CIA · Citizens, Inc. · Metrics
$3.59
+0.06 (+1.70%)
At close · Oct 21
Return incl. dividend (before tax)
Market Cap
$181.81M
Shares
50.64M
Volume · Oct 21
116.96K
Avg daily vol (3M)
129.71K
CIA metrics
68 of 122 screener metrics currently available.
Market overview
2 metricsShare price
$3.59
Market cap
$181.81M
Price action
20 metricsPrice change (1W)
+4.4%
Price change (30D)
-2.2%
Price change (3M)
-32.5%
Price change (6M)
-37.3%
Price change (YTD)
-26.9%
Price change (1Y)
-41.7%
Trailing year
Price change (5Y)
-44.9%
52-week high
$6.38
52-week low
$3.37
Change from 52-week high
-44.7%
Change from 52-week low
+4.7%
Annualized volatility
51.1%
Annualized volatility (3M)
49.0%
Beta
1.0
RSI (14D)
47.7
Price vs SMA 50
-3.6%
Price vs SMA 200
-28.1%
Avg volume (3M)
128,726
Relative volume
1.0
Average dollar volume
$499,999
Company
3 metricsSector
Financial Services
Industry
Insurance - Life
Shares outstanding
50.64M
Valuation
12 metricsP / E (TTM)
15.4
Trailing earnings · reciprocal yield 6.5%
PEG ratio
—
EV / revenue
—
EV / EBITDA
—
EV / EBIT
—
P / sales
0.7×
reciprocal yield 142.6%
P / book
0.8
reciprocal yield 131.5%
FCF yield
8.4%
TTM · current market cap
Buyback yield
—
P / FCF
11.9
reciprocal yield 8.4%
P / operating cash flow
11.5
reciprocal yield 8.7%
Earnings yield
6.5%
Historical valuation
8 metricsP / E historical average (3Y)
—
P / E historical average (5Y)
—
EV / revenue historical average (3Y)
—
EV / revenue historical average (5Y)
—
EV / EBIT historical average (3Y)
—
EV / EBIT historical average (5Y)
—
EV / EBITDA historical average (3Y)
—
EV / EBITDA historical average (5Y)
—
Dividends & buybacks
7 metricsDividend yield
—
Trailing 12 months
Payout ratio
—
Shareholder yield
—
Dividend / share (TTM)
—
Dividend growth YoY
—
Dividend growth streak
—
Last ex-dividend
—
Earnings calendar
2 metricsNext earnings
—
Last earnings
2025-11-07
Profitability
9 metricsGross margin
—
Operating margin
—
Trailing 12 months
Net margin
4.5%
Gross profit (TTM)
—
Operating profit (TTM)
—
Net income (TTM)
$11.60M
Trailing 12 months
Diluted EPS (TTM)
—
FCF margin
5.9%
Effective tax rate
18.3%
Growth
11 metricsRevenue growth YoY
-7.2%
Year over year
Net income growth YoY
-106.6%
Revenue (TTM)
$255.01M
Trailing 12 months
EPS growth YoY
—
Shares change YoY
-0.4%
Year over year · fewer shares
Revenue CAGR (3Y)
+3.2%
Revenue CAGR (5Y)
+1.4%
EPS CAGR (3Y)
—
EPS CAGR (5Y)
—
FCF CAGR (3Y)
-32.4%
FCF CAGR (5Y)
-18.4%
Quality
14 metricsReturn on equity
4.9%
Return on assets
0.7%
Debt / equity
—
Current ratio
—
EBITDA (TTM)
—
Free cash flow (TTM)
$14.97M
Quick ratio
—
Interest coverage
—
Net debt / EBITDA
—
Return on invested capital
—
Trailing 12 months
Net cash
$16.96M
Latest balance sheet
Cash & equivalents
$16.96M
Total assets
$1.75B
Total debt
—
Cash flow & spend
7 metricsOperating cash flow (TTM)
$15.49M
Capital expenditures (TTM)
$525,000
R&D (TTM)
—
SG&A (TTM)
—
Stock compensation (TTM)
—
R&D / revenue
—
Stock compensation / revenue
—
Ownership (13F)
9 metrics13F filers
77
13F filer change QoQ
+4
Institutional ownership
30.6%
Conviction holders (share of 13F filers)
1.3%
Crowding (high-turnover and private-fund holders)
4.0%
Private-fund adviser ownership
3.9%
Active holders' share change QoQ
+12.2%
Holder tenure
11.8
Price vs estimated holder cost
+25.5%
Ownership (registered funds)
1 metricsIndex-fund ownership
11.1%
Short interest
3 metricsShort interest
8.7%
Latest settlement · 33.8 days to cover
Days to cover
33.8d
Short-squeeze score
66 / 100
Insider activity
2 metricsNet insider buying (90D)
$302,015
Insider-sentiment score
91 / 100
Risk flags
1 metricsGoing concern
—