BSPA · Ballston Spa Bancorp, Inc. · Financials
Income-statement, balance-sheet and cash-flow figures from SEC filings, plus a debt profile anchored in the latest 10-K and updated by each 10-Q and debt exhibit.
Chart any reported metric, KPI or segment over time â the full statement history lives here
| Line Item | FY2025 | FY2024 |
|---|---|---|
| $42.93M | $39.9M | |
| $26.01M | $23.74M | |
| $4.3M | $4M | |
| $16.92M | $16.16M | |
| $5.6M | $6.32M | |
| $1.07M | $1.19M | |
| $4.54M | $5.13M | |
| $5.89M | $5.54M | |
| USD/shares | $6.11 | $6.91 |
| shares | 742.66K | 742.66K |
Capital Returned to Shareholders
Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2024âFY2025: $1.96M in dividends.
Debt Profile
Reported borrowing balances, repayment dates and agreement terms, with links to the underlying filings.
Reported debt balances
Each amount keeps its reported scope. Related balance-sheet measures appear under the borrowing they describe.
| Reported balance | As of | Amount | Source |
|---|---|---|---|
| Long-term Federal Home Loan Bank advances | 2026-06-30 | USD 17,298,000 | 10-Q filed 2026-08-14 |
Covenants
Covenant terms have not yet been verified for this profile.
The balance figures do not establish whether covenants apply or whether the company complies with them.
Loans, facilities and notes
The instrument breakdown is not yet verified. Read the debt note in the linked report for borrowing terms and maturity conditions.