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BSPA · Ballston Spa Bancorp, Inc. · Metrics

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$80.04 At close · Oct 7
Rebalance outlook locked
Market Cap
$88.05M
Shares
1.10M
Volume · Oct 7 820 Avg daily vol (3M) 532

BSPA metrics

55 of 122 screener metrics currently available.

Open in screener

Market overview

2 metrics
Share price
$80.04
Market cap
$88.05M

Price action

20 metrics
Price change (1W)
-1.2%
Price change (30D)
-2.3%
Price change (3M)
+6.7%
Price change (6M)
—
Price change (YTD)
—
Price change (1Y)
+12.3%
Trailing year
Price change (5Y)
—
52-week high
$82.92
52-week low
$65.55
Change from 52-week high
-3.5%
Change from 52-week low
+22.1%
Annualized volatility
45.1%
Annualized volatility (3M)
—
Beta
—
RSI (14D)
54.0
Price vs SMA 50
+3.7%
Price vs SMA 200
—
Avg volume (3M)
532
Relative volume
1.5
Average dollar volume
$42,438

Company

3 metrics
Sector
Financial Services
Industry
Banks - Regional
Shares outstanding
1.10M

Valuation

12 metrics
P / E (TTM)
57.3
Trailing earnings · reciprocal yield 1.7%
PEG ratio
—
EV / revenue
—
EV / EBITDA
—
EV / EBIT
—
P / sales
2.4×
reciprocal yield 40.8%
P / book
0.9
reciprocal yield 107.8%
FCF yield
1.0%
TTM · current market cap
Buyback yield
—
P / FCF
99.6
reciprocal yield 1.0%
P / operating cash flow
20.9
reciprocal yield 4.8%
Earnings yield
1.7%

Historical valuation

8 metrics
P / E historical average (3Y)
—
P / E historical average (5Y)
—
EV / revenue historical average (3Y)
—
EV / revenue historical average (5Y)
—
EV / EBIT historical average (3Y)
—
EV / EBIT historical average (5Y)
—
EV / EBITDA historical average (3Y)
—
EV / EBITDA historical average (5Y)
—

Dividends & buybacks

7 metrics
Dividend yield
1.6%
Trailing 12 months
Payout ratio
72.1%
Shareholder yield
1.3%
Dividend / share (TTM)
$1.32
Dividend growth YoY
+0.0%
Dividend growth streak
0
Last ex-dividend
2026-09-01

Earnings calendar

2 metrics
Next earnings
—
Last earnings
—

Profitability

9 metrics
Gross margin
—
Operating margin
—
Trailing 12 months
Net margin
4.3%
Gross profit (TTM)
—
Operating profit (TTM)
—
Net income (TTM)
$1.54M
Trailing 12 months
Diluted EPS (TTM)
—
FCF margin
2.5%
Effective tax rate
16.2%

Per share

11 metrics
Revenue per diluted share (TTM)
—
Gross profit per diluted share (TTM)
—
Operating profit per diluted share (TTM)
—
EBITDA per diluted share (TTM)
—
Net income per diluted share (TTM)
—
Operating cash flow per diluted share (TTM)
—
Free cash flow per diluted share (TTM)
—
Capital expenditures per diluted share (TTM)
—
R&D per diluted share (TTM)
—
Stock compensation per diluted share (TTM)
—
Book value per share
—

Growth

11 metrics
Revenue growth YoY
+70.8%
Year over year
Net income growth YoY
-157.6%
Revenue (TTM)
$35.96M
Trailing 12 months
EPS growth YoY
—
Shares change YoY
—
Year over year · more shares
Revenue CAGR (3Y)
—
Revenue CAGR (5Y)
—
EPS CAGR (3Y)
—
EPS CAGR (5Y)
—
FCF CAGR (3Y)
—
FCF CAGR (5Y)
—

Quality

14 metrics
Return on equity
1.6%
Return on assets
0.1%
Debt / equity
—
Current ratio
—
EBITDA (TTM)
—
Free cash flow (TTM)
$884,000
Quick ratio
—
Interest coverage
—
Net debt / EBITDA
—
Return on invested capital
—
Trailing 12 months
Net cash
$93.14M
Latest balance sheet
Cash & equivalents
$93.14M
Total assets
$1.36B
Total debt
—

Cash flow & spend

7 metrics
Operating cash flow (TTM)
$4.21M
Capital expenditures (TTM)
$3.32M
R&D (TTM)
—
SG&A (TTM)
—
Stock compensation (TTM)
—
R&D / revenue
—
Stock compensation / revenue
—

Ownership (13F)

9 metrics
13F filers
1
13F filer change QoQ
0
Institutional ownership
2.4%
Conviction holders (share of 13F filers)
—
Crowding (high-turnover and private-fund holders)
—
Private-fund adviser ownership
2.3%
Active holders' share change QoQ
+0.0%
Holder tenure
26.0
Price vs estimated holder cost
—

Ownership (registered funds)

1 metrics
Index-fund ownership
0.0%

Short interest

3 metrics
Short interest
—
Latest settlement
Days to cover
—
Short-squeeze score
—

Insider activity

2 metrics
Net insider buying (90D)
—
Insider-sentiment score
—

Risk flags

1 metrics
Going concern
—
Key facts CIK 2094107 CUSIP 058701103 Visit website Investor relations