HMN · Horace Mann Educators Corp /De/ · Investor Relations

Horace Mann Educators Corporation (NYSE:HMN), the largest multiline financial services company focused on helping America’s educators and a core small-cap growth and value equity in the Financials sector, today reported financial results for the three months ended March 31, 2026: Diversified business delivered first-quarter net income of $41 million, or $1.00 per share, and record first-quarter core earnings* of $53 million, or $1.28 per share, with reported book value of $36.40 and adjusted book value* of $40.68 at quarter end Premiums, contract charges and fee revenue rose 6% for the quarter First-quarter Property & Casualty segment combined ratio of 83.3% improved more than 5 points over prior year Returned $33 million of capital to shareholders in the first quarter, including $18 million of share repurchases Full-year 2026 core EPS guidance maintained at $4.20-$4.50 ($ in millions, except per share amounts) Three Months Ended March 31, 2026 2025

Horace Mann (NYSE:HMN) is proud to recognize and support educators nationwide through its annual Teacher Appreciation Month celebration, honoring the dedication and impact teachers make every day. The company’s “Beyond Grateful” campaign will run from April 29 – May 22, expanding beyond the traditional Teacher Appreciation Week (May 4 – 8) to provide educators with meaningful recognition and tangible support as they begin to close out the school year. “Our ‘Beyond Grateful’ campaign is about recognizing the incredible impact educators have on their students and communities,” said Katie Hamilton, Vice President of Marketing and Partnerships at Horace Mann. “Educators continue to go above and beyond for their students, often using their own time and resources, and this is one way we give back and show our appreciation.” Throughout the month, all educators can participate in multiple offerings, including: Weekly Sweepstakes: Educators can enter to win daily and weekly gift cards, as well

Conference call to discuss results will be at 11:00 AM Eastern Time on May 7 Horace Mann Educators Corporation (NYSE:HMN) plans to release its first-quarter 2026 results on Wednesday, May 6, after the market closes. At that time, the quarterly news release, investor supplement and investor presentation will be available on the company’s website at investors.horacemann.com . Management will host a conference call to discuss the financial results on Thursday, May 7 at 11:00 AM Eastern Time. Investors can access the call webcast via the Events page of the company’s investor site or by dialing 844-735-3325 . For the webcast, please log on to the site several minutes in advance to register and download any required audio software. On-demand replay will be available later that day. About Horace Mann Horace Mann Educators Corporation is the largest multiline financial services company focused on helping America’s educators and others who serve the community achieve lifelong financial

Horace Mann Educators Corporation (NYSE:HMN) today announced that its Board of Directors approved a 3% increase in the quarterly cash dividend to $0.36 per share. This represents an indicated annual dividend of $1.44 per share payable on March 31, 2026, to shareholders of record as of March 17, 2026. “This is the 18th consecutive year the Board has increased the annual shareholder cash dividend, demonstrating Horace Mann’s dedication to driving sustainable long-term shareholder value,” said Horace Mann President & CEO Marita Zuraitis. About Horace Mann Horace Mann Educators Corporation is the largest multiline financial services company focused on helping America’s educators and others who serve the community achieve lifelong financial success. The company offers individual and group insurance and financial solutions tailored to the needs of the educator community. Founded by Educators for Educators ® in 1945, the company is headquartered in Springfield, Illinois. For more

Horace Mann has launched the Horace Mann Club™ that offers a robust set of perks designed to help educators save money, reduce stress, and prioritize their well-being. Through the Horace Mann Club, educators can access a wide range of exclusive offerings, including fitness and wellness partnerships, financial tools, classroom resources, professional development programs, and more. This new program expands Horace Mann’s support of educators as a way to give back to those who give so much to their students and their communities. “For more than 80 years, Horace Mann has supported educators with resources they need to thrive and succeed,” said Steve Chauby, Chief Marketing and Distribution Officer for Horace Mann. “The Horace Mann Club is our way of thanking and continuing to support educators with benefits, discounts, and resources designed specifically for them.” Educators who register can explore unique offerings including: Professional growth opportunities, such as webinars and

Horace Mann Educators Corporation (NYSE:HMN), the largest multiline financial services company focused on helping America’s educators and a core small-cap growth and value equity in the Financials sector, today reported financial results for the three months and full year ended December 31, 2025: Diversified business delivered full-year net income of $162 million, or $3.90 per share, and record core earnings* of $196 million, or $4.71 per share with reported book value of $36.47 and adjusted book value* of $40.21 at year end; fourth-quarter net income was $0.87 per share, with core earnings* of $1.21 per share Total revenue rose nearly 7% for the year and more than 6% for the quarter, with net premiums and contract charges earned up more than 7% for the year and more than 5% for the quarter Full year Property & Casualty segment combined ratio of 89.7% improved more than 8 points over prior year ($ in millions, except per share amounts) Three Months Ended December 31, Twelve Months

Conference call to discuss results will be at 12:00 PM Eastern Time on February 4 Horace Mann Educators Corporation (NYSE:HMN) plans to release its fourth-quarter and full-year 2025 results on Tuesday, February 3, after the market closes. At that time, the quarterly news release, investor supplement and investor presentation will be available on the company’s website at investors.horacemann.com . Management will host a conference call to discuss the financial results on Wednesday, February 4 at 12:00 PM Eastern Time. Investors can access the call webcast via the Events page of the company’s investor site or by dialing 844-735-3325 . For the webcast, please log on to the site several minutes in advance to register and download any required audio software. On-demand replay will be available later that day. About Horace Mann Horace Mann Educators Corporation is the largest multiline financial services company focused on helping America’s educators and others who serve the community