HMN · Horace Mann Educators Corp /De/
$52.47
+0.59 (+1.14%)
At close · Aug 14
Market Cap
$2.13B
Shares
40.50M
Horace Mann Educators Corp Earnings Call Transcripts
Every quarterly earnings call for Horace Mann Educators Corp (HMN) — the full transcript with speaker labels, the audio replay, AI call highlights and a management-tone score, plus the matching 8-K earnings release and the quarter's 10-Q or 10-K. Investor days and conferences appear here too.
Revenue & result across quarters
Revenue Net income YoY up YoY down artefacts
▲4%
$342.60M
$20.40M
'22 Q3
22-11-03
▲4.6%
$346.40M
−$16.70M
'22 Q4
23-02-07
▲2.1%
$353.90M
$6.60M
'23 Q1
23-05-02
▲3%
$356.40M
−$12.80M
'23 Q2
23-08-01
▲10.5%
$378.70M
$11.70M
'23 Q3
23-11-02
▲16.3%
$402.90M
$39.50M
'23 Q4
24-02-07
▲9.1%
$386.00M
$26.50M
'24 Q1
24-05-08
▲8.9%
$388.10M
$3.80M
'24 Q2
24-08-07
▲8.8%
$412.10M
$34.30M
'24 Q3
24-11-04
▲1.5%
$409.00M
$38.20M
'24 Q4
25-02-05
▲7.9%
$416.40M
$38.20M
'25 Q1
25-05-06
▲6.1%
$411.70M
$29.40M
'25 Q2
25-08-06
▲6.4%
$438.50M
$58.30M
'25 Q3
25-11-04
▲6.3%
$434.80M
$36.20M
'25 Q4
26-02-03
▲3.1%
$429.30M
$41.20M
'26 Q1
26-05-07
LATEST
▲7.7%
$443.50M
$41.60M
'26 Q2
26-08-06
Earnings call
FY26 · Q2
2026-08-06
Horace Mann Educators Corp /De/ Q2 FY2026 Earnings Call
Revenue
$443.50M
▲ 7.7% YoY Diluted EPS
$1.01
▲ 42.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q1
2026-05-07
Horace Mann Educators Corp /De/ Q1 FY2026 Earnings Call
Confident tone
Property and Casualty profitability
Individual Supplemental and Group Benefits
Competitive auto market and California
Revenue
$429.30M
▲ 3.1% YoY Diluted EPS
$1.00
▲ 8.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q4
2026-02-03
Horace Mann Educators Corp /De/ Q4 FY2025 Earnings Call
Confident tone
Supplemental and Group Benefits expansion
Property & Casualty performance and auto outlook
2026 guidance and multi-year financial targets
Revenue
$434.80M*
▲ 6.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-11-04
Horace Mann Educators Corp /De/ Q3 FY2025 Earnings Call
Confident tone
Property and Casualty Profitability
Core EPS and Financial Performance
Supplemental and Group Benefits Growth
Revenue
$438.50M
▲ 6.4% YoY Diluted EPS
$1.40
▲ 68.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-08-06
Horace Mann Educators Corp /De/ Q2 FY2025 Earnings Call
Confident tone
Core EPS and profit growth
Life & Retirement investment income
Property & Casualty combined ratio and cat losses
Revenue
$411.70M
▲ 6.1% YoY Diluted EPS
$0.71
▲ 688.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-05-06
Horace Mann Educators Corp /De/ Q1 FY2025 Earnings Call
Confident tone
Individual Supplemental and Group Benefits
Property & Casualty profitability
Net investment income
Revenue
$416.40M
▲ 7.9% YoY Diluted EPS
$0.92
▲ 43.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2025-02-05
Horace Mann Educators Corp /De/ Q4 FY2024 Earnings Call
Confident tone
Auto and Property Pricing / Frequency Trends
P&C Profitability Restoration and Combined Ratio
California Wildfires and Catastrophe Risk
Revenue
$409.00M*
▲ 1.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-11-04
Horace Mann Educators Corp /De/ Q3 FY2024 Earnings Call
Confident tone
P&C profitability restoration and rate adequacy
Catastrophe and Hurricane Helene impact
Worksite and employer-sponsored benefits
Revenue
$412.10M
▲ 8.8% YoY Diluted EPS
$0.83
▲ 196.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-08-07
Horace Mann Educators Corp /De/ Q2 FY2024 Earnings Call
Positive tone
P&C profitability restoration
Commercial mortgage loan marks
Life and retirement / 403(b)
Revenue
$388.10M
▲ 8.9% YoY Diluted EPS
$0.09
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-05-08
Horace Mann Educators Corp /De/ Q1 FY2024 Earnings Call
Confident tone
P&C Profitability Restoration
Real Estate / CRE Investment Markdowns
Life and Retirement Segment
Revenue
$386.00M
▲ 9.1% YoY Diluted EPS
$0.64
▲ 300% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2024-02-07
Horace Mann Educators Corp /De/ Q4 FY2023 Earnings Call
Confident tone
2024 outlook and ROE targets
Capital management
Life and Retirement
Revenue
$402.90M*
▲ 16.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-11-02
Horace Mann Educators Corp /De/ Q3 FY2023 Earnings Call
Revenue
$378.70M
▲ 10.5% YoY Diluted EPS
$0.28
▼ 42.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-08-01
Horace Mann Educators Corp /De/ Q2 FY2023 Earnings Call
Revenue
$356.40M
▲ 3% YoY Diluted EPS
$-0.31
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-05-02
Horace Mann Educators Corp /De/ Q1 FY2023 Earnings Call
Revenue
$353.90M
▲ 2.1% YoY Diluted EPS
$0.16
▼ 66.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2023-02-07
Horace Mann Educators Corp /De/ Q4 FY2022 Earnings Call
Revenue
$346.40M
▲ 4.6% YoY Diluted EPS
$-0.40
▼ 136% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-11-03
Horace Mann Educators Corp /De/ Q3 FY2022 Earnings Call
Revenue
$342.60M
▲ 4% YoY Diluted EPS
$0.49
▲ 2.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-08-05
Horace Mann Educators Corp /De/ Q2 FY2022 Earnings Call
Revenue
$345.90M
▼ 0.3% YoY Diluted EPS
$-0.10
▼ 107.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-05-05
Horace Mann Educators Corp /De/ Q1 FY2022 Earnings Call
Revenue
$346.70M
▲ 7.8% YoY Diluted EPS
$0.48
▼ 58.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2022-02-01
Horace Mann Educators Corp /De/ Q4 FY2021 Earnings Call
Revenue
$331.20M
▼ 6% YoY Diluted EPS
$1.11
▼ 1.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY21 · Q3
2021-11-03
Horace Mann Educators Corp /De/ Q3 FY2021 Earnings Call
Revenue
$329.40M
▼ 2.3% YoY Diluted EPS
$0.48
▼ 44.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2021-08-02
Horace Mann Educators Corp /De/ Q2 FY2021 Earnings Call
Revenue
$346.90M
▲ 10.2% YoY Diluted EPS
$1.29
▲ 76.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q1
2021-05-04
Horace Mann Educators Corp /De/ Q1 FY2021 Earnings Call
Revenue
$321.70M
▲ 4.7% YoY Diluted EPS
$1.16
▲ 163.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q4
2021-02-02
Horace Mann Educators Corp /De/ Q4 FY2020 Earnings Call
Revenue
$352.34M
▲ 6.3% YoY Diluted EPS
$1.13
▲ 44.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY20 · Q3
2020-11-02
Horace Mann Educators Corp /De/ Q3 FY2020 Earnings Call
Revenue
$337.10M
▲ 0.8% YoY Diluted EPS
$0.87
▲ 45% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q2
2020-08-06
Horace Mann Educators Corp /De/ Q2 FY2020 Earnings Call
Revenue
$314.90M
▼ 30.3% YoY Diluted EPS
$0.73
▼ 67.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q1
2020-05-07
Horace Mann Educators Corp /De/ Q1 FY2020 Earnings Call
Revenue
$307.30M
▼ 1.9% YoY Diluted EPS
$0.44
▼ 42.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY19 · Q4
2020-02-05
Horace Mann Educators Corp /De/ Q4 FY2019 Earnings Call
Revenue
$331.38M
▲ 19% YoY Diluted EPS
$0.78
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Showing 1–27 of 27 earnings calls