Kevin Fischbeck

“Maybe just going back to Medicaid, you know, obviously you're looking for improvement in 2027 margins. Can you just remind us how long you think it might take for you to get back to, you know, target margins and kind of what the biggest variables are, you know, maybe outside of just the impact of work requirements.”

“I appreciate the earlier comments that, you know, trend tends to be a little bit higher in the back half of the year, but the trend data points that we're tracking kind of really imply that trends start off really low to start the year, but it kind of is accelerated as the year has gone on.”

“Just want to try to help bridge the increase in guidance. Obviously, with Q1, you didn't change guidance, but you had 164 of PPD this quarter, 68 of PPD in Q1, and then 160 of 25 risk adjustment this year.”

“I just want to follow up on the volume commentary first. I guess, is there a good theory for why, you know, April and May would have been so weak and then June and July having come back?”

“And just, John, I don't know if you're going to share what new markets you plan to enter, but maybe what are some of the underlying characteristics of those markets?”