CIA · Citizens, Inc.

Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock.

Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock.

Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock.

On August 15, 2023, the reporting person was granted an award of restricted stock units, vesting in three equal annual installments on the first anniversary date of the grant (August 15, 2024) and the second anniversary date of the grant (August 15, 2025) and the third anniversary date of the grant (August 15, 2026)

Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock.

On August 15, 2023, the reporting person was granted an award of restricted stock units, vesting in three equal annual installments on the first anniversary date of the grant (August 15, 2024) and the second anniversary date of the grant (August 15, 2025) and the third anniversary date of the grant (August 15, 2026)

These shares were purchased through the Citizens, Inc. Stock Investment Plan as part of regular monthly payroll deduction.

These shares were purchased through the Citizens, Inc. Stock Investment Plan as part of regular monthly payroll deduction.

Represents securities transferred to the Reporting Person's former spouse pursuant to a divorce settlement. The Reporting Person no longer has a reportable beneficial interest in the securities transferred.

These shares were purchased through the Citizens, Inc. Stock Investment Plan as part of regular monthly payroll deduction.

These shares were purchased through the Citizens, Inc. Stock Investment Plan as part of regular monthly payroll deduction.

Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock.

On June 17, 2025, the reporting person was granted 12,012 restricted stock units, vesting on June 17, 2026.

Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock.

On June 17, 2025, the reporting person was granted 12,012 restricted stock units, vesting on June 17, 2026.

Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock.

On June 17, 2026, the reporting person was granted 7,042 restricted stock units, vesting on June 17, 2027.

Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock.

On June 17, 2025, the reporting person was granted 12,012 restricted stock units, vesting on June 17, 2026.

Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock.

On June 17, 2026, the reporting person was granted 7,042 restricted stock units, vesting on June 17, 2027.

Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock.

Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock.

Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock.

On June 17, 2025, the reporting person was granted 12,012 restricted stock units, vesting on June 17, 2026.

Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock.

Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock.

On June 17, 2026, the reporting person was granted 7,042 restricted stock units, vesting on June 17, 2027.

Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock.

On June 17, 2026, the reporting person was granted 7,042 restricted stock units, vesting on June 17, 2027.

Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock.

On June 17, 2026, the reporting person was granted 7,042 restricted stock units, vesting on June 17, 2027.

Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock.

On June 17, 2026, the reporting person was granted 7,042 restricted stock units, vesting on June 17, 2027.

Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock.

These shares were purchased through the Citizens, Inc. Stock Investment Plan as part of regular monthly payroll deduction.

These shares were purchased through the Citizens, Inc. Stock Investment Plan as part of regular monthly payroll deduction.

These shares were purchased through the Citizens, Inc. Stock Investment Plan as part of regular monthly payroll deduction.

These shares were purchased through the Citizens, Inc. Stock Investment Plan as part of regular monthly payroll deduction.

These shares were purchased through the Citizens, Inc. Stock Investment Plan as part of regular monthly payroll deduction.

These shares were purchased through the Citizens, Inc. Stock Investment Plan as part of regular monthly payroll deduction.

These shares were purchased through the Citizens, Inc. Stock Investment Plan as part of regular monthly payroll deduction.

These shares were purchased through the Citizens, Inc. Stock Investment Plan as part of regular monthly payroll deduction.

These shares were purchased through the Citizens, Inc. Stock Investment Plan as part of regular monthly payroll deduction.

These shares were purchased through the Citizens, Inc. Stock Investment Plan as part of regular monthly payroll deduction.

These shares were purchased through the Citizens, Inc. Stock Investment Plan as part of regular monthly payroll deduction.

These shares were purchased through the Citizens, Inc. Stock Investment Plan as part of regular monthly payroll deduction.

These shares were purchased through the Citizens, Inc. Stock Investment Plan as part of regular monthly payroll deduction.

These shares were purchased through the Citizens, Inc. Stock Investment Plan as part of regular monthly payroll deduction.

These shares were purchased through the Citizens, Inc. Stock Investment Plan as part of regular monthly payroll deduction.

These shares were purchased through the Citizens, Inc. Stock Investment Plan as part of regular monthly payroll deduction.

These shares were purchased through the Citizens, Inc. Stock Investment Plan as part of regular monthly payroll deduction.

Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock.

On March 31, 2025, the reporting person was granted an award of RSUs under the Citizens, Inc. Omnibus Incentive Plan for the 2024 pay-for-performance. The RSUs vest in three equal annual installments on the first anniversary of the date of the grant (March 31, 2026) an dthe second anniversary of the date of the grant (March 31, 2027) and the third anniversary of the date of the grant (March 31, 2028).

Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock.

On March 31, 2025, the reporting person was granted an award of RSUs under the Citizens, Inc. Omnibus Incentive Plan for the 2025 long-term incentive. The RSUs vest in three equal annual installments on the first anniversary of the date of the grant (March 31, 2026) an dthe second anniversary of the date of the grant (March 31, 2027) and the third anniversary of the date of the grant (March 31, 2028).

Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock.

On March 31, 2025, the reporting person was granted an award of RSUs under the Citizens, Inc. Omnibus Incentive Plan for the 2025 long-term incentive. The RSUs vest in three equal annual installments on the first anniversary of the date of the grant (March 31, 2026) an dthe second anniversary of the date of the grant (March 31, 2027) and the third anniversary of the date of the grant (March 31, 2028).