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HMN

Horace Mann Educators Corp /De/
$53.85 +1.23 (+2.34%) At close · Jul 2
Market Cap
$2.17B
Shares
40,381,172

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$53.85 Open$53.15 Day$52.77–54.25 52W$39.11–54.25 Avg vol 30d276K Short int1.1M · 2.8% float · 4.4d Short vol70% Last earningsMay 6, 2026 DataJan 2020–Jul 2026 Filing10-Q · May 8
Equibles Rating blended score · not investment advice
Overall
Buy
Technical · trend & momentum Buy
50 / 200-day cross no cross
+ Price vs 200-day avg +19% above
+ Price vs 50-day avg +14% above
RSI (14) 81 · overbought
+ MACD trend positive
+ 52-week position 97% · near high
Sentiment · smart money Neutral
Trend (MA cross) 50d $47 › 200d $45 — 50d above 200d
+ Institutional flow 2 of 251 funds reported for Jun 30 · net +790 sh shares
Insider flow Net -$1.0M over 90 days · 100% sells
Short interest 2.78% of float · ▲ +8.3% MoM · 4.4 days cover
Volume signal Volume near normal
+ Institution breadth 251 holders — near 3-yr high, broad support
Fundamentals Strong
Revenue growth +7% Y/Y
+ EPS growth +57% Y/Y
Valuation P/E 13.5 · in line
+ Buyback $55.5M remaining
Balance sheet net debt $565.9M

Blended from price, positioning & fundamentals · daily-close · not investment advice.

Up next
Next earnings call
Aug 6, 2026 Est · unconfirmed · in 4 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed May 8, 2026
AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Guidance & track record
      Latest guidance · from the 8-K filed May 6, 2026
      Core EPS · Full-year 2026 Non-GAAP Initiated $4.20 – $4.50

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Buy
      1 · 1 · 4
      50 / 200-day cross
      no cross Neutral
      Price vs 200-day avg
      +19% above Bullish
      Price vs 50-day avg
      +14% above Bullish
      RSI (14)
      81 · overbought Bearish
      MACD trend
      positive Bullish
      52-week position
      97% · near high Bullish
      Market signals — smart money & positioning
      Mixed
      Trend (MA cross) No cross
      50d $47 › 200d $45 — 50d above 200d
      Institutional flow Accumulating
      2 of 251 funds reported for Jun 30 · net +790 sh shares
      Insider flow Distributing
      Net -$1.0M over 90 days · 100% sells
      Short interest Rising
      2.78% of float · ▲ +8.3% MoM · 4.4 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      251 holders — near 3-yr high, broad support
      Price context
      position in its 52-week range
      52-wk low $39 Now $54 · 97% 52-wk high $54
      vs 200-day avg +19% vs 50-day avg +14%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from its earnings releases, calls, and filings
      Metric Latest Period YoY
      capital returned to shareholders 33M Q1 2026 call
      core earnings per share non-GAAP $1.28 Q1 2026 call
      core shareholder return on equity non-GAAP 12.7% trailing twelve months call
      Group Benefits sales 11M Q1 2026 call
      Property and Casualty combined ratio 83.3% Q1 2026 call
      Property and Casualty core earnings non-GAAP 39M Q1 2026 call
      share repurchases 18M Q1 2026 call

      Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

      Versus peers

      Insurance - Property & Casualty — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      HMN
      Horace Mann Educators Corp /De/
      this stock
      $2.17B +17.6% +8.0% 13.5 2.8%
      CB
      Chubb Ltd
      $140.08B +16.1% +6.5% 12.8 1.1%
      PGR
      Progressive Corp/Oh/
      $135.69B +8.5% +16.3% 11.8 1.3%
      TRV
      Travelers Companies, Inc.
      $72.79B +18.4% +5.2% 10.2 2.8%
      ALL
      Allstate Corp
      $63.66B +20.9% +5.6% 5.5 3.3%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Accumulating
      Holders
      251
      % held
      94.7%
      Reported
      2 of 251
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      300
      View
      Short & Settlement
      Short Interest Rising
      Shares short
      1.1M
      Days to cover
      4.4d
      Change
      +86.2K sh
      View
      Short Volume
      Short vol %
      70%
      As of
      Jul 2, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      52
      Value
      $2.4K
      As of
      Jun 3, 2026
      View
      Off-Exchange
      Off-exchange %
      44.5%
      Week of
      May 4, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net selling
      Net (90d)
      -$1.0M
      Buyers / Sellers
      0 / 1
      Buyers Sellers
      View
      Congressional Trades Sell
      Member
      Gilbert Cisneros
      Amount
      $1.0K–$15.0K
      Traded
      Jan 5, 2026
      View
      Financials
      Financials
      Revenue (FY)
      $1.7B
      Net income (FY)
      $162.1M
      EPS diluted
      $3.90
      View
      Buybacks
      Authorized · 2 programs
      $100.0M
      Remaining
      $55.5M
      Spent Remaining
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      May 21, 2026
      This year
      7
      View
      Proposed Sales
      Value
      $389.0K
      Shares
      7.5K
      Filed
      Jul 1, 2026
      View
      Earnings & Events
      Earnings Calls
      Last call
      May 6, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      HMN +6.3% +18.9% +20.0% +4.3% +17.6%
      SPY +1.4% -1.3% +8.0% -0.3% +9.2%
      vs SPY +4.9% +20.1% +12.0% +4.5% +8.4%

      Capital returns

      Latest dividend
      $0.36 / share · ex Jun 15, 2026
      Raised 2.9%
      Paid (TTM)
      $1.42 / share · 4 payouts
      Dividend yield (TTM, derived)
      2.64%
      Buyback programs · 2 active · as of Dec 31, 2025
      Authorized (total)
      $100.00M
      Spent (derived)
      $44.50M
      Remaining
      $55.50M
      Spent Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 850141 CUSIP 440327104 13F (30d) 3 filings 3 filers Visit website