CIA
Citizens, Inc.
$5.55
-0.25 (-4.31%)
At close · Jul 7
Market Cap
$280.57M
Shares
50,553,564
Price & Indicators
Indicators
Price
Panels
Event markers
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$5.55
Open$5.91
Day$5.48–5.97
52W$3.25–6.54
Avg vol 30d126K
Short int3.7M · 7.3% float · 40.5d
Short vol77%
Last earningsMay 7, 2026
DataJan 2020–Jul 2026
Filing10-Q · May 7
Equibles Rating
blended score · not investment advice
Overall
Buy
SellHoldBuy
Technical
Neutral
Momentum
Very Strong
Sentiment
Bullish
Fundamentals
Excellent
Quant / Vol
Very High
Market backdrop
VIX 16.9 · calm
Equity put/call 0.86
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+2%
above
Price vs 50-day avg
+2%
above
RSI (14)
47
neutral
MACD trend
Negative
52-week position
70%
mid-range
Volume (OBV)
Confirms
volume backs price
Momentum
relative strength
1-month return
+7%
trailing
6-month return
+11%
trailing
YTD return
+15%
this year
Relative strength
+4%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $5 › 200d $5 — 50d above 200d
Institutional flow
Accumulating
+9% holders QoQ · +12 funds added
Insider flow
Accumulating
Net +$48.2K over 90 days · 0% sells
Short interest
Rising
7.34% of float · ▲ +0.3% MoM · 40.5 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
72 holders — near 3-yr high, broad support
Squeeze score
62
elevated · 0–100
Fundamentals
Revenue growth
+4%
Y/Y
Free cash flow
$17.5M
Balance sheet
$23.0M
net cash
Quant / Vol
risk profile
Volatility
53%
annualized · 1-yr
Max drawdown
−27%
past year
ATR
6.7%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Up next
Next earnings call
Aug 7, 2026
Est · unconfirmed
· in 4 wks
FQ3-26 quarter ends
~Sep 30, 2026
Est
filed May 7, 2026
Technicals
trend & momentum for long-term holders Neutral
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+2%
Bullish
Price vs 50-day avg
+2%
Bullish
RSI (14)
47
Neutral
MACD trend
Negative
Bearish
52-week position
70%
Neutral
Volume (OBV)
Confirms
Neutral
Market signals — smart money & positioning
Bullish · 3 of 6
Trend (MA cross)
No cross
50d $5 › 200d $5 — 50d above 200d
Institutional flow
Accumulating
+9% holders QoQ · +12 funds added
Insider flow
Accumulating
Net +$48.2K over 90 days · 0% sells
Short interest
Rising
7.34% of float · ▲ +0.3% MoM · 40.5 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
72 holders — near 3-yr high, broad support
Price context
position in its 52-week range
52-wk low $3
Now $6 · 70%
52-wk high $7
vs 200-day avg +2%
vs 50-day avg +2%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from its earnings releases, calls, and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Average annualized yield on the investment portfolio | 4.54% | Q1 2026 | — |
| Direct insurance premiums | $43.9M | Q1 2026 | — |
| Net investment income | $17.3M | Q1 2026 | — |
| insurance issued | $1.1B | FY2025 | — |
| total direct insurance in force | $5.43B | FY2025 | — |
Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file
Versus peers
Insurance - Life — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
CIA
this stock
Citizens, Inc.
|
$280.57M | +14.9% | +4.3% | — | 7.3% |
|
CILJF
China Life Insurance Co Ltd
|
$106.28B | +7.8% | — | — | 0.0% |
|
MFC
Manulife Financial Corp
|
$68.96B | +15.3% | — | — | 0.8% |
|
AFL
Aflac Inc
|
$61.81B | +10.7% | -9.3% | 13.9 | 2.1% |
|
MET
Metlife Inc
|
$57.97B | +15.0% | +8.6% | 17.4 | 2.5% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Financials
Filings
Earnings & Events
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| CIA | -10.2% | +7.1% | +11.2% | -3.3% | +14.9% |
| SPY | +0.9% | +1.4% | +7.6% | +0.1% | +9.7% |
| vs SPY | -11.1% | +5.8% | +3.7% | -3.4% | +5.3% |