CFBK · Cf Bankshares Inc. · Investor Relations

CF Bankshares Inc. (NASDAQ: CFBK) (the "Company"), the parent of CFBank, NA, today announced that the Board of Directors of the Company declared a $0.09 per share quarterly cash dividend on its common stock. The dividend is payable on October 20, 2026 to shareholders of record as of the close of business on October 12, 2026. About CF Bankshares Inc. and CFBank CF Bankshares Inc. (the "Company") is a holding company that owns 100% of the stock of CFBank, National Association ("CFBank"). CFBank is a nationally chartered boutique Commercial bank operating primarily in Five (5) Major Metro Markets: Columbus, Cleveland, Cincinnati, and Akron Ohio, and Indianapolis, Indiana. The current Leadership Team and Board recapitalized the Company and CFBank in 2012 during the financial crisis, repositioning CFBank as a full-service Commercial Bank model. CFBank focuses on serving the financial needs of closely held businesses and entrepreneurs, by providing a comprehensive Commercial, Retail, and

CF Bankshares Inc. (NASDAQ: CFBK) (the "Company"), the parent of CFBank, National Association ("CFBank"), today announced financial results for the second quarter ended June 30, 2026. Second Quarter 2026 Highlights Net income for Q2 2026 was $5.9 million ( $0.90 per diluted common share), which included $944,000 of Provision expense. This represents an 18% increase in net income over Q1 2026. Pre-provision, pre-tax net revenue (PPNR) for Q2 2026 was $8.2 million , which represents a 26% increase over Q1 2026. Return on Average Equity (ROE) was 12.31% for Q2 2026, while Return on Average Assets (ROA) was 1.11% . Net Interest Margin (NIM) was 2.93% , an increase of 24bps when compared to the prior quarter. Noninterest income increased $214,000 , or 14% , when compared to Q1 2026. This was driven by a $184,000 increase in Swap Fees and a $78,000 increase in Customer Fees, including Treasury Management products and services. Commercial Loan Fundings of $135 million in Q2, resulting in

CF Bankshares Inc. (NASDAQ: CFBK) (the "Company"), the parent of CFBank, NA, today announced that the Board of Directors of the Company declared a $0.09 per share quarterly cash dividend on its common stock and a corresponding $9.00 per share quarterly cash dividend on its Series D preferred stock. Each share of Series D preferred stock is convertible into 100 shares of common stock. The dividend is payable on July 21, 2026 to shareholders of record as of the close of business on July 13, 2026. About CF Bankshares Inc. and CFBank CF Bankshares Inc. (the "Company") is a holding company that owns 100% of the stock of CFBank, National Association ("CFBank"). CFBank is a nationally chartered boutique Commercial bank operating primarily in Five (5) Major Metro Markets: Columbus, Cleveland, Cincinnati, and Akron Ohio, and Indianapolis, Indiana. The current Leadership Team and Board recapitalized the Company and CFBank in 2012 during the financial crisis, repositioning CFBank as a

CF Bankshares Inc. (NASDAQ: CFBK) (the "Company"), the parent of CFBank, NA, is pleased to announce the hiring of Gregory Perelka as President of Residential Mortgage Lending , further strengthening the bank's leadership team as it continues to expand its relationship-driven platform across Ohio and beyond. Gregory brings extensive executive experience in finance, sales, and operations, with a proven track record of P&L leadership, strategic growth, and operational excellence. Throughout his career, Gregory has led large teams, implemented state-of-the-art technology solutions, and revitalized internal business structures to drive profitability and long-term performance. Most recently, Gregory served as Executive Vice President of Lending Operations at CHN Housing Partners, where he provided strategic direction for a CDFI affiliate, established loan policies and lending procedures, drove loan production, and ensured regulatory compliance while delivering an exceptional customer

CF Bankshares Inc. (NASDAQ: CFBK) (the "Company"), the parent of CFBank, National Association ("CFBank"), today announced financial results for the first quarter ended March 31, 2026. First Quarter 2026 Highlights Net income was $5.0 million ( $0.77 per diluted common share) for Q1 2026, which represents a 13% increase over Q1 2025. Pre-provision, pre-tax net revenue (PPNR) for Q1 2026 was $6.5 million , which represents a 5.4% increase over Q1 2025. Return on Average Equity (ROE) was 10.74% for Q1 2026, while Return on Average Assets (ROA) was 0.97% . Net Interest Margin (NIM) increased 5bps for Q1 2026 when compared to Q1 2025. Cost of Funds declined 34bps when compared to Q1 2025 and declined 15bps when compared to Q4 2025. Noninterest income increased $281,000 , or 23% when compared to Q1 2025. This was driven by a $172,000 (26%) increase in Customer Fees, including Treasury Management products and services. Core Commercial Net Loan Growth totaled $45 million in Q1, which was net

CF Bankshares Inc. (NASDAQ: CFBK) (the "Company"), the parent of CFBank, NA, today announced that the Board of Directors of the Company declared a $0.09 per share quarterly cash dividend on its common stock and a corresponding $9.00 per share quarterly cash dividend on its Series D preferred stock. Each share of Series D preferred stock is convertible into 100 shares of common stock. The dividend is payable on April 21, 2026 to shareholders of record as of the close of business on April 13, 2026. About CF Bankshares Inc. and CFBank CF Bankshares Inc. (the "Company") is a holding company that owns 100% of the stock of CFBank, National Association ("CFBank"). CFBank is a nationally chartered boutique Commercial bank operating primarily in Five (5) Major Metro Markets: Columbus, Cleveland, Cincinnati, and Akron Ohio, and Indianapolis, Indiana. The current Leadership Team and Board recapitalized the Company and CFBank in 2012 during the financial crisis, repositioning CFBank as a

CF Bankshares Inc. (NASDAQ: CFBK) (the "Company"), the parent of CFBank, NA, is pleased to announce the addition of John Wilgus as Senior Vice President , further strengthening the Bank's commercial and commercial real estate banking capabilities. John brings more than 32 years of experience in commercial banking, with a strong focus on commercial real estate lending and relationship management. He has built a reputation for working closely with closely held businesses, real estate owners, and developers to deliver customized financial solutions and long-term banking partnerships. Most recently, John served as Senior Vice President at First Financial Bank, where he was responsible for developing and managing commercial real estate relationships across the Northern Ohio market. In this role, he partnered with business owners and internal teams to structure financing solutions that supported growth, stability, and long-term strategic objectives. Prior to his time at First Financial

CF Bankshares Inc. (NASDAQ: CFBK) (the "Company"), the parent of CFBank, NA, today announced that the Board of Directors of the Company declared a $0.09 per share quarterly cash dividend on its common stock and a corresponding $9.00 per share quarterly cash dividend on its Series D preferred stock. This represents a 13% increase over its previous quarterly dividend. The dividend is payable on January 26, 2026 to shareholders of record as of the close of business on January 15, 2026. Timothy T. O'Dell, President and CEO, commented, "We are pleased to reward our shareholders with a 13% increase in our dividend, which enhances total shareholder returns. We appreciate your confidence and support!" About CF Bankshares Inc. and CFBank CF Bankshares Inc. (the "Company") is a holding company that owns 100% of the stock of CFBank, National Association ("CFBank"). CFBank is a nationally chartered boutique Commercial bank operating primarily in Five (5) Major Metro Markets: Columbus, Cleveland,