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CIZN · Citizens Holding Co

Track CIZN — free
$8.85 At close · Dec 15
Market Cap
$59.05M
Shares
5.62M
Volume · Dec 15 61.5K Avg daily vol (3M) 7269

Price & Indicators

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20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$8.85 Open$9.08 Day$7.75–9.40 52W close$8.85–16.51 Avg vol 30d9K Short int11K · 0.2% of shares · 1.7d Short vol16% DataJan 2020–Dec 2023 Filing10-K · Mar 29

Latest documents

2024
Mar 29
Annual report 10-K FY2023, ended Dec 31
Annual report for FY2023
Net income $1.85M ▼ 80.7% Diluted EPS $0.33 ▼ 80.8%
2023
All documents

Metrics snapshot

Useful current figures from the complete screener profile.

Revenue (TTM)
$38.63M
Trailing 12 months
Net income (TTM)
$1.85M
Trailing 12 months
Revenue growth YoY
-28.2%
Year over year
Operating margin
—
Trailing 12 months
P / E (TTM)
26.8
Trailing earnings · reciprocal yield 3.7%
FCF yield
8.1%
TTM · current market cap
Return on invested capital
—
Trailing 12 months
Net cash
−$81.61M
Latest balance sheet
Dividend yield
—
Trailing 12 months
Shares change YoY
+0.1%
Year over year · more shares
Price change (1Y)
-34.5%
Trailing year
Short interest
—
Latest settlement
View all 122 metrics

Equibles Rating

blended score · not investment advice
Overall
Sell
SellHoldBuy
Technical Strong Sell Momentum Very Weak Sentiment Bullish Fundamentals Fair Quant / Vol High
Market backdrop VIX 20.8 · elevated Equity put/call 0.60
Technical
price trend
Strong Sell
50 / 200-day cross No cross
Price vs 200-day avg −23%
below
Price vs 50-day avg −12%
below
RSI (14) 19
oversold
MACD trend Negative
52-week position 0%
near low
Volume (OBV) Confirms
volume backs price
Momentum
relative strength
Very Weak
1-month return −14%
trailing
6-month return −26%
trailing
YTD return −35%
this year
Relative strength −33%
vs S&P · 6-mo
Sentiment
smart money
Bullish
Trend (MA cross) No cross
50d $10 › 200d $11 — 200d above 50d
Institutional flow Accumulating
+1 funds added
Insider flow Flat
No net insider activity over 90 days
Short interest Falling
0.19% of shares out · ▼ -0.0% MoM · 1.7 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr low
1 holders — near 5-yr low, contrarian setup
Fundamentals
Fair
EPS growth −81%
Y/Y
Free cash flow $4.8M
Balance sheet $81.6M
net debt
Quant / Vol
risk profile
High
Volatility 34%
annualized · 1-yr
Max drawdown −46%
past year
ATR 3.9%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Strong Sell
4 · 3 · 0
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
−23% Bearish
Price vs 50-day avg
−12% Bearish
RSI (14)
19 Neutral
MACD trend
Negative Bearish
52-week position
0% Bearish
Volume (OBV)
Confirms Neutral
Market signals — smart money & positioning
Bullish · 2 of 6
Trend (MA cross) No cross
50d $10 › 200d $11 — 200d above 50d
Institutional flow Accumulating
+1 funds added
Insider flow Flat
No net insider activity over 90 days
Short interest Falling
0.19% of shares out · ▼ -0.0% MoM · 1.7 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr low
1 holders — near 5-yr low, contrarian setup
Price context
position in its 52-week range
Range low $9 Now $9 · 0% Range high $17
vs 200-day avg -23% vs 50-day avg -12%

Illustrative technical + ownership context — a signal mix, not investment advice.

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
CIZN
Citizens Holding Co
this stock
$59.05M — — — 0.2%
HDB
Hdfc Bank Ltd
$118.57B -36.9% -3.2% — 0.8%
MFG
Mizuho Financial Group Inc
$116.02B +30.3% — — 0.0%
IBN
Icici Bank Ltd
$108.18B +1.1% — — 0.6%
USB
US Bancorp \De\
$93.19B +12.2% +4.4% 11.9 1.7%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Accumulating
Holders
1
% held
1.5%
Net QoQ
+83.8K sh
Top holder
HUNTINGTON NATIONAL BANK
Held Float
View
Held by Funds
Fund positions
1
View
Short & Settlement
Short Interest Falling
Shares short
10.8K
Days to cover
1.7d
Change
-3 sh
View
Short Volume
Short vol %
16%
As of
Aug 21, 2026
Short Total
View
Fails to Deliver
FTD shares
9
Value
$80
As of
Apr 6, 2026
View
Off-Exchange
Off-exchange %
81.3%
Week of
Dec 11, 2023
Off-exch Lit
View
Financials
Financials
Net income (FY)
$1.9M
EPS diluted
$0.33
View
Filings
SEC Filings
Latest
10-K
Filed
Mar 29, 2024
This year
0
View

Performance

5D 20D 120D MTD YTD
CIZN -7.3% -14.2% -25.7% -15.6% -35.4%
SPY +2.0% +4.2% +7.6% +2.8% +22.7%
vs SPY -9.3% -18.4% -33.3% -18.4% -58.1%

Capital returns

Latest dividend
$0.02 / share · ex Jun 16, 2025
Cut 87.5%
Paid (TTM)
$0.00 / share · 0 payouts
Dividend yield (TTM, derived)
— · no payout in the trailing year
Full dividend history

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1075706 CUSIP 174715102 Visit website Investor relations