 30, 2026
Authorized
$50.00M
Spent (derived)
$23.40M
Remaining
$26.60M
Spent
Remaining
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.