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BSPA · Ballston Spa Bancorp, Inc.

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$80.22 -2.70 (-3.26%) At close · Aug 31
Market Cap
$88.25M
Shares
1.10M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$80.22 Open$80.21 Day$80.21–80.22 52W close$62.21–82.92 Avg vol 30d336 Short int151 · 0.0% float · 2.7d Short vol50% DataMar 2020–Aug 2026 Filing10-Q · Aug 14

Up next

FQ3-26 quarter ends
~Sep 30, 2026 Est
filed Aug 14, 2026

Equibles Rating

blended score · not investment advice
Overall
Buy
SellHoldBuy
Technical Strong Buy Momentum Very Strong Sentiment Neutral Fundamentals Limited Quant / Vol Moderate
Market backdrop VIX 14.9 · calm Equity put/call 0.70
Technical
price trend
Strong Buy
50 / 200-day cross No cross
Price vs 200-day avg +37%
above
Price vs 50-day avg +7%
above
RSI (14) 61
neutral
MACD trend Positive
52-week position 87%
near high
Volume (OBV) Confirms
volume backs price
Momentum
relative strength
Very Strong
1-month return +6%
trailing
6-month return +59%
trailing
YTD return +19%
this year
Relative strength +46%
vs S&P · 6-mo
Sentiment
smart money
Neutral
Trend (MA cross) No cross
50d $75 › 200d $59 — 50d above 200d
Institutional flow Flat
0% holders QoQ
Insider flow Flat
No net insider activity over 90 days
Short interest Rising
0.01% of float · 2.7 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
1 holders — 13F breadth
Squeeze score 44
elevated · 0–100
Fundamentals
Limited
Not enough data for a confident read.
Quant / Vol
risk profile
Moderate
Volatility 56%
annualized · 1-yr
Max drawdown −33%
past year
ATR 1.3%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Strong Buy
0 · 3 · 4
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+37% Bullish
Price vs 50-day avg
+7% Bullish
RSI (14)
61 Neutral
MACD trend
Positive Bullish
52-week position
87% Bullish
Volume (OBV)
Confirms Neutral
Market signals — smart money & positioning
Bearish · 1 of 6
Trend (MA cross) No cross
50d $75 › 200d $59 — 50d above 200d
Institutional flow Flat
0% holders QoQ
Insider flow Flat
No net insider activity over 90 days
Short interest Rising
0.01% of float · 2.7 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
1 holders — 13F breadth
Price context
position in its 52-week range
Range low $62 Now $80 · 87% Range high $83
vs 200-day avg +37% vs 50-day avg +7%

Illustrative technical + ownership context — a signal mix, not investment advice.

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
BSPA
Ballston Spa Bancorp, Inc.
this stock
$88.25M 0.0%
MFG
Mizuho Financial Group Inc
$129.26B +45.4% 0.1%
HDB
Hdfc Bank Ltd
$117.69B -37.9% +15.2% 0.5%
IBN
Icici Bank Ltd
$108.33B +1.9% 0.7%
CIXPF
CaixaBank/ADR
$106.78B +26.1% 0.1%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders
Holders
1
% held
2.4%
Net QoQ
0 sh
Top holder
Siena Capital Partners GP…
Held Float
View
Short & Settlement
Short Interest Rising
Shares short
151
Days to cover
2.7d
Change
+151 sh
View
Short Volume
Short vol %
50%
As of
Aug 31, 2026
Short Total
View
Fails to Deliver
FTD shares
15
Value
$1.2K
As of
Aug 14, 2026
View
Off-Exchange
Off-exchange %
98.6%
Week of
Jul 27, 2026
Off-exch Lit
View
Financials
Financials
Net income (FY)
$4.5M
View
Filings
SEC Filings
Latest
8-K
Filed
Aug 28, 2026
This year
8
View
Exempt Offerings
Offering
$26.0M
Filed
Apr 7, 2026
View

Performance

5D 20D 120D MTD YTD
BSPA +2.6% +5.7% +58.9% +2.5% +18.8%
SPY +0.5% +1.2% +13.3% +2.7% +12.5%
vs SPY +2.1% +4.5% +45.6% -0.2% +6.4%

Capital returns

Latest dividend
$0.33 / share · ex Sep 1, 2026
Paid (TTM)
$1.65 / share · 5 payouts
Dividend yield (TTM, derived)
2.06%

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 2094107 CUSIP 058701103 13F (30d) 1 filings 1 filers Visit website Investor relations