BSPA · Ballston Spa Bancorp, Inc.
Market Cap
$88.25M
Shares
1.10M
BSPA metrics
40 of 114 screener metrics currently available.
Market overview
2 metricsShare price
$80.20
Market cap
$88.25M
Price action
19 metricsPrice change (1W)
-3.3%
Price change (30D)
+2.6%
Price change (3M)
+7.0%
Price change (6M)
+5.6%
Price change (YTD)
—
Price change (1Y)
—
Trailing year
Price change (5Y)
+51.1%
52-week high
$82.92
52-week low
$62.21
Change from 52-week high
-3.3%
Change from 52-week low
+29.0%
Annualized volatility
—
Beta
—
RSI (14D)
62.7
Price vs SMA 50
+7.9%
Price vs SMA 200
—
Avg volume (3M)
312
Relative volume
0.6
Average dollar volume
$23,764
Company
3 metricsSector
Financial Services
Industry
Banks - Regional
Shares outstanding
1.10M
Valuation
12 metricsP / E (TTM)
—
Trailing earnings
PEG ratio
—
EV / revenue
—
EV / EBITDA
—
EV / EBIT
—
P / sales
2.5×
reciprocal yield 40.8%
P / book
0.9
reciprocal yield 107.5%
FCF yield
—
TTM · current market cap
Buyback yield
—
P / FCF
—
P / operating cash flow
—
Earnings yield
—
Historical valuation
8 metricsP / E historical average (3Y)
—
P / E historical average (5Y)
—
EV / revenue historical average (3Y)
—
EV / revenue historical average (5Y)
—
EV / EBIT historical average (3Y)
—
EV / EBIT historical average (5Y)
—
EV / EBITDA historical average (3Y)
—
EV / EBITDA historical average (5Y)
—
Dividends & buybacks
7 metricsDividend yield
2.1%
Trailing 12 months
Payout ratio
—
Shareholder yield
—
Dividend / share (TTM)
$1.65
Dividend growth YoY
+25.0%
Dividend growth streak
—
Last ex-dividend
2026-09-01
Earnings calendar
2 metricsNext earnings
—
Last earnings
—
Profitability
9 metricsGross margin
—
Operating margin
—
Trailing 12 months
Net margin
15.0%
Gross profit (TTM)
—
Operating profit (TTM)
—
Net income (TTM)
—
Trailing 12 months
Diluted EPS (TTM)
—
FCF margin
—
Effective tax rate
—
Growth
11 metricsRevenue growth YoY
+70.8%
Year over year
Net income growth YoY
-157.6%
Revenue (TTM)
$35.96M
Trailing 12 months
EPS growth YoY
—
Shares change YoY
—
Year over year · more shares
Revenue CAGR (3Y)
—
Revenue CAGR (5Y)
—
EPS CAGR (3Y)
—
EPS CAGR (5Y)
—
FCF CAGR (3Y)
—
FCF CAGR (5Y)
—
Quality
14 metricsReturn on equity
6.4%
Return on assets
0.5%
Debt / equity
—
Current ratio
—
EBITDA (TTM)
—
Free cash flow (TTM)
—
Quick ratio
—
Interest coverage
—
Net debt / EBITDA
—
Return on invested capital
—
Trailing 12 months
Net cash
$93.14M
Latest balance sheet
Cash & equivalents
$93.14M
Total assets
$1.36B
Total debt
—
Cash flow & spend
7 metricsOperating cash flow (TTM)
—
Capital expenditures (TTM)
—
R&D (TTM)
—
SG&A (TTM)
—
Stock compensation (TTM)
—
R&D / revenue
—
Stock compensation / revenue
—
Ownership (13F)
3 metrics13F filers
1
13F filer change QoQ
0
Institutional ownership
2.4%
Short interest
3 metricsShort interest
0.0%
Latest settlement · 2.7 days to cover
Days to cover
2.7d
Short-squeeze score
44 / 100
Insider activity
2 metricsNet insider buying (90D)
—
Insider-sentiment score
—
Risk flags
1 metricsGoing concern
—