CFBK · Cf Bankshares Inc.
$34.60
+0.08 (+0.23%)
At close · Aug 21
Market Cap
$224.63M
Shares
6.49M
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$34.60
Open$34.73
Day$33.84–34.90
52W close$22.41–36.31
Avg vol 30d66K
Short int102K · 1.6% float · 1.3d
Short vol14%
DataJan 2020–Aug 2026
Filing10-Q · Aug 7
Up next
FQ3-26 quarter ends
~Sep 30, 2026
Est
filed Aug 7, 2026
Equibles Rating
blended score · not investment adviceOverall
Buy
SellHoldBuy
Technical
Buy
Momentum
Very Strong
Sentiment
Neutral
Fundamentals
Excellent
Quant / Vol
Moderate
Market backdrop
VIX 15.1 · calm
Equity put/call 0.51
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+19%
above
Price vs 50-day avg
+4%
above
RSI (14)
50
neutral
MACD trend
Negative
52-week position
88%
near high
Volume (OBV)
Confirms
volume backs price
Momentum
relative strength
1-month return
+3%
trailing
6-month return
+14%
trailing
YTD return
+39%
this year
Relative strength
+2%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $33 › 200d $29 — 50d above 200d
Institutional flow
Accumulating
+11% holders QoQ · +19 funds added
Insider flow
Flat
No net insider activity over 90 days
Short interest
Rising
1.57% of float · ▲ +68.7% MoM · 1.3 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
101 holders — near 3-yr high, broad support
Squeeze score
55
elevated · 0–100
Fundamentals
EPS growth
+31%
Y/Y
Free cash flow
$18.2M
Valuation
P/E 11.9
below peers
Balance sheet
$229.5M
net cash
Quant / Vol
risk profile
Volatility
25%
annualized · 1-yr
Max drawdown
−20%
past year
ATR
2.8%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Technicals
trend & momentum for long-term holders Buy
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+19%
Bullish
Price vs 50-day avg
+4%
Bullish
RSI (14)
50
Neutral
MACD trend
Negative
Bearish
52-week position
88%
Bullish
Volume (OBV)
Confirms
Neutral
Market signals — smart money & positioning
Bullish · 2 of 6
Trend (MA cross)
No cross
50d $33 › 200d $29 — 50d above 200d
Institutional flow
Accumulating
+11% holders QoQ · +19 funds added
Insider flow
Flat
No net insider activity over 90 days
Short interest
Rising
1.57% of float · ▲ +68.7% MoM · 1.3 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
101 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $22
Now $35 · 88%
Range high $36
vs 200-day avg +19%
vs 50-day avg +4%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Net charge-offs (recoveries) | $106,000 | the quarter ended June 30, 2026 filing | — |
| Net interest income | $14.8M | the quarter ended June 30, 2026 filing | — |
| Provision for credit losses | $944,000 | the quarter ended June 30, 2026 filing | — |
| Allowance for credit losses on loans and leases to nonperforming loans and leases | 93.29% | Q2 2026 | — |
| Allowance for credit losses on loans and leases to total loans and leases | 1.07% | Q2 2026 | — |
| Book value per share | $29.04 | As of June 30, 2026 | — |
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| Commercial Loan Fundings | 135M | Q2 2026 | — |
| Efficiency Ratio | 50.4% | Q2 2026 | — |
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| Net Commercial Loan growth | 52M | Q2 2026 | — |
| Net Interest Margin (NIM) | 2.93% | Q2 2026 | — |
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| Nonperforming loans to total loans | 1.15% | Q2 2026 | — |
| Notional amount of loans sold | 15.7M | Three months ended June 30, 2026 | — |
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| Pre-provision, pre-tax net revenue non-GAAP | 8.21M | Q2 2026 | — |
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| Pre-provision, pre-tax net revenue (PPNR) non-GAAP | $8.2M | Q2 2026 | — |
| Return on Average Assets (ROA) | 1.11% | Q2 2026 | — |
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| Return on Average Equity (ROE) | 12.31% | Q2 2026 | — |
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| Tangible book value per common share | $29.04 | Q2 2026 | — |
| Tier 1 Leverage Ratio | 11.64% | As of June 30, 2026 | — |
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| Total Capital Ratio | 14.76% | As of June 30, 2026 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
CFBK
this stock
Cf Bankshares Inc.
|
$224.63M | +38.7% | — | 11.9 | 1.6% |
|
MFG
Mizuho Financial Group Inc
|
$124.89B | +40.4% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$121.23B | -35.4% | +15.2% | — | 0.5% |
|
IBN
Icici Bank Ltd
|
$105.45B | +0.4% | — | — | 0.5% |
|
CIXPF
CaixaBank/ADR
|
$100.59B | +19.4% | — | — | 0.1% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Financials
Filings
Earnings & Events
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| CFBK | -4.0% | +3.5% | +14.0% | -2.7% | +38.7% |
| SPY | -1.4% | +3.6% | +11.6% | +2.5% | +12.3% |
| vs SPY | -2.7% | -0.2% | +2.5% | -5.2% | +26.4% |
Capital returns
Latest dividend
$0.09
/ share · ex Jul 13, 2026
Paid (TTM)
$0.35
/ share · 4 payouts
Dividend yield (TTM, derived)
1.01%
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.