COF · Capital One Financial Corp
Price & Indicators
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AI Brief
TL;DR.
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
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our published analysis of this company
Equibles Rating
blended score · not investment adviceBlended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders NeutralIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from its earnings releases, calls, and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Adjusted efficiency ratio non-GAAP | 49.71% | the first quarter of 2026 | — |
| Adjusted operating efficiency ratio non-GAAP | 39.88% | the first quarter of 2026 | — |
| Common equity Tier 1 capital ratio under Basel III Standardized Approach | 14.4% | as of March 31, 2026 | — |
| Efficiency ratio | 55.57% | the first quarter of 2026 | — |
| Net charge-offs | $3.8B | the first quarter of 2026 | — |
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| Net interest margin | 7.87% | the first quarter of 2026 | — |
| Operating efficiency ratio | 45.74% | the first quarter of 2026 | — |
| Pre-provision earnings non-GAAP | $6.8B | the first quarter of 2026 | — |
| Provision for credit losses | $4.1B | the first quarter of 2026 | — |
Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file
Versus peers
Credit Services — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
COF
this stock
Capital One Financial Corp
|
$124.43B | -17.2% | +36.6% | 51.0 | 1.9% |
|
V
Visa Inc.
|
$633.95B | +1.0% | +12.3% | — | 1.2% |
|
MA
Mastercard Inc
|
$470.05B | -6.7% | +16.4% | 30.8 | 0.9% |
|
AXP
American Express Co
|
$237.95B | -5.5% | +13.4% | 21.8 | 1.6% |
|
PYPL
PayPal Holdings, Inc.
|
$48.97B | -4.6% | +8.2% | 10.4 | 6.2% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| COF | -5.7% | -0.3% | -8.5% | -0.3% | -17.2% |
| SPY | -1.7% | +0.7% | +6.4% | -1.2% | +8.3% |
| vs SPY | -4.0% | -0.9% | -14.8% | +0.8% | -25.4% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.