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CINF · Cincinnati Financial Corp

Track CINF — free
$168.49 -2.86 (-1.67%) At close · Aug 19
Market Cap
$26.13B
Shares
153.48M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$168.49 Open$170.74 Day$168.01–171.56 52W close$151.39–192.03 Avg vol 30d772K Short int3.7M · 2.4% float · 4.0d Short vol61% Last earningsJul 27, 2026 DataJan 2020–Aug 2026 Filing10-Q · Jul 27

Up next

Next earnings call
Oct 26, 2026 Est · unconfirmed · in 10 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed Jul 27, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Buy
      SellHoldBuy
      Technical Neutral Momentum Weak Sentiment Neutral Fundamentals Excellent Quant / Vol Very Low
      Market backdrop VIX 14.9 · calm Equity put/call 0.52
      Technical
      price trend
      Neutral
      50 / 200-day cross No cross
      Price vs 200-day avg +1%
      above
      Price vs 50-day avg −5%
      below
      RSI (14) 36
      neutral
      MACD trend Negative
      52-week position 42%
      mid-range
      Momentum
      relative strength
      Weak
      1-month return −6%
      trailing
      6-month return +2%
      trailing
      YTD return +3%
      this year
      Relative strength −10%
      vs S&P · 6-mo
      Sentiment
      smart money
      Neutral
      Trend (MA cross) No cross
      50d $177 › 200d $167 — 50d above 200d
      Institutional flow Accumulating
      +2% holders QoQ · +126 funds added
      Insider flow Distributing
      Net -$1.3M over 90 days · 100% sells
      Short interest Rising
      2.41% of float · ▲ +8.4% MoM · 4.0 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      948 holders — near 3-yr high, broad support
      Squeeze score 63
      elevated · 0–100
      Fundamentals
      Excellent
      Revenue growth +11%
      Y/Y
      EPS growth +4%
      Y/Y
      Free cash flow $3.1B
      Valuation P/E 8
      below peers
      Balance sheet $570.0M
      net cash
      Quant / Vol
      risk profile
      Very Low
      Volatility 21%
      annualized · 1-yr
      Max drawdown −12%
      past year
      ATR 2.3%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Latest guidance · from the Earnings Call filed Dec 31, 2023
      annual average over the next 5 years
      Value creation ratio 10% – 13%
      5-year average (long-term target)
      5-year average combined ratio 92% – 98%
      Prior guidance period ended · from the Earnings Call filed Dec 31, 2023
      2024 ceded premiums for these treaties in total · 2024 $180M

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Neutral
      1 · 4 · 1
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +1% Bullish
      Price vs 50-day avg
      −5% Neutral
      RSI (14)
      36 Neutral
      MACD trend
      Negative Bearish
      52-week position
      42% Neutral
      Market signals — smart money & positioning
      Mixed
      Trend (MA cross) No cross
      50d $177 › 200d $167 — 50d above 200d
      Institutional flow Accumulating
      +2% holders QoQ · +126 funds added
      Insider flow Distributing
      Net -$1.3M over 90 days · 100% sells
      Short interest Rising
      2.41% of float · ▲ +8.4% MoM · 4.0 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      948 holders — near 3-yr high, broad support
      Price context
      position in its 52-week range
      Range low $151 Now $168 · 42% Range high $192
      vs 200-day avg +1% vs 50-day avg -5%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from written earnings releases and filings
      Metric Latest Period YoY
      Bond portfolio $18.95B June 30, 2026
      Book value $108.64 At June 30, 2026
      Consolidated cash and total investments $34.9B June 30, 2026
      Debt-to-total-capital ratio 4.6% June 30, 2026
      Equity portfolio $13.19B June 30, 2026
      Loss and loss expense ratio 72.8% Q2 2026
      New agency appointments 220 First six months of 2026
      Non-GAAP operating income non-GAAP $554M Six months ended June 30, 2026
      Non-GAAP operating income per diluted share non-GAAP $3.54 Six months ended June 30, 2026
      Value creation ratio 8% First six months of 2026
      Book value per share $102.35 At December 31, 2025
      Favorable prior accident year reserve development $196M Twelve months ended December 31, 2025
      Property casualty net written premiums $10.08B Twelve months ended December 31, 2025

      Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

      Versus peers

      Insurance - Property & Casualty — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      CINF
      Cincinnati Financial Corp
      this stock
      $26.13B +3.2% +11.4% 8.0 2.4%
      CB
      Chubb Ltd
      $133.92B +9.2% +6.5% 12.2 1.1%
      PGR
      Progressive Corp/Oh/
      $120.36B -4.6% +16.3% 10.4 1.4%
      TKOMY
      Tokio Marine Holdings, Inc.
      $87.29B +24.3% 0.0%
      TRV
      Travelers Companies, Inc.
      $76.74B +24.9% +5.2% 9.9 3.6%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Accumulating
      Holders
      948
      % held
      73.0%
      Net QoQ
      +4.7M sh
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      640
      View
      Short & Settlement
      Short Interest Rising
      Shares short
      3.7M
      Days to cover
      4.0d
      Change
      +285.2K sh
      View
      Short Volume
      Short vol %
      61%
      As of
      Aug 19, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      84.2K
      Value
      $14.7M
      As of
      Jul 31, 2026
      View
      Off-Exchange
      Off-exchange %
      39.6%
      Week of
      Jul 13, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net selling
      Net (90d)
      -$1.3M
      Buyers / Sellers
      0 / 1
      Buyers Sellers
      View
      Congressional Trades Sell
      Member
      Josh Gottheimer
      Amount
      $1.0K–$15.0K
      Traded
      Apr 9, 2025
      View
      Financials
      Financials
      Revenue (FY)
      $12.6B
      Net income (FY)
      $2.4B
      EPS diluted
      $15.17
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      Jul 27, 2026
      This year
      12
      View
      Earnings & Events
      Earnings Calls
      Last call
      Jul 27, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      CINF -2.3% -6.0% +2.0% -5.2% +3.2%
      SPY -0.4% +2.9% +11.6% +3.0% +12.8%
      vs SPY -1.9% -8.9% -9.6% -8.1% -9.6%

      Capital returns

      Latest dividend
      $0.94 / share · ex Jun 23, 2026
      Raised 8%
      Paid (TTM)
      $3.62 / share · 4 payouts
      Dividend yield (TTM, derived)
      2.15%

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 20286 CUSIP 172062101 13F (30d) 830 filings 796 filers Visit website Investor relations