Skip to main content
HMN logo

HMN · Horace Mann Educators Corp /De/

Track HMN — free
$50.39 -1.22 (-2.36%) At close · Aug 19
Market Cap
$2.04B
Shares
40.50M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$50.39 Open$51.20 Day$50.15–52.33 52W close$41.49–54.12 Avg vol 30d263K Short int944K · 2.3% float · 3.8d Short vol61% Last earningsAug 6, 2026 DataJan 2020–Aug 2026 Filing10-Q · Aug 7

Up next

Next earnings call
Nov 6, 2026 Est · unconfirmed · in 11 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed Aug 7, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Buy
      SellHoldBuy
      Technical Neutral Momentum Very Strong Sentiment Bullish Fundamentals Strong Quant / Vol Very Low
      Market backdrop VIX 14.9 · calm Equity put/call 0.52
      Technical
      price trend
      Neutral
      50 / 200-day cross No cross
      Price vs 200-day avg +9%
      above
      Price vs 50-day avg −2%
      below
      RSI (14) 42
      neutral
      MACD trend Negative
      52-week position 70%
      mid-range
      Momentum
      relative strength
      Very Strong
      1-month return −2%
      trailing
      6-month return +16%
      trailing
      YTD return +9%
      this year
      Relative strength +4%
      vs S&P · 6-mo
      Sentiment
      smart money
      Bullish
      Trend (MA cross) No cross
      50d $51 › 200d $46 — 50d above 200d
      Institutional flow Accumulating
      +3% holders QoQ · +42 funds added
      Insider flow Distributing
      Net -$328.6K over 90 days · 100% sells
      Short interest Falling
      2.33% of float · ▼ -11.0% MoM · 3.8 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      259 holders — near 3-yr high, broad support
      Squeeze score 54
      elevated · 0–100
      Fundamentals
      Strong
      Revenue growth +7%
      Y/Y
      EPS growth +57%
      Y/Y
      Valuation P/E 11.8
      in line
      Buyback $55.5M
      remaining
      Balance sheet $565.9M
      net debt
      Quant / Vol
      risk profile
      Very Low
      Volatility 21%
      annualized · 1-yr
      Max drawdown −13%
      past year
      ATR 2.9%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Beat or met 0 of last 2
      Latest guidance · from the 8-K filed Aug 5, 2026
      Core EPS · full-year 2026 Non-GAAP Initiated $4.60 – $4.90
      Prior guidance period ended · from the 8-K filed Nov 4, 2025
      Core EPS · full-year 2025 $4.50 – $4.70
      Guided vs delivered · last 2 settled
      Full year 2024 EPS guidance full year 2024
      guided $3.00 – $3.30
      $2.48 Miss −21.3%
      EPS full year 2023
      guided $1.20 – $1.45
      $1.09 Miss −17.7%

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Neutral
      1 · 4 · 1
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +9% Bullish
      Price vs 50-day avg
      −2% Neutral
      RSI (14)
      42 Neutral
      MACD trend
      Negative Bearish
      52-week position
      70% Neutral
      Market signals — smart money & positioning
      Bullish · 3 of 6
      Trend (MA cross) No cross
      50d $51 › 200d $46 — 50d above 200d
      Institutional flow Accumulating
      +3% holders QoQ · +42 funds added
      Insider flow Distributing
      Net -$328.6K over 90 days · 100% sells
      Short interest Falling
      2.33% of float · ▼ -11.0% MoM · 3.8 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      259 holders — near 3-yr high, broad support
      Price context
      position in its 52-week range
      Range low $41 Now $50 · 70% Range high $54
      vs 200-day avg +9% vs 50-day avg -2%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from written earnings releases and filings
      Metric Latest Period YoY
      Core earnings non-GAAP $100.7M Six Months Ended June 30, 2026
      Core earnings per diluted share non-GAAP $2.44 Six Months Ended June 30, 2026
      Core ROE - LTM non-GAAP 12.8% Six Months Ended June 30, 2026
      Tangible book value per share non-GAAP $36.64 Six Months Ended June 30, 2026
      Property & Casualty segment combined ratio 89.7% Full year 2025

      Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

      Versus peers

      Insurance - Property & Casualty — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      HMN
      Horace Mann Educators Corp /De/
      this stock
      $2.04B +9.1% +6.7% 11.8 2.3%
      CB
      Chubb Ltd
      $133.92B +9.2% +6.5% 12.2 1.1%
      PGR
      Progressive Corp/Oh/
      $120.36B -4.6% +16.3% 10.4 1.4%
      TKOMY
      Tokio Marine Holdings, Inc.
      $87.29B +24.3% 0.0%
      TRV
      Travelers Companies, Inc.
      $76.74B +24.9% +5.2% 9.9 3.6%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Accumulating
      Holders
      259
      % held
      104.4%
      Net QoQ
      +1.2M sh
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      316
      View
      Short & Settlement
      Short Interest Falling
      Shares short
      943.6K
      Days to cover
      3.8d
      Change
      -117.0K sh
      View
      Short Volume
      Short vol %
      61%
      As of
      Aug 19, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      75
      Value
      $3.9K
      As of
      Jul 20, 2026
      View
      Off-Exchange
      Off-exchange %
      37.2%
      Week of
      Jul 13, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net selling
      Net (90d)
      -$328.6K
      Buyers / Sellers
      0 / 2
      Buyers Sellers
      View
      Congressional Trades Sell
      Member
      Gilbert Cisneros
      Amount
      $1.0K–$15.0K
      Traded
      Jan 5, 2026
      View
      Financials
      Financials
      Revenue (FY)
      $1.7B
      Net income (FY)
      $162.1M
      EPS diluted
      $3.90
      View
      Buybacks
      Authorized · 2 programs
      $100.0M
      Remaining
      $55.5M
      Spent Remaining
      View
      Filings
      SEC Filings
      Latest
      10-Q
      Filed
      Aug 7, 2026
      This year
      11
      View
      Proposed Sales
      Value
      $70.0K
      Shares
      1.4K
      Filed
      Aug 12, 2026
      View
      Earnings & Events
      Earnings Calls
      Last call
      Aug 6, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      HMN -2.2% -1.9% +15.8% -3.3% +9.1%
      SPY -0.4% +2.9% +11.6% +3.0% +12.8%
      vs SPY -1.8% -4.8% +4.2% -6.3% -3.7%

      Capital returns

      Latest dividend
      $0.36 / share · ex Jun 15, 2026
      Raised 2.9%
      Paid (TTM)
      $1.42 / share · 4 payouts
      Dividend yield (TTM, derived)
      2.82%
      Buyback programs · 2 active · as of Dec 31, 2025
      Authorized (total)
      $100.00M
      Spent (derived)
      $44.50M
      Remaining
      $55.50M
      Spent Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 850141 CUSIP 440327104 13F (30d) 235 filings 232 filers Visit website