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BSPA · Ballston Spa Bancorp, Inc.

Track BSPA — free
$80.04 At close · Oct 7
Market Cap
$88.05M
Shares
1.10M
Volume · Oct 7 820 Avg daily vol (3M) 532

Price & Indicators

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20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$80.04 Open$80.03 Day$80.03–80.04 52W close$65.55–82.92 Avg vol 30d463 Short int17 · 0.0% float · 1.0d Short vol98% DataMar 2020–Oct 2026 Filing10-Q · Aug 14

Up next

filed Aug 14, 2026

Metrics snapshot

Useful current figures from the complete screener profile.

Revenue (TTM)
$35.96M
Trailing 12 months
Net income (TTM)
$1.54M
Trailing 12 months
Revenue growth YoY
+70.8%
Year over year
Operating margin
—
Trailing 12 months
P / E (TTM)
57.3
Trailing earnings · reciprocal yield 1.7%
FCF yield
1.0%
TTM · current market cap
Return on invested capital
—
Trailing 12 months
Net cash
$93.14M
Latest balance sheet
Dividend yield
1.6%
Trailing 12 months
Shares change YoY
—
Year over year · more shares
Price change (1Y)
+12.3%
Trailing year
Short interest
—
Latest settlement
View all 122 metrics

Equibles Rating

blended score · not investment advice
Overall
Buy
SellHoldBuy
Technical Neutral Momentum Very Strong Sentiment Bullish Fundamentals Limited Quant / Vol Moderate
Market backdrop VIX 18.4 · elevated Equity put/call 0.55
Technical
price trend
Neutral
50 / 200-day cross No cross
Price vs 200-day avg +32%
above
Price vs 50-day avg +4%
above
RSI (14) 56
neutral
MACD trend Negative
52-week position 83%
mid-range
Volume (OBV) Bearish div.
distributing
Momentum
relative strength
Very Strong
1-month return +4%
trailing
6-month return +57%
trailing
YTD return +19%
this year
Relative strength +46%
vs S&P · 6-mo
Sentiment
smart money
Bullish
Trend (MA cross) No cross
50d $77 › 200d $61 — 50d above 200d
Institutional flow Flat
0% holders QoQ
Insider flow Flat
No net insider activity over 90 days
Short interest Falling
0.00% of float · ▼ -59.5% MoM · 1.0 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
1 holders — 13F breadth
Fundamentals
Limited
Not enough data for a confident read.
Quant / Vol
risk profile
Moderate
Volatility 54%
annualized · 1-yr
Max drawdown −33%
past year
ATR 1.0%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Neutral
2 · 3 · 2
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+32% Bullish
Price vs 50-day avg
+4% Bullish
RSI (14)
56 Neutral
MACD trend
Negative Bearish
52-week position
83% Neutral
Volume (OBV)
Bearish div. Bearish
Market signals — smart money & positioning
Bullish · 1 of 6
Trend (MA cross) No cross
50d $77 › 200d $61 — 50d above 200d
Institutional flow Flat
0% holders QoQ
Insider flow Flat
No net insider activity over 90 days
Short interest Falling
0.00% of float · ▼ -59.5% MoM · 1.0 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
1 holders — 13F breadth
Price context
position in its 52-week range
Range low $66 Now $80 · 83% Range high $83
vs 200-day avg +32% vs 50-day avg +4%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

KPI extraction has been attempted, but no publishable series is available from the examined filings. This is not evidence that the company reports no KPIs.

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
BSPA
Ballston Spa Bancorp, Inc.
this stock
$88.05M — — — 0.0%
MFG
Mizuho Financial Group Inc
$121.57B +34.3% — — 0.1%
HDB
Hdfc Bank Ltd
$118.62B -36.9% -3.2% — 0.7%
IBN
Icici Bank Ltd
$105.82B +0.3% — — 0.6%
ITUB
Itau Unibanco Holding S.A.
$103.94B +35.5% — — 0.2%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders
Holders
1
% held
2.4%
Net QoQ
0 sh
Top holder
Siena Capital Partners GP…
Held Float
View
Short & Settlement
Short Interest Falling
Shares short
17
Days to cover
1.0d
Change
-25 sh
View
Short Volume
Short vol %
98%
As of
Oct 7, 2026
Short Total
View
Fails to Deliver
FTD shares
36
Value
$3.0K
As of
Sep 24, 2026
View
Off-Exchange
Off-exchange %
100.0%
Week of
Sep 14, 2026
Off-exch Lit
View
Financials
Financials
Net income (FY)
$4.5M
View
Filings
SEC Filings
Latest
8-K
Filed
Aug 28, 2026
This year
8
View
Exempt Offerings
Offering
$26.0M
Filed
Apr 7, 2026
View

Performance

5D 20D 120D MTD YTD
BSPA -1.2% +4.2% +56.6% -1.2% +18.6%
SPY +1.9% +1.9% +10.8% +1.9% +14.0%
vs SPY -3.1% +2.3% +45.9% -3.1% +4.6%

Capital returns

Latest dividend
$0.33 / share · ex Sep 1, 2026
Paid (TTM)
$1.32 / share · 4 payouts
Dividend yield (TTM, derived)
1.65%

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 2094107 CUSIP 058701103 Visit website Investor relations